UTI Multi Asset Allocation Fund - Regular Plan

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Value Research Rating

4 star

Analyst’s Choice

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Riskometer

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High

₹70.0529 -1.03%

As on 19-Jul-2024

Returns

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Calculate SIP Returns of UTI Multi Asset Allocation Fund - Regular Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk info

This fund has High risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of UTI Multi Asset Allocation Fund - Regular Plan

Asset Allocation

Split between different types of investments

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Market Cap Weightage

Split between categories of Equity investments

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Peer Comparison

Other details of UTI Multi Asset Allocation Fund - Regular Plan

Assets info

₹2,418 Cr

Exit Load (Days) info

1.00 (365)

Min. Investment (₹)

5,000

Min. Withdrawal (₹)

--

Min. SIP Investment (₹)

500

Min. No of Cheques

6

Investment Strategy

The Scheme seeks to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments. The fund also invests in debt and money market instruments with a view to generate regular income. The fund also invests in Gold ETFs. The portfolio allocation is managed dynamically.

Suitability

"Multi Asset Allocation funds invest your money in a mix of equity shares, bonds and commodities (usually gold) such that each has at least 10 per cent allocation at all times.

We don’t think highly of gold or other commodities as an investment. Read this article to know why. Therefore, we believe that investors can avoid these funds altogether. Instead, they might consider other varieties of hybrid funds — aggressive hybrid, balanced hybrid and conservative hybrid — which invest your money in equity shares and bonds in different proportions. You can choose from these depending upon your investment horizon, return expectations and ability to withstand volatility in the value of your investments."

Capital Gains Taxation

Tax treatment depends upon last 12-month average equity allocation and may vary from fund to fund in the category.

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

FAQ for UTI Multi Asset Allocation Fund - Regular Plan

UTI Multi Asset Allocation Fund - Regular Plan is a multi asset allocation fund. Such funds invest your money in a mix of equity shares, bonds and commodities (usually gold) such that each has at least 10 per cent allocation at all times. XX

Mutual funds can be bought directly from the website of the fund house. For instance, UTI Multi Asset Allocation Fund - Regular Plan fund can be purchased from the website of UTI Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of UTI Multi Asset Allocation Fund - Regular Plan is ₹70.0529 as of 22-Jul-2024.

The AUM of UTI Multi Asset Allocation Fund - Regular Plan Fund is ₹2,418 Cr as of 30-Jun-2024

The riskometer level of UTI Multi Asset Allocation Fund - Regular Plan is High. See More

Company Percentage of Portfolio

GOLDSHARE

13.78

GOI Sec 7.32 13/11/2030

5.45

GOI Sec 7.18 24/07/2037

2.72

GOI Sec 7.41 19/12/2036

2.13

GOI Sec 7.23 15/04/2039

2.10
See More

As of 30-Jun-2024, UTI Multi Asset Allocation Fund - Regular Plan had invested 47.9% in Equity, 22.62% in Cash & Cash Eq., 15.79% in Debt and 13.69% in Commodities See More

UTI Multi Asset Allocation Fund - Regular Plan is 15 years 8 months old. It has delivered 13.22% returns since inception. See More

1Y
3Y
5Y
7Y
10Y
Since Inception
36.22%
18.52%
15.91%
11.73%
10.03%
13.22%

No, There is no lock in period in UTI Multi Asset Allocation Fund - Regular Plan.

The expense ratio of UTI Multi Asset Allocation Fund - Regular Plan is 1.97.

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