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5 star

Canara Robeco Conservative Hybrid Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.39 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.29 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 9.60 -0.15 0.42 0.13 0.51 4.79 11.39 11.53 8.85 8.16 9.45
VR MIP TRI 10.44 -0.46 0.39 -1.10 0.55 5.28 13.12 10.42 9.54 8.53 9.63
Hybrid: Conservative Hybrid 9.93 -0.16 0.25 -0.10 1.40 5.13 11.78 8.45 7.11 7.51 8.97
Rank within category 14 18 6 11 27 18 13 4 4 9 8
Number of funds in category 33 36 36 36 36 36 33 30 30 28 27

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Canara Robeco Conservative Hybrid Fund - Regular Plan  | Invest Online
5 star
Apr-01 11.39 11.53 8.85 1.87% 959
SBI Debt Hybrid Fund  | Invest Online
4 star
Mar-01 15.88 12.18 8.35 1.10% 4,369
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 10.97 10.37 9.38 1.73% 3,384
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
5 star
Dec-03 15.32 13.10 9.39 1.90% 1,160
HDFC Hybrid Debt Fund  | Invest Online
3 star
Dec-03 15.68 10.48 7.72 1.86% 2,676

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.15 30-Dec-2008 - 06-Jan-2009 -6.07 15-Jan-2008 - 22-Jan-2008
Month 12.56 05-Dec-2008 - 06-Jan-2009 -10.24 20-Feb-2020 - 23-Mar-2020
Quarter 16.67 09-Mar-2009 - 10-Jun-2009 -10.17 04-Jan-2008 - 04-Apr-2008
Year 31.79 24-Oct-2008 - 26-Oct-2009 -13.44 26-Oct-2007 - 27-Oct-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 11.01 4.95 1.46 1.51 0.67 3.05
VR MIP TRI 10.03 6.79 0.92 1.13 -- --
Hybrid: Conservative Hybrid 8.30 6.29 0.83 0.97 0.68 0.29
Rank within category 4 9 2 5 13 3
Number of funds in category 30 30 30 30 30 30

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 33
Number of Bonds 28
Average Maturity (yrs) 2.69
Top 10 Holdings (%) 48.79
Portfolio P/B Ratio 5.44
Portfolio P/E Ratio 41.37

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
down 4.26% GOI 17/05/2023 GOI Securities SOV 0.00 - 12.58 7.79
new 8.79% GOI 2021 Central Government Loan SOV 0.00 - 7.30 7.30
equal 3.96% GOI 2022 GOI Securities SOV 0.00 - 8.58 7.29
up 6.84% GOI 19/12/2022 GOI Securities SOV 0.00 - 10.89 5.90
equal 6.10% GOI 2031 GOI Securities SOV 0.00 - 6.05 5.10
up 8.20% GOI 15/02/2022 Central Government Loan SOV 0.00 - 4.22 4.22
equal 7.69% National Bank Agr. Rur. Devp 29/05/2024 Non Convertible Debenture AAA 0.72 - 3.92 3.30
new 8.15% GOI 2022 Central Government Loan SOV 0.00 - 2.67 2.67
new 6.10% Karnataka State 2021 State Development Loan SOV 0.00 - 2.61 2.61
equal 4.95% HDFC 2022 Non Convertible Debenture AAA 0.00 - 3.08 2.61
new Reserve Bank of India 182-D 18/11/2021 Treasury Bills SOV 0.00 - 2.60 2.60
down 4.48% GOI 2023 GOI Securities SOV 0.00 - 12.89 2.60
equal 6.84% Gujarat State 2031 State Development Loan SOV 0.00 - 2.80 2.59
equal 6.97% Tamilnadu State 28/07/2031 State Development Loan SOV 0.00 - 2.26 2.09
equal 6.30% GOI 2023 GOI Securities SOV 0.00 - 1.72 1.60
equal 7.14% REC 2021 Bonds AAA 0.00 - 3.88 1.57
equal 7.99% HDFC 2024 Debenture AAA 1.10 - 3.19 1.10
equal 7.50% HDFC 2025 Debenture AAA 1.09 - 3.13 1.09
equal 7.40% LIC Housing Fin. 2024 Debenture AAA 0.00 - 2.31 1.08
equal 7.45% REC 30/11/2022 Non Convertible Debenture AAA 1.07 - 3.11 1.07
equal 7.00% Reliance Industries 31/08/2022 Non Convertible Debenture AAA 0.00 - 6.35 1.06
equal 8.18% Power Finance Corporation 19/03/2022 Debenture AAA 0.00 - 2.18 1.06
equal 6.76% GOI 22/02/2061 GOI Securities SOV 0.00 - 1.08 1.00
equal 8.49% Punjab State 31/03/2022 State Development Loan SOV 0.85 - 2.49 0.85
equal 9.25% Maharashtra State 2023 State Development Loan SOV 0.00 - 1.22 0.56

