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2 star

UTI Multi Asset Fund - Regular Plan download report


1 Lakh

Investment Grown to
₹ 1.21 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.92 Lakh

Suitability:

"Multi Asset Allocation funds invest your money in a mix of equity shares, bonds and commodities (usually gold) such that each has at least 10 per cent allocation at all times.

We don’t think highly of gold or other commodities as an investment. Read this article to know why. Therefore, we believe that investors can avoid these funds altogether. Instead, they might consider other varieties of hybrid funds — aggressive hybrid, balanced hybrid and conservative hybrid — which invest your money in equity shares and bonds in different proportions. You can choose from these depending upon your investment horizon, return expectations and ability to withstand volatility in the value of your investments."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
UTI Multi Asset Reg-G -6.75 0.34 2.03 -0.71 -6.27 -6.31 -1.92 6.61 5.42 5.61 6.83
VR Balanced TRI -7.03 0.09 1.20 -2.44 -6.60 -6.46 1.55 10.59 11.09 10.14 12.12
Hybrid: Multi Asset Allocation -4.85 0.09 1.28 -1.43 -4.57 -4.51 2.25 10.75 7.27 7.58 8.90
Rank within category 17 2 3 3 19 18 20 12 8 8 6
Number of funds in category 22 23 23 23 23 22 21 13 9 9 6

As on 28-Jun-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Multi Asset Fund - Regular Plan  | Invest Online
2 star
Nov-08 -1.92 6.61 5.42 1.91% 846
ICICI Prudential Multi Asset Fund  | Invest Now
4 star
Oct-02 15.38 15.36 12.57 1.84% 13,279
Axis Triple Advantage Fund
4 star
Aug-10 -2.50 10.61 9.55 2.09% 1,667
SBI Multi Asset Allocation Fund  | Invest Online
4 star
Dec-05 1.27 9.53 7.89 1.77% 556
HDFC Asset Allocator FoF - Regular Plan  | Invest Online
Unrated
May-21 4.05 -- -- 1.31% 2,165

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 15.68 13-May-2009 - 20-May-2009 -13.43 16-Mar-2020 - 23-Mar-2020
Month 26.72 11-May-2009 - 10-Jun-2009 -25.03 20-Feb-2020 - 23-Mar-2020
Quarter 55.85 09-Mar-2009 - 10-Jun-2009 -23.27 23-Dec-2019 - 23-Mar-2020
Year 76.53 06-Jan-2009 - 06-Jan-2010 -20.80 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
UTI Multi Asset Reg-G 8.21 13.56 0.35 0.36 0.71 -1.96
VR Balanced TRI 12.85 17.98 0.52 0.62 -- --
Hybrid: Multi Asset Allocation 12.50 13.95 0.63 0.75 0.67 2.69
Rank within category 13 6 14 14 7 15
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 55
Top 10 Holdings (%) 40.13
Top 5 Holdings (%) 28.51
Top 3 Sectors (%) 29.22
Portfolio P/B Ratio 3.61
Portfolio P/E Ratio 20.83
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.54% GOI 17/01/2032 GOI Securities SOV 0.00 - 2.80 2.78
equal Export-Import Bank 184-D 30/09/2022 Certificate of Deposit A1+ 0.00 - 2.32 2.32
equal Indian Bank Short Term Deposit -- 0.00 - 1.18 1.18
equal 8.15% GOI 2022 Central Government Loan SOV 0.00 - 2.93 1.18
equal Punjab National Bank Short Term Deposit -- 0.00 - 1.18 1.18
equal Canara Bank 14/03/2023 Certificate of Deposit A1+ 0.00 - 1.13 1.13
equal 6.67% GOI 15/12/2035 GOI Securities SOV 0.00 - 1.10 1.09
equal 8.92% Kerala State 2022 State Development Loan SOV 0.00 - 0.59 0.59
equal Reserve Bank of India 182-D 25/08/2022 Treasury Bills SOV 0.00 - 0.58 0.58
equal 5.63% GOI 2026 GOI Securities SOV 0.00 - 0.57 0.56
equal Clearing Corporation Short Term Deposit -- 0.00 - 0.18 0.18
equal Reserve Bank of India 182-D 21/07/2022 Treasury Bills SOV 0.00 - 0.16 0.16

