SRG Housing Fin Key Ratios
NSE: SRGHFL | BSE: 534680
₹236.65
As on 08-Sep-2026IST
Market cap
₹366 Cr
Revenue (TTM)
₹209 Cr
P/E Ratio
10.7
P/B Ratio
1.2
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -5.74 | 26.56 | 30.05 | 28.88 | 22.22 |
| EBIT | -1.05 | 37.90 | 34.12 | 29.13 | 18.94 |
| Net Profit | -8.39 | 24.90 | 29.46 | 29.18 | 22.24 |
| EPS | -8.41 | 24.69 | 28.73 | 19.62 | 7.88 |
| Book Value | -- | -- | 41.32 | 24.23 | 23.84 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-25 | Mar-24 |
| EBIT-Margin
| 59.93 | 63.73 | 59.92 | 58.78 | 60.13 |
| Net Margin
| 16.86 | 20.06 | 16.19 | 15.78 | 16.63 |
| Return on equity
| 13.38 | 16.42 | 11.86 | 11.59 | 14.59 |
| Return on Assets
| 3.50 | 4.16 | 3.34 | 3.19 | 3.60 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
--
|
12.29
|
13.48
|
13.06
|
14.38
|
|
Peer Median
|
--
|
10.02
|
--
|
9.16
|
--
|
ROE
11.86
Lower than Peers by 2.65
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
11.86
|
11.59
|
14.59
|
13.95
|
19.60
|
|
Peer Median
|
14.52
|
14.69
|
--
|
12.70
|
--
|
ROA
3.34
Higher than Peers by 0.47
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
3.34
|
3.19
|
3.60
|
3.71
|
5.04
|
|
Peer Median
|
2.87
|
2.70
|
--
|
2.19
|
--
|
EBIT Margin
59.92
Lower than Peers by 28.69
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
59.92
|
58.78
|
60.13
|
60.87
|
68.78
|
|
Peer Median
|
88.61
|
86.67
|
--
|
82.27
|
--
|
Net Margin
16.19
Lower than Peers by 9.56
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
16.19
|
15.78
|
16.63
|
18.16
|
25.15
|
|
Peer Median
|
25.76
|
24.94
|
--
|
23.68
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
--
|
20.49
|
21.50
|
22.45
|
28.40
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
30.05
Higher than Peers by 14.39
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
30.05
|
21.40
|
36.55
|
15.38
|
7.62
|
|
Peer Median
|
15.67
|
18.42
|
--
|
6.72
|
--
|
EBIT Growth
34.12
Higher than Peers by 16.76
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
34.12
|
18.67
|
34.89
|
2.11
|
5.64
|
|
Peer Median
|
17.36
|
20.13
|
--
|
16.03
|
--
|
Net Profit Growth
29.46
Higher than Peers by 7.90
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
29.46
|
15.84
|
23.46
|
-16.06
|
7.90
|
|
Peer Median
|
21.56
|
22.21
|
--
|
16.18
|
--
|
EPS Growth
28.73
Higher than Peers by 10.21
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
28.73
|
-1.71
|
20.68
|
-16.06
|
7.90
|
|
Peer Median
|
18.52
|
19.77
|
--
|
4.00
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
--
|
66.57
|
20.73
|
14.97
|
21.50
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
--
|
2.22
|
3.11
|
2.73
|
2.52
|
|
Peer Median
|
--
|
3.55
|
--
|
3.72
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
--
|
0.51
|
0.72
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.30
Higher than Peers by 0.01
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
1.30
|
0.48
|
0.19
|
2.57
|
3.62
|
|
Peer Median
|
1.29
|
0.51
|
--
|
0.74
|
--
|
Quick Ratio
1.30
Higher than Peers by 0.01
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
1.30
|
0.48
|
0.19
|
2.57
|
3.62
|
|
Peer Median
|
1.29
|
1.30
|
--
|
1.22
|
--
|
Interest Coverage
1.50
Lower than Peers by 0.09
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
1.50
|
1.48
|
1.51
|
1.57
|
1.84
|
|
Peer Median
|
1.59
|
1.60
|
--
|
1.55
|
--
|
Valuation
Price / Earnings
10.71
Lower than Peers by 2.60
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
10.71
|
19.73
|
17.04
|
11.18
|
8.10
|
|
Peer Median
|
13.31
|
21.74
|
--
|
13.13
|
--
|
Price / Book Value
1.20
Lower than Peers by 0.37
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
1.20
|
1.83
|
2.27
|
1.46
|
1.45
|
|
Peer Median
|
1.57
|
2.88
|
--
|
2.11
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.84
|
0.52
|
--
|
--
|
--
|
EV/EBITDA
8.55
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
8.55
|
10.61
|
10.22
|
8.51
|
7.32
|
|
Peer Median
|
--
|
16.45
|
--
|
16.26
|
--
|
Market Cap
366
Lower than Peers by 17,795
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
SRG Housing Fin
|
366
|
481
|
359
|
191
|
165
|
|
Peer Median
|
18,161
|
15,598
|
--
|
10,430
|
--
|