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Tamilnad Mercantile Key Ratios

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NSE: TMB | BSE: 543596

₹926.80

up-down-arrow ₹-9.65 (-1.03%)

As on 08-Sep-2026 15:31IST

Market cap

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₹14,626 Cr

Revenue (TTM)

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₹6,096 Cr

P/E Ratio

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10.1

P/B Ratio

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1.4

Div. Yield

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1.4 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Interest Income 7.23 19.92 12.96 12.91 10.03
Interest Expended 6.08 11.24 9.74 16.30 9.71
Net Interest Income 8.61 32.01 17.24 9.18 10.45
EPS 10.13 34.97 20.33 10.99 14.81
Book Value -- -- 12.23 13.42 14.72
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
Net NPAs info 0.460.800.170.180.36
Net Interest Margin info 3.593.634.293.463.62
Net Margin info 19.5819.6620.6919.9719.26
Return on equity info 14.1315.1514.2013.9913.97
Return on Assets info 1.841.811.961.891.85

Income Statement

View Detailed Peer Comparison

Provisions and Contingencies

--

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
--
--
310.17
279.62
148.59
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Profitability

View Detailed Peer Comparison

Yield on Advances

--

--

Interest Earned as per cent of total advances

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
--
10.95
12.03
12.20
10.94
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Yield on Investments

--

--

(Interest on investments + net profit on investments) / total investments

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
--
7.05
6.91
6.76
6.43
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Spread

--

--

[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
--
5.68
6.51
6.89
6.83
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
NIM

4.29

--

(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
4.29
3.46
3.62
3.67
3.81
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

14.20

Higher than Peers by 4.05

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
14.20
13.99
13.97
14.44
16.79
Peer Median
10.15
10.42
10.84
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.96

Higher than Peers by 0.98

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
1.96
1.89
1.85
1.80
1.86
Peer Median
0.98
0.78
1.21
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cost to Income Ratio

--

--

Operating expenses / (Interest earned - Interest Expended + Other Income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
--
45.50
44.60
47.00
42.24
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

12.96

Higher than Peers by 0.49

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
12.96
9.98
9.15
18.79
6.45
Peer Median
12.47
4.64
14.70
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

39.07

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
39.07
6.27
17.81
-5.79
3.72
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

17.24

Higher than Peers by 13.08

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
17.24
13.10
10.31
4.16
25.23
Peer Median
4.16
20.33
23.13
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

20.33

Higher than Peers by 11.03

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
20.33
13.10
10.31
4.16
12.70
Peer Median
9.30
20.33
23.13
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

13.23

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
13.23
12.23
13.73
14.33
29.85
Peer Median
--
22.22
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

10.13

Lower than Peers by 0.75

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
10.13
6.87
5.50
7.17
6.28
Peer Median
10.88
10.88
9.72
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.38

Higher than Peers by 0.39

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
1.38
0.91
0.72
0.97
0.93
Peer Median
0.99
1.03
1.10
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

1.35

Lower than Peers by 0.15

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
1.35
2.15
2.68
2.06
2.45
Peer Median
1.50
1.50
1.26
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

6.23

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
6.23
5.33
4.01
6.07
4.45
Peer Median
--
13.53
7.24
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

14,626

Lower than Peers by 1,672

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Tamilnad Mercantile
14,626
9,189
6,504
7,687
6,466
Peer Median
16,299
16,299
21,642
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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