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up HDFC Bank Financial 19.65 7.71 2.02 5.26
up Infosys Technology 28.07 9.69 2.22 2.66
up Bharti Airtel Communication 94.37 4.28 1.61 2.63
up Tata Elxsi Technology 92.29 2.55 0.00 2.55
down Reliance Industries Energy 28.62 5.34 0.00 2.49
up Sun Pharmaceutical Industries Healthcare 61.21 4.59 0.70 2.14
up Titan Company Consumer Discretionary 78.80 2.12 0.00 2.12
up Tata Power Company Energy 38.19 1.96 0.00 1.96
up Power Grid Corporation Energy 8.44 1.95 0.00 1.95
equal Dabur India Consumer Staples 51.82 2.09 1.02 1.85
up SRF Diversified 35.84 1.84 0.00 1.84
up Tata Motors Automobile -- 2.32 0.00 1.80
up Schaeffler India Capital Goods 50.49 1.78 0.00 1.78
equal Tata Consultancy Services Technology 31.66 4.29 1.77 1.77
up Tech Mahindra Technology 17.71 2.48 0.83 1.48
up Page Industries Textiles 83.36 1.48 0.00 1.48
up Oil & Natural Gas Corporation Energy 4.16 1.43 0.00 1.43
up Hindalco Inds. Metals & Mining 5.62 1.38 0.00 1.38
up CG Power & Industrial Solutions Capital Goods 31.68 1.35 0.00 1.35
equal Zee Entertainment Services 21.41 2.23 0.00 1.35
up Persistent Systems Technology 38.83 1.32 0.00 1.32
up The Indian Hotels Company Services -- 1.30 0.00 1.30
up Tata Steel Metals & Mining 2.68 1.45 0.00 1.29
up KPIT Technologies Technology 52.41 1.24 0.00 1.24
up Trent Services 362.44 1.20 0.00 1.20

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2022

Fund Manager

— Sharwan Kumar Goyal since 12-Nov-2021

Education: Mr.Goyal is B.Com, CFA and MMS.

Experience: He began his career with UTI in June 2006 and has 15 years of overall experience in Risk / Fund management. Presently he is working as Equity Fund Manager.

Funds Managed:

— Sunil Patil since 01-Sep-2021

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He joined UTI AMC in October 1989. He has overall 31 years of experience in Primary Market Investment / Dealing and Fund Management.

Funds Managed:


0.34%

Change from previous, NAV as on 28-Jun-2022

Growth: ₹ 41.0248

IDCW: ₹ 18.2766


Investment Strategy

The Scheme seeks to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments. The fund also invests in debt and money market instruments with a view to generate regular income. The fund also invests in Gold ETFs. The portfolio allocation is managed dynamically.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) --
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 19-Nov-2008
Return Since Launch: 10.93%
Benchmark: S&P BSE 200 TRI (65), CRISIL Composite Bond Index (25), Domestic Price of Gold (10)
Riskometer: Very High
Type: Open-ended
Assets: ₹ 846 Cr (As on 31-May-2022)
Expense: 1.91% (As on 31-May-2022)
Risk Grade: Average
Return Grade: Below Average
Turnover: 372.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW26-Apr-20220.2550

 24-Jan-20220.2550
 27-Oct-20210.0850
 22-Sep-20210.0850
 23-Aug-20210.0850
 22-Jul-20210.0850
 23-Jun-20210.0850
 24-May-20210.0850
 26-Apr-20210.0850
 22-Mar-20210.0850
 24-Feb-20210.0850
 25-Jan-20210.0850
 23-Dec-20200.0850
 25-Nov-20200.0850
 26-Oct-20200.0850
 23-Sep-20200.0850
 25-Aug-20200.0850
 22-Jul-20200.0850
 22-Jun-20200.0850
 23-Mar-20200.0753
 24-Feb-20200.0753
 22-Jan-20200.0753
 23-Dec-20190.0753
 25-Nov-20190.0753
 22-Oct-20190.0753

Contact Information

AMC: UTI Asset Management Company Ltd

Address: 1st Floor, Signature, Office No.103 Valsad Dharampur Road Mumbai - 396001

Phone: 0263 2296993

Fax: (0260) 2421315

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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