Regency Fincorp Financials

BSE: 540175

₹46.66

₹-0.04 (-0.09%)

As on 08-Sep-2026IST

Market cap

₹415 Cr

Revenue (TTM)

₹43 Cr

P/E Ratio

24

P/B Ratio

2.3

Div. Yield

0 %

Income Statement (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Operating Income	42.84	19.96	15.28	13.49	5.26	3.57
Other Income	5.30	1.71	0.53	0.03	0.20	1.80
Total Income	48.13	21.66	15.81	13.52	5.46	5.37
Interest Expense	13.07	8.01	8.97	9.38	2.80	2.43
Operating Expenses	10.97	6.23	3.43	2.46	1.61	2.12
Exceptional Income/Expenses	--	--	--	--	--	--
Profit before Tax	23.23	6.69	2.56	1.27	0.72	0.60
Taxes	5.94	1.72	0.59	0.35	0.17	0.18
Profit after Tax	17.29	4.98	1.97	0.92	0.55	0.42
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	17.29	4.98	1.97	0.92	0.55	0.42

Liabilities (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Shareholder's Funds	160.49	121.84	50.59	13.66	12.74	9.49
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	13.10	49.23	51.52	34.75	76.80	27.30
Current Liabilities	155.75	58.05	45.04	57.86	1.47	2.35
Total Liabilities	329.34	229.11	147.14	106.27	91.00	39.14

Assets (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Non-Current Assets	6.54	177.64	131.57	102.56	88.41	37.64
Current Assets	322.21	51.47	15.57	3.71	2.59	1.50
Total Assets	329.34	229.11	147.14	106.27	91.00	39.14
Contingent Liabilities	--	--	--	--	--	--

Cashflow (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Cash From Operating Activities	--	11.39	9.91	11.79	0.18	1.69
Cash Flow from Investing Activities	--	-48.17	-28.80	-14.53	-0.58	-1.17
Cash from Financing Activities	--	68.11	30.92	3.64	1.04	-1.78
Net Cash Inflow / Outflow	--	31.33	12.03	0.90	0.64	-1.26

Financials Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Adjusted EPS (₹)	2.13	0.78	0.51	0.87	0.52	0.51
Cash EPS (₹)	1.95	0.90	0.74	1.25	0.83	0.77
Adjusted Book Value (₹)	20.32	16.45	12.84	12.79	11.92	11.06
Dividend per Share (₹)	--	--	--	--	--	--
Cash Flow per Share (₹)	--	1.79	2.59	11.03	0.34	4.13
Free Cash Flow per Share (₹)	--	0.34	-0.82	1.28	-0.64	1.43

Profitability Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
ROCE (%)	--	7.91	9.28	11.05	5.55	8.22
ROE (%)	11.63	6.47	6.27	7.01	5.08	4.72
ROA (%)	6.19	2.64	1.55	0.94	0.85	1.10
EBIT Margin (%)	72.35	65.12	72.00	78.77	62.98	34.63
Net Margin (%)	35.91	22.97	12.44	6.84	10.13	7.79
Cash Profit Margin (%)	0.00	28.59	18.43	9.89	16.95	17.71

Growth Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Revenue Growth (%)	76.78	30.64	13.23	156.23	47.47	5.41
EBIT Growth (%)	96.63	18.16	3.50	220.44	168.18	-44.34
Net Profit Growth (%)	89.72	152.97	112.66	67.04	32.40	11.16
EPS Growth (%)	69.58	52.07	-40.55	67.02	1.65	11.16
Book Value Growth (%)	--	113.16	259.24	7.26	40.38	5.02

Valuation Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Price / Earnings	23.98	36.04	22.06	9.12	5.13	5.71
Price / Book Value	2.30	1.71	0.88	0.62	0.45	0.53
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	12.46	15.44	10.00	8.67	21.04	9.83
Close Price (₹)	39.86	28.20	11.35	7.89	5.32	5.82
High Price (₹)	46.69	43.61	15.34	10.02	8.35	17.00
Low Price (₹)	22.71	10.40	7.50	3.08	4.45	5.35
Market Cap (₹ Cr)	414.56	179.34	43.39	8.43	5.68	4.77

Solvency Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Debt to Equity	--	1.00	1.93	6.57	6.02	3.07
Short term debt to equity ratio	--	0.45	0.85	4.03	--	0.07
Current Ratio	2.07	0.89	0.35	0.06	1.77	0.64
Quick Ratio	2.07	0.89	0.35	0.06	1.77	0.64
Interest Coverage	2.78	1.84	1.29	1.14	1.26	1.25

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.