Tata Equity Savings Fund - Regular Plan

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Hybrid: Equity Savings

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1 Lakh

Investment Grown to

₹ 1.20 Lakh

₹ 10000

Monthly SIP Grown to

₹ 4.15 Lakh

Suitability:

Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

Capital gains

If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
No tax is to be paid as long as you continue to hold the units.

Dividends

Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns

Quarterly Returns

Monthly Returns

Weekly Returns

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Amount (₹)

Start date

End date

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Trailing Returns (%)

	YTD	1-Day	1-W	1-M	3-M	6-M	1-Y	3-Y	5-Y	7-Y	10-Y
Fund	1.23	-0.52	-0.16	2.60	7.26	11.17	9.96	6.36	7.50	7.29	7.32
VR MIP TRI	1.06	-0.57	-0.11	2.55	7.69	10.38	11.57	8.51	9.80	9.57	8.69
Hybrid: Equity Savings	1.16	-0.49	-0.30	2.79	8.30	11.90	10.13	5.63	8.04	--	--
Rank within category	9	11	9	14	17	14	14	7	8	--	--
Number of funds in category	23	23	23	23	23	23	23	14	11	0	0

As on 22-Jan-2021

Peer Comparison

Fund name	Launch Date	1-Year Return	3-Year Return	5-Year Return	Expense Ratio	Assets (Cr)
Tata Equity Savings Fund - Regular Plan \| Invest Online	Apr-97	9.96	6.36	7.50	2.31	95
Kotak Equity Savings Fund - Regular Plan \| Invest Online	Oct-14	11.27	7.47	9.02	2.21	1,373
ICICI Prudential Equity Savings Fund \| Invest Now	Dec-14	5.06	6.35	9.05	1.51	1,048
Axis Equity Saver Fund - Regular Plan	Aug-15	11.55	8.12	9.07	2.39	702
HDFC Equity Savings Fund \| Invest Online	Sep-04	10.15	5.28	10.00	2.09	2,577

Best & Worst Performance

	Best (Period)	Worst (Period)
Week	3.71 (24-Mar-2020 - 31-Mar-2020)	-6.65 (16-Mar-2020 - 23-Mar-2020)
Month	7.21 (19-Nov-2008 - 19-Dec-2008)	-13.90 (20-Feb-2020 - 23-Mar-2020)
Quarter	10.94 (23-Mar-2020 - 22-Jun-2020)	-13.05 (23-Dec-2019 - 23-Mar-2020)
Year	21.57 (16-Oct-2002 - 17-Oct-2003)	-8.82 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

	Mean	Std Dev	Sharpe	Sortino	Beta	Alpha
Fund	6.19	7.48	0.19	0.21	1.04	-2.56
VR MIP TRI	8.59	6.92	0.55	0.65	--	--
Hybrid: Equity Savings	5.85	9.59	0.14	0.17	1.30	-3.87
Rank within category	10	2	6	6	2	5
Number of funds in category	16	16	16	16	16	16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks	35
Number of Bonds	12
Average Maturity (yrs)	0.71
Top 10 Holdings (%)	49.49
Portfolio P/B Ratio	3.14
Portfolio P/E Ratio	17.92

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company	Instrument	Credit Rating	1Y Range	% Assets
9.75% Jamnagar Utilities and Power 2024	Debenture	AAA	3.83 - 6.15	5.96
7.37% GOI 16/04/2023	GOI Securities	SOV	0.00 - 3.38	3.38
5.09% GOI 13/04/2022	GOI Securities	SOV	0.00 - 3.21	3.21
HDFC Bank	Fixed Deposits	--	0.00 - 3.25	3.14
6.84% GOI 19/12/2022	GOI Securities	SOV	0.00 - 2.24	2.22
6.40% National Bank Agr. Rur. Devp 31/07/2023	Non Convertible Debenture	AAA	0.00 - 2.25	2.19
Edelweiss Rural & Corporate Services 15/07/2021	Deep Discount Bonds	AA	0.75 - 1.26	1.26
Federal Bank	Fixed Deposits	--	0.00 - 3.09	1.05
JM Fin Asset Reconstruction co 15/07/2021	Debenture	AA-	0.41 - 0.66	0.66
Edelweiss Retail Finance 29/07/2021	Debenture	AA	0.37 - 0.63	0.63
8.32% Reliance Jio Infocomm 2021	Debenture	AAA	0.11 - 0.86	0.11
Others	Margin Money	--	-	7.96

Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company	Sector	P/E	3Y High	3Y Low	% Assets
Divi's Laboratories	Healthcare	53.49	6.66	0.00	6.66
Maruti Suzuki India	Automobile	59.83	5.93	0.00	5.93
Reliance Industries	Energy	32.81	6.88	0.72	5.29
Adani Ports and Special Economic Zone	Services	28.42	5.29	0.00	5.29
HDFC Bank	Financial	25.92	8.23	0.00	4.93
Tata Consultancy Services	Technology	39.69	6.77	0.00	4.62
ICICI Bank	Financial	26.46	6.81	0.00	4.06
Infosys	Technology	30.70	5.87	0.00	3.38
HDFC	Financial	28.84	6.12	0.32	2.96
HPCL	Energy	5.40	5.08	0.00	2.78
SBI Life Insurance Company	Financial	59.26	3.12	0.00	2.28
Tata Chemicals	Chemicals	1.96	2.21	0.00	2.21
Bharti Airtel	Communication	--	6.22	0.00	2.14
Dabur India	FMCG	62.70	1.36	0.00	1.33
Hindustan Unilever	FMCG	80.69	7.36	0.00	1.25
Ambuja Cements	Construction	23.00	1.02	0.00	1.02
Larsen & Toubro	Construction	16.83	4.27	0.65	0.95
Ultratech Cement	Construction	26.67	1.19	0.00	0.94
Tech Mahindra	Technology	23.79	2.99	0.00	0.86
HCL Technologies	Technology	20.24	1.18	0.00	0.84
Kotak Mahindra Bank	Financial	40.07	3.32	0.00	0.80
State Bank of India	Financial	10.79	2.95	0.00	0.66
Titan Company	Cons Durable	187.67	1.85	0.00	0.66
Tata Consumer Products	FMCG	85.67	4.55	0.00	0.61
Mahindra & Mahindra	Automobile	--	1.76	0.00	0.60

Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Murthy Nagarajan since 01-Apr-2017

Education: Mr. Nagarajan is a M.Com, ICWA and PGPMS.

Experience: Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..

Funds Managed:

— Sailesh Jain since 09-Nov-2018

Education: Mr. Jain is a Commerce Graduate and an MBA.

Experience: Prior to joining TATA Mutual Fund, he has worked with Invesco Mutual Fund, IDFC Securities Ltd. as Head Derivatives, Quant Broking Pvt Ltd. as Vice President and IIFL(India Infoline) as Vice President.

Funds Managed:

Invest Online

-0.52%

Change from previous, NAV as on 22-Jan-2021

Growth: ₹ 37.5918

Dividend Monthly: ₹ 14.3801

Dividend: ₹ 18.0203

The scheme aims to provide long term capital appreciation by investing in equity and equity related instruments, equity arbitrage opportunities and investments in debt and money market instruments.

Minimum Investment (₹)	5,000
Minimum Addl Investment (₹)	1,000
Minimum SIP Investment (₹)	150
Minimum No of Cheques	12
Minimum Withdrawal (₹)	500
Minimum Balance (₹)	500

Exit Load	For units in excess of 12% of the investment,0.25% will be charged for redemption within 90 days

Exit Load

For units in excess of 12% of the investment,0.25% will be charged for redemption within 90 days

Fund House:	Tata Mutual Fund
Launch Date:	26-Apr-1997
Return Since Launch:	8.88%
Benchmark:	NIFTY Equity Savings TRI
Riskometer:	Moderate
Type:	Open-ended
Assets:	₹ 95 Cr (As on 31-Dec-2020)
Expense:	2.31% (As on 31-Dec-2020)
Risk Grade:	Below Average
Return Grade:	Below Average
Turnover:	244.50%

