VR Logo

4 star

Canara Robeco Conservative Hybrid Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.33 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.30 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.92 -0.55 -0.79 1.52 2.73 7.56 12.54 9.91 9.73 9.65 9.11
VR MIP TRI 0.87 -1.47 -1.64 1.64 3.89 9.86 12.99 9.04 10.10 9.58 8.81
Hybrid: Conservative Hybrid 1.11 -0.65 -0.82 1.25 3.16 8.13 9.20 6.12 8.19 8.90 8.45
Rank within category 15 11 18 9 17 16 9 1 7 8 6
Number of funds in category 34 36 36 34 34 34 34 31 31 27 26

As on 26-Feb-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Canara Robeco Conservative Hybrid Fund - Regular Plan  | Invest Online
4 star
Apr-01 12.54 9.91 9.73 1.96 397
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 11.43 9.12 10.98 1.85 2,829
SBI Debt Hybrid Fund  | Invest Online
4 star
Mar-01 14.41 8.17 8.97 1.17 998
HDFC Hybrid Debt Fund  | Invest Online
3 star
Dec-03 13.12 7.49 9.74 1.88 2,432
UTI Regular Savings Fund - Regular Plan  | Invest Online
2 star
Dec-03 13.87 5.66 7.99 1.80 1,631

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.15 30-Dec-2008 - 06-Jan-2009 -6.07 15-Jan-2008 - 22-Jan-2008
Month 12.56 05-Dec-2008 - 06-Jan-2009 -10.24 20-Feb-2020 - 23-Mar-2020
Quarter 16.67 09-Mar-2009 - 10-Jun-2009 -10.17 04-Jan-2008 - 04-Apr-2008
Year 31.79 24-Oct-2008 - 26-Oct-2009 -13.44 26-Oct-2007 - 27-Oct-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 8.71 5.52 0.73 0.83 0.75 1.71
VR MIP TRI 7.78 6.95 0.45 0.55 -- --
Hybrid: Conservative Hybrid 5.72 7.51 0.20 0.28 0.86 -1.63
Rank within category 4 12 3 2 18 3
Number of funds in category 35 35 35 35 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2021

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 34
Number of Bonds 20
Average Maturity (yrs) 2.63
Top 10 Holdings (%) 48.83
Portfolio P/B Ratio 4.82
Portfolio P/E Ratio 41.06

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 6.17% GOI 15/07/2021 GOI Securities SOV 0.00 - 10.21 10.21
equal Reserve Bank of India 364-D 23/09/2021 Treasury Bills SOV 0.00 - 9.31 8.02
down 6.84% GOI 19/12/2022 GOI Securities SOV 0.00 - 12.41 7.93
equal 8.80% LIC Housing Fin. 25/01/2029 Debenture AAA 4.19 - 7.50 4.19
new 7.14% REC 2021 Bonds AAA 0.00 - 3.88 3.88
down 5.85% GOI 2030 GOI Securities SOV 0.00 - 8.09 3.77
equal 8.35% IRFC 13/03/2029 Debenture AAA 2.80 - 5.06 2.80
equal 7.99% HDFC 2024 Debenture AAA 2.71 - 4.81 2.71
equal 7.50% HDFC 2025 Debenture AAA 2.66 - 4.75 2.66
new 6.79% GOI 15/05/2027 GOI Securities SOV 0.00 - 2.66 2.66
equal 7.45% REC 30/11/2022 Non Convertible Debenture AAA 2.63 - 4.75 2.63
equal 7.50% Power Finance Corp. 16/08/2021 Debenture AAA 2.57 - 4.75 2.57
equal 6.58% Uttar Pradesh State 2030 State Development Loan SOV 0.00 - 2.96 2.52
equal 8.49% Punjab State 31/03/2022 State Development Loan SOV 2.11 - 3.93 2.11
equal 8.95% Reliance Industries 2028 Debenture AAA 1.45 - 2.55 1.45
new 8.79% LIC Housing Fin. 2024 Non Convertible Debenture AAA 0.00 - 1.37 1.37
equal 7.69% National Bank Agr. Rur. Devp 29/05/2024 Non Convertible Debenture AAA 1.36 - 2.46 1.36
equal 7.40% Power Finance Corp. 30/09/2021 Bonds AAA 1.29 - 2.38 1.29
down 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 9.10 1.25
equal 7.72% GOI 26/10/2055 GOI Securities SOV 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 27.56 2.71 1.41 1.41
equal Bajaj Finance Financial 78.50 1.59 0.00 1.31
equal Infosys Technology 28.69 1.91 0.81 1.15
up Minda Industries Automobile 196.51 0.92 0.00 0.92
equal Axis Bank Financial 74.19 1.63 0.00 0.90
equal ICICI Bank Financial 28.01 1.55 0.60 0.89
equal Reliance Industries Energy 33.35 1.87 0.80 0.80
equal Divi's Laboratories Healthcare 47.80 1.09 0.00 0.77
down Tata Consultancy Services Technology 34.79 1.05 0.00 0.72
equal Gland Pharma Healthcare 50.80 0.81 0.00 0.69
equal Avenue Supermarts Services 202.66 1.10 0.00 0.67
equal Indraprastha Gas Energy 31.70 0.73 0.00 0.65
equal Whirlpool Cons Durable 97.42 0.71 0.00 0.64
equal Atul Chemicals 31.17 0.83 0.21 0.60
equal Bharti Airtel Communication -- 0.62 0.00 0.56
equal Kotak Mahindra Bank Financial 37.95 1.51 0.54 0.54
new Orient Refractories Ltd. Construction 38.23 0.54 0.00 0.54
equal Aditya Birla Fashion and Retail Services -- 0.72 0.00 0.53
equal Dalmia Bharat Construction 42.61 0.58 0.00 0.52
equal Max Financial Services Financial 91.45 0.55 0.00 0.52
equal Multi Commodity Exchange India Financial 30.58 0.76 0.00 0.50
equal Titan Company Cons Durable 165.39 0.87 0.00 0.49
equal SBI Cards & Payments Services Financial 112.61 0.62 0.00 0.49
equal Ipca Laboratories Healthcare 22.03 0.79 0.00 0.47
equal Gujarat Gas Chemicals 28.91 0.83 0.00 0.47