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 23.44 1.55 0.60 1.36
equal HDFC Bank Financial 24.50 2.71 1.21 1.27
up Axis Bank Financial 20.63 1.63 0.69 1.25
equal Bajaj Finance Financial 85.76 1.59 0.31 1.16
up Max Healthcare Institute Healthcare 81.12 1.04 0.00 1.04
equal TVS Motor Company Automobile 38.69 1.20 0.00 0.86
equal SBI Cards & Payments Services Financial 89.77 0.86 0.00 0.82
equal Infosys Technology 34.93 1.91 0.81 0.82
equal Ipca Laboratories Healthcare 26.15 0.94 0.00 0.78
equal Avenue Supermarts Services 226.32 1.10 0.00 0.72
equal Sona BLW Precision Forgings Automobile 208.35 0.81 0.00 0.71
equal Reliance Industries Energy 31.17 1.87 0.69 0.69
up Gland Pharma Healthcare 53.32 0.81 0.00 0.69
equal Muthoot Finance Financial 14.85 0.83 0.00 0.69
equal Minda Industries Automobile 70.14 1.00 0.00 0.65
equal Cholamandalam Investment & Finance Company Financial 29.16 0.82 0.00 0.64
equal Max Financial Services Financial 111.89 0.80 0.00 0.61
equal Vinati Organics Chemicals 65.07 0.80 0.00 0.60
new SBI Life Insurance Company Insurance 93.86 0.60 0.00 0.60
up Whirlpool Consumer Durable 40.10 0.71 0.00 0.58
equal Indraprastha Gas Energy 24.35 0.98 0.00 0.57
equal Zomato Services -- 0.66 0.00 0.55
equal TCI Express Ltd. Services 63.58 0.58 0.27 0.53
equal Tata Consultancy Services Technology 36.81 1.05 0.50 0.50
equal Britannia Inds. FMCG 53.65 0.81 0.00 0.50

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Miyush Gandhi since 15-Jun-2018

Education: Mr. Gandhi is Bachelor of Commerce & Master of Business Administration

Experience: Prior to joining Canara Robeco Mutual Fund he has worked with SBI Life Insurance Company Ltd. as Fund Manager and Research Analyst.

Interviews:

Funds Managed:

— Avnish Jain since 07-Oct-2013

Education: Mr. Jain is a B.Tech from IIT Kharagpur and Post Graduate from IIM Kolkata.

Experience: Prior to joining Canara Robeco AMC he has worked with ICICI Prudential AMC, PGIM India Mutual Fund, Deutsche Asset Management, Misys Software Solutions, Yes Bank and ICICI Bank.

Funds Managed:


-0.15%

Change from previous, NAV as on 03-Dec-2021

Growth: ₹ 75.2372

IDCW Quarterly: ₹ 14.0613

IDCW Monthly: ₹ 14.2145


Investment Strategy

The fund seeks to generate to income through investment primarily in debt securities with marginal exposures in equity and money market instruments of various maturities and risk profile.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 2,000
Minimum Balance (₹) 2,000
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Canara Robeco Mutual Fund
Launch Date: 02-Apr-2001
Return Since Launch: 11.07%
Benchmark: CRISIL Hybrid 85+15 Conservative Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 959 Cr (As on 31-Oct-2021)
Expense: 1.87% (As on 31-Oct-2021)
Risk Grade: Below Average
Return Grade: High
Turnover: 209.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly26-Nov-20210.1000

 29-Oct-20210.1000
 24-Sep-20210.1000
 27-Aug-20210.1000
 30-Jul-20210.1000
 25-Jun-20210.1000
 28-May-20210.1000
 30-Apr-20210.1000
 26-Mar-20210.1000
 26-Feb-20210.1000
 29-Jan-20210.1000
 24-Dec-20200.1000
 27-Nov-20200.1000
 23-Oct-20200.1000
 25-Sep-20200.1000
 31-Aug-20200.1000
 31-Jul-20200.1000
 26-Jun-20200.1000
 29-May-20200.1000
 27-Apr-20200.1000
 27-Mar-20200.0720
 28-Feb-20200.0720
 31-Jan-20200.0720
 27-Dec-20190.0720
 29-Nov-20190.2161
IDCW Quarterly24-Sep-20210.2500

 25-Jun-20210.2500
 26-Mar-20210.2500
 24-Dec-20200.3000
 25-Sep-20200.3000
 26-Jun-20200.3000
 27-Mar-20200.2161
 27-Dec-20190.2161
 27-Sep-20190.2161
 28-Jun-20190.2161
 29-Mar-20190.8644
 28-Dec-20180.2161
 28-Sep-20180.2161
 22-Jun-20180.2161
 23-Mar-20180.2167
 29-Dec-20170.2167
 22-Sep-20170.2167
 23-Jun-20170.2167
 24-Mar-20170.2167
 23-Dec-20160.2167
 23-Sep-20160.2167
 17-Jun-20160.2167
 23-Mar-20160.2167
 23-Dec-20150.2167
 30-Sep-20150.2167

Contact Information

AMC: Canara Robeco Asset Management Company Ltd

Address: 4th Floor - Construction House, 5 - Walchand Hirachand Marg, Ballard Estate, Mumbai - 400001

Phone: 022-22621371/ 66585000 / 665850010

Fax: 022-66585012

Email: [email protected]

Website: http://www.canararobeco.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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