Smart Finsec Financials

BSE: 539494

₹8.39

₹0.19 (2.32%)

As on 04-Sep-2026IST

Market cap

₹25 Cr

Revenue (TTM)

₹2 Cr

P/E Ratio

22.4

P/B Ratio

1.5

Div. Yield

0 %

Annual
Quarterly

Income Statement (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Operating Income	2.11	2.37	25.07	30.78	52.82	31.96
Other Income	--	--	--	--	--	0.00
Total Income	2.11	2.37	25.07	30.78	52.82	31.96
Interest Expense	0.03	0.01	0.00	0.00	0.00	0.10
Operating Expenses	0.56	0.80	21.93	28.80	48.21	31.37
Exceptional Income/Expenses	--	--	--	--	--	--
Profit before Tax	1.53	1.50	3.09	1.92	4.55	0.44
Taxes	0.41	0.33	0.72	0.51	1.09	0.00
Profit after Tax	1.13	1.17	2.37	1.41	3.46	0.45
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	1.12	1.17	2.37	1.41	3.46	0.45

Liabilities (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Shareholder's Funds	16.67	15.68	14.51	12.14	10.73	7.24
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	0.07	-0.05	-0.04	1.37	2.58	9.03
Current Liabilities	0.07	0.10	0.09	0.05	0.05	0.14
Total Liabilities	16.81	15.78	14.60	13.60	13.38	16.43

Assets (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Non-Current Assets	1.30	1.35	1.38	1.40	1.52	1.57
Current Assets	15.44	14.38	13.18	12.17	11.84	14.84
Total Assets	16.81	15.78	14.60	13.60	13.38	16.43
Contingent Liabilities	--	30.00	30.00	--	--	--

Cashflow (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Cash From Operating Activities	--	2.67	2.66	-0.50	4.68	-4.87
Cash Flow from Investing Activities	--	-2.50	-0.60	1.62	1.83	0.00
Cash from Financing Activities	--	--	-1.40	-1.20	-6.45	4.25
Net Cash Inflow / Outflow	--	0.17	0.66	-0.09	0.06	-0.61

Financials Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Adjusted EPS (₹)	0.37	0.39	0.79	0.47	1.15	0.15
Cash EPS (₹)	0.38	0.41	0.81	0.49	1.17	0.17
Adjusted Book Value (₹)	5.70	5.23	4.84	4.05	3.58	2.41
Dividend per Share (₹)	--	--	--	--	--	--
Cash Flow per Share (₹)	--	0.89	0.89	-0.17	1.56	-16.22
Free Cash Flow per Share (₹)	--	0.95	0.93	-0.20	1.55	-14.31

Profitability Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
ROCE (%)	--	10.03	22.02	14.30	30.75	3.87
ROE (%)	6.85	7.78	17.75	12.35	38.49	6.36
ROA (%)	6.90	7.75	16.82	10.49	23.24	3.16
EBIT Margin (%)	73.96	63.98	12.32	6.24	8.62	1.69
Net Margin (%)	53.27	49.58	9.43	4.59	6.55	1.40
Cash Profit Margin (%)	0.00	51.91	9.65	4.77	6.65	1.57

Growth Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Revenue Growth (%)	-8.25	-90.56	-18.55	-41.73	65.26	231.74
EBIT Growth (%)	5.26	-50.95	60.73	-57.80	743.05	7.79
Net Profit Growth (%)	-8.93	-50.37	67.45	-59.16	672.88	31.45
EPS Growth (%)	-2.72	-50.37	67.46	-59.16	672.65	31.49
Book Value Growth (%)	--	8.09	19.48	13.16	48.30	6.01

Valuation Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Price / Earnings	22.37	29.75	17.45	12.77	6.35	3.42
Price / Book Value	1.47	2.23	2.84	1.48	2.05	2.11
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	14.38	20.06	12.89	9.78	5.29	40.73
Close Price (₹)	8.53	11.64	13.76	6.01	7.32	5.10
High Price (₹)	14.37	27.21	22.39	9.19	11.01	6.75
Low Price (₹)	6.30	9.36	5.30	5.01	5.10	4.56
Market Cap (₹ Cr)	25.17	34.92	41.28	18.03	21.96	15.30

Solvency Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Debt to Equity	--	--	--	0.12	0.24	1.25
Short term debt to equity ratio	--	--	--	--	--	--
Current Ratio	217.42	147.95	144.22	221.99	258.60	104.92
Quick Ratio	217.42	147.93	144.22	147.05	83.99	57.74
Interest Coverage	48.81	107.44	3,088.50	768.64	1,092.02	5.60

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.