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Miyush Gandhi since 15-Jun-2018

Education: Mr. Gandhi is Bachelor of Commerce & Master of Business Administration

Experience: Prior to joining Canara Robeco Mutual Fund he has worked with SBI Life Insurance Company Ltd. as Fund Manager and Research Analyst.

Interviews:

Funds Managed:

— Avnish Jain since 07-Oct-2013

Education: Mr. Jain is a B.Tech from IIT Kharagpur and Post Graduate from IIM Kolkata.

Experience: Prior to joining Canara Robeco AMC he has worked with ICICI Prudential AMC, PGIM India Mutual Fund, Deutsche Asset Management, Misys Software Solutions, Yes Bank and ICICI Bank.

Funds Managed:


-0.55%

Change from previous, NAV as on 26-Feb-2021

Growth: ₹ 69.2749

Dividend Quarterly: ₹ 13.6644

Dividend Monthly: ₹ 14.0430


Investment Strategy

The fund seeks to generate to income through investment primarily in debt securities with marginal exposures in equity and money market instruments of various maturities and risk profile.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 2,000
Minimum Balance (₹) 2,000
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Canara Robeco Mutual Fund
Launch Date: 02-Apr-2001
Return Since Launch: 11.06%
Benchmark: CRISIL Hybrid 85+15 Conservative TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 397 Cr (As on 31-Jan-2021)
Expense: 1.96% (As on 31-Jan-2021)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 201.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly29-Jan-20210.1000

 24-Dec-20200.1000
 27-Nov-20200.1000
 23-Oct-20200.1000
 25-Sep-20200.1000
 31-Aug-20200.1000
 31-Jul-20200.1000
 26-Jun-20200.1000
 29-May-20200.1000
 27-Apr-20200.1000
 27-Mar-20200.0720
 28-Feb-20200.0720
 31-Jan-20200.0720
 27-Dec-20190.0720
 29-Nov-20190.2161
 25-Oct-20190.0720
 27-Sep-20190.0720
 30-Aug-20190.0720
 26-Jul-20190.0720
 28-Jun-20190.0720
 31-May-20190.0720
 26-Apr-20190.0720
 29-Mar-20190.0720
 22-Feb-20190.0720
 25-Jan-20190.0720
Dividend Quarterly24-Dec-20200.3000

 25-Sep-20200.3000
 26-Jun-20200.3000
 27-Mar-20200.2161
 27-Dec-20190.2161
 27-Sep-20190.2161
 28-Jun-20190.2161
 29-Mar-20190.8644
 28-Dec-20180.2161
 28-Sep-20180.2161
 22-Jun-20180.2161
 23-Mar-20180.2167
 29-Dec-20170.2167
 22-Sep-20170.2167
 23-Jun-20170.2167
 24-Mar-20170.2167
 23-Dec-20160.2167
 23-Sep-20160.2167
 17-Jun-20160.2167
 23-Mar-20160.2167
 23-Dec-20150.2167
 30-Sep-20150.2167
 26-Jun-20150.2167
 27-Mar-20150.2178
 31-Dec-20140.2178

Contact Information

AMC: Canara Robeco Asset Management Company Ltd

Address: 4th Floor - Construction House, 5 - Walchand Hirachand Marg, Ballard Estate, Mumbai - 400001

Phone: 022-22621371/ 66585000 / 665850010

Fax: 022-66585012

Email: [email protected]

Website: http://www.canararobeco.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

VR Helpline

Time for you to tread with caution?

dateSaturday, 06-Mar-2021
time04:00 PM - 04:30 PM