Tata Equity Savings Fund - Regular Plan

Value Research Rating

4 star

Our Opinion

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Riskometer

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Moderate

₹54.9280 0.37%

As on 20-Jun-2025

Returns

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Calculate SIP Returns of Tata Equity Savings Fund - Regular Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk

info

This fund has Moderate risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of Tata Equity Savings Fund - Regular Plan

Asset Allocation

Split between different types of investments

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Market Cap Weightage

Split between categories of Equity investments

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Peer Comparison

Fund name
Rating
Our Opinion
Risk info
Return (%)
Expense Ratio (%) info
Tata Equity Savings Fund - Regular Plan
4 star
unlock fund advisor
Moderate
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1.13
5 star
unlock fund advisor
Low to Moderate
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0.98
4 star
unlock fund advisor
Moderately High
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1.76
4 star
unlock fund advisor
High
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1.44
4 star
unlock fund advisor
Moderate
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1.24

Other details of Tata Equity Savings Fund - Regular Plan

Assets

info

₹265 Cr

Exit Load (Days)

info

0.25 (7)

Min. Investment (₹)

5,000

Min. Withdrawal (₹)

500

Min. SIP Investment (₹)

100

Min. No of Cheques

6

Investment Strategy

The scheme aims to provide long term capital appreciation by investing in equity and equity related instruments, equity arbitrage opportunities and investments in debt and money market instruments.

Suitability

"Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Capital Gains Taxation

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1.25 lakh in a financial year are exempt from tax. Gains over Rs 1.25 lakh are taxed at the rate of 12.5%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 20%.
  • No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
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FAQ for Tata Equity Savings Fund - Regular Plan

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Tata Equity Savings Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Tata Equity Savings Fund - Regular Plan can be bought from the Tata Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

The latest declared NAV of Tata Equity Savings Fund - Regular Plan, is ₹54.9280 as of 22-Jun-2025.

Company Percentage of Portfolio

GOI Sec 7.10 08/04/2034

11.94

Tata Money Market Direct-G

3.00

Tata Short Term Bond Direct-G

2.11

GOI Sec 7.38 20/06/2027

1.95

GOI Sec 5.74 15/11/2026

1.89
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Over the past five years, Tata Equity Savings Fund - Regular Plan has delivered an annualised return of 10.86% as of 22-Jun-2025.

The minimum investment required to start investing in Tata Equity Savings Fund - Regular Plan is ₹5,000 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.