Plan

Record Date

Dividend (₹ / Unit)

Dividend Monthly

05-Jan-2021

0.0480

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	03-Dec-2020	0.0470
	03-Nov-2020	0.0450
	05-Oct-2020	0.0450
	03-Sep-2020	0.0450
	04-Aug-2020	0.0450
	03-Jul-2020	0.0430
	04-Jun-2020	0.0420
	06-May-2020	0.0420
	23-Apr-2020	0.0420
	03-Mar-2020	0.0620
	03-Feb-2020	0.0620
	03-Jan-2020	0.0620
	04-Dec-2019	0.0620
	04-Nov-2019	0.0620
	03-Oct-2019	0.0620
	03-Sep-2019	0.0620
	05-Aug-2019	0.0620
	04-Jul-2019	0.0717
	03-Jun-2019	0.0717
	03-May-2019	0.0708
	04-Apr-2019	0.0708
	05-Mar-2019	0.0708
	04-Feb-2019	0.0708
	03-Jan-2019	0.0708

Dividend

15-Jun-2017

0.2200

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	17-Mar-2017	0.3000
	16-Dec-2016	0.3000
	16-Jun-2015	0.1456
	16-Mar-2015	0.1432
	16-Dec-2014	0.1448
	16-Sep-2014	0.1555
	17-Jun-2014	0.1555
	18-Mar-2014	0.1555
	17-Dec-2013	0.1452
	23-Sep-2013	0.1622
	20-Jun-2013	0.1605
	18-Mar-2013	0.1699
	20-Dec-2012	0.1795
	18-Sep-2012	0.1776
	18-Jun-2012	0.1757
	19-Mar-2012	0.1738
	21-Dec-2011	0.1332
	20-Sep-2011	0.1318
	20-Jun-2011	0.1361
	18-Mar-2011	0.1058
	20-Dec-2010	0.1357
	17-Sep-2010	0.1314
	18-Jun-2010	0.1328
	18-Mar-2010	0.1296

Growth

13-Aug-2003

0.0644

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	16-Jul-2003	0.0662
	17-Jun-2003	0.0658
	14-May-2003	0.0560
	16-Apr-2003	0.0631
	17-Mar-2003	0.0644
	17-Feb-2003	0.0644
	20-Jan-2003	0.0874
	11-Dec-2002	0.0644
	13-Nov-2002	0.0644
	16-Oct-2002	0.0782
	11-Sep-2002	0.0644
	13-Aug-2002	0.0644
	17-Jul-2002	0.0713
	17-Jun-2002	0.0713
	15-May-2002	0.0736
	17-Apr-2002	0.0710
	22-Mar-2002	0.0947
	13-Feb-2002	0.0736
	16-Jan-2002	0.0894
	12-Dec-2001	0.0684
	19-Nov-2001	0.0815
	17-Oct-2001	0.0736
	19-Sep-2001	0.0921
	14-Aug-2001	0.0736

Fund News - 29-Aug-2019

Dividend Declared in Tata Mutual Fund
Fund News - 03-Jun-2019

Exit Load change in Three Schemes of TATA Mutual Fund
Fund News - 29-May-2019

Benchmark change in Tata Equity Savings Fund
Fund News - 08-Nov-2018

Fund Manager changes in Four Schemes of TATA Mutual Fund
Fund News - 02-Apr-2018

Tata Mutual Fund Renames it's Four Schemes

Tata Equity Savings Fund - Regular Plan

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Trailing Returns (%)

Peer Comparison

Best & Worst Performance

Risk Measures (%)

Asset Allocation (%)

Concentration & Valuation

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

Top Debt Holdings

Sector Allocation vis-à-vis Category

Top Equity Holdings

Fund Manager

-0.52%

Investment Strategy

Investment Details

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