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Tata Equity Savings Fund - Regular Plan

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Hybrid: Equity Savings

1 Lakh

Investment Grown to
₹ 1.14 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.83 Lakh

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Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -1.04 -1.01 -2.17 -1.31 -0.87 2.68 6.39 4.34 4.45 6.47 6.48
VR MIP TRI -1.42 -1.27 -2.33 -1.15 -0.83 2.74 7.86 7.79 6.85 8.69 8.15
Hybrid: Equity Savings -1.29 -1.18 -2.46 -1.77 -1.00 2.97 5.55 5.28 6.28 -- --
Rank within category 9 7 7 8 10 16 11 12 -- -- --
Number of funds in category 23 23 23 23 23 23 21 14 6 0 0

As on 28-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.12 (01-Dec-2008 - 08-Dec-2008) -2.35 (02-Jan-2009 - 09-Jan-2009)
Month 7.21 (19-Nov-2008 - 19-Dec-2008) -4.85 (07-Sep-2018 - 09-Oct-2018)
Quarter 8.81 (09-Jun-2003 - 08-Sep-2003) -5.77 (20-May-2013 - 19-Aug-2013)
Year 21.57 (16-Oct-2002 - 17-Oct-2003) -5.32 (25-Feb-2015 - 25-Feb-2016)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.05 3.92 -0.16 -0.20 0.76 -2.50
VR MIP TRI 8.13 4.10 0.60 0.95 -- --
Hybrid: Equity Savings 6.10 4.57 0.12 0.18 0.90 -1.80
Rank within category 12 5 12 12 5 11
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 45
Number of Bonds 13
Average Maturity (yrs) 0.84
Top 10 Holdings (%) 46.04
Portfolio P/B Ratio 2.76
Portfolio P/E Ratio 21.30

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal RBL Bank Fixed Deposits -- 0.00 - 5.83 5.83
equal 9.75% Jamnagar Utilities and Power 2024 Debenture AAA 3.33 - 3.83 3.83
equal 8.45% Sikka Ports and Terminals 2023 Debenture AAA 3.22 - 3.69 3.69
equal 7.90% India Infradebt 31/10/2022 Debenture AAA 3.19 - 3.60 3.60
equal 8.75% LIC Housing Fin. 21/12/2020 Debenture AAA 0.00 - 2.97 2.97
equal Federal Bank Fixed Deposits -- 0.00 - 2.15 2.15
equal 8.50% Vedanta 15/06/2021 Non Convertible Debenture AA 1.80 - 2.04 2.04
equal Edelweiss Rural & Corporate Services 15/07/2021 Deep Discount Bonds AA 0.68 - 0.75 0.75
equal IDFC First Bank Fixed Deposits -- 0.00 - 4.36 0.73
equal 8.32% Reliance Jio Infocomm 2021 Debenture AAA 0.52 - 0.60 0.60
equal JM Fin Asset Reconstruction co 15/07/2021 Debenture AA- 0.34 - 0.41 0.41
equal Edelweiss Retail Finance 29/07/2021 Debenture AA 0.34 - 0.38 0.37
equal 8.37% National Bank Agr. Rur. Devp 22/06/2020 Debenture AAA 0.33 - 0.37 0.37

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 19.42 6.65 0.00 6.12
down Infosys Technology 19.05 5.63 0.00 5.63
up ICICI Bank Financial 33.85 5.36 0.00 5.25
equal HDFC Bank Financial 24.57 8.23 0.00 5.00
equal Larsen & Toubro Construction 17.00 4.27 0.00 3.76
down ITC FMCG 16.21 5.25 0.00 3.33
down BPCL Energy 11.83 5.45 0.00 2.70
down Axis Bank Financial 41.06 4.04 0.00 2.52
up HDFC Financial 17.28 6.12 0.00 2.51
up State Bank of India Financial 23.02 2.49 0.00 1.79
up Titan Company Cons Durable 74.40 1.68 0.00 1.68
down Bharti Airtel Communication -- 2.71 0.00 1.63
up Hindustan Unilever FMCG 69.20 3.90 0.00 1.56
down Tata Consultancy Services Technology 23.16 6.20 0.00 1.55
equal Adani Power Engineering -- 2.27 0.00 1.33
equal Power Grid Corporation Energy 6.12 4.02 0.11 1.14
down Maruti Suzuki India Automobile 30.70 1.28 0.00 1.11
equal NTPC Energy 5.44 1.64 0.00 1.09
new NCC Construction 4.84 1.04 0.00 1.04
new Indusind Bank Financial 17.01 1.03 0.00 1.03
up ACC Construction 18.01 1.01 0.00 1.01
equal Cholamandalam Invest. & Fin. Financial 18.96 0.93 0.00 0.93
equal Hindalco Inds. Metals 8.21 3.00 0.00 0.82
new Bajaj Auto Automobile 15.88 1.51 0.00 0.81
equal Voltas Cons Durable 45.10 0.82 0.00 0.81

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Murthy Nagarajan since 01-Apr-2017

Education: Mr. Nagarajan is a M.Com, ICWA and PGPMS.

Experience: Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..

Funds Managed:

— Sailesh Jain since 09-Nov-2018

Education: Mr. Jain is a Commerce Graduate and an MBA.

Experience: Prior to joining TATA Mutual Fund, he has worked with Invesco Mutual Fund, IDFC Securities Ltd. as Head Derivatives, Quant Broking Pvt Ltd. as Vice President and IIFL(India Infoline) as Vice President.

Funds Managed:

Invest Online
-1.01%

Change from previous, NAV as on 28-Feb-2020

Growth: ₹ 33.6595

Dividend Monthly: ₹ 13.3887

Dividend: ₹ 16.1314

Investment Strategy

The scheme aims to provide long term capital appreciation by investing in equity and equity related instruments, equity arbitrage opportunities and investments in debt and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 150
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load For units in excess of 12% of the investment,0.25% will be charged for redemption within 90 days

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 26-Apr-1997
Return Since Launch: 8.72%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 137 Cr (As on 31-Jan-2020)
Expense: 2.31% (As on 31-Jan-2020)
Risk Grade: Below Average
Return Grade: Below Average
Turnover: 168.34%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly03-Feb-20200.0620

 03-Jan-20200.0620
 04-Dec-20190.0620
 04-Nov-20190.0620
 03-Oct-20190.0620
 03-Sep-20190.0620
 05-Aug-20190.0620
 04-Jul-20190.0717
 03-Jun-20190.0717
 03-May-20190.0708
 04-Apr-20190.0708
 05-Mar-20190.0708
 04-Feb-20190.0708
 03-Jan-20190.0708
 04-Dec-20180.0708
 01-Nov-20180.0708
 04-Oct-20180.0708
 04-Sep-20180.0735
 06-Aug-20180.0735
 04-Jul-20180.0735
 04-Jun-20180.0735
 04-May-20180.0735
 03-Apr-20180.0726
 05-Mar-20180.0850
 05-Feb-20180.0850
Dividend15-Jun-20170.2200

 17-Mar-20170.3000
 16-Dec-20160.3000
 16-Jun-20150.1456
 16-Mar-20