Regency Fincorp Peer Comparison

BSE: 540175

₹64.64

₹10.26 (18.87%)

As on 14-Oct-2026IST

Market cap

₹574 Cr

Revenue (TTM)

₹43 Cr

P/E Ratio

33.2

P/B Ratio

3.2

Div. Yield

0 %

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	Regency Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	574	31,187	30,528	23,837	20,344
Revenue (₹ Cr)	43	404	10,285	5,303	6,380
Net Profit (₹ Cr)	17.29	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	35.91	74.72	14.02	21.20	18.97
RoE (%)	11.63	1.41	10.08	16.25	16.14
Price to Earnings	33.22	72.38	21.06	21.14	16.80
Price-To-Book	3.18	1.06	1.90	3.17	2.46

Income Statement (₹ Cr)

	Regency Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	42.84	403.54	10,284.59	5,303.14	6,379.52
Other Income	5.30	5.87	25.57	15.03	3.80
Total Income	21.66	306.22	10,031.14	3,250.99	5,756.14
Interest Expense	13.07	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	24.09	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	10.97	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	23.23	362.26	1,950.48	1,497.38	1,612.11
Taxes	5.94	56.33	505.07	369.75	401.27
Profit after Tax	17.29	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	0.00	0.00	4.05	0.00	0.00
Share of Associate	0.00	124.96	0.00	0.00	0.00
Consolidated Profit	17.29	430.89	1,449.46	1,127.63	1,210.84

	Regency Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	160.49	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	0.00	0.00	4.05	0.00	0.00
Non-Current Liabilities	13.10	3,407.06	141.91	115.58	137.71
Current Liabilities	155.75	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	229.11	35,100.39	54,550.48	21,485.87	29,334.64

	Regency Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	6.54	169.20	1,233.12	446.49	827.99
Current Assets	322.21	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	229.11	35,100.39	54,550.48	21,485.87	29,334.64
Contingent Liabilities	--	--	196.39	7.21	4.00

	Regency Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	11.39	206.21	-466.57	-4,312.62	1,125.24
Cash Flow from Investing Activities	-48.17	-165.99	-124.80	61.87	708.34
Cash from Financing Activities	68.11	-142.63	1,132.34	5,117.65	-1,669.38
Net Cash Inflow / Outflow	31.33	-102.41	540.97	866.90	164.20

	Regency Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	7.91	1.21	11.25	11.18	9.55
ROE (%)	11.63	1.41	10.08	16.25	16.14
ROA (%)	6.19	0.91	2.34	4.21	4.05
EBIT Margin (%)	72.35	88.46	59.60	64.20	56.04
Net Margin (%)	35.91	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Regency Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	76.78	30.99	4.76	50.20	11.86
EBIT Growth (%)	96.63	33.57	33.65	58.09	64.71
Net Profit Growth (%)	128.24	42.45	85.35	95.19	524.34
EPS Growth (%)	69.58	-86.84	68.98	74.92	521.96
Book Value Growth (%)	113.16	3.76	7.66	12.13	5.63

	Regency Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	30.28	72.38	20.35	21.14	16.76
Price / Book Value	3.18	1.06	1.90	3.17	2.46
Dividend Yield (%)	0.00	0.55	0.62	0.08	0.00
EV/EBITDA	19.77	83.92	12.55	12.69	11.44
Market Cap (₹ Cr)	179.34	31,951.18	19,684.03	14,056.08	15,214.34

	Regency Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	2.85	0.00	0.00
Short term debt to equity ratio	0.45	--	2.89	0.98	1.50
Current Ratio	2.07	1,357.85	1.24	1.26	1.29
Quick Ratio	2.07	1,357.85	1.24	1.26	1.29
Interest Coverage	2.78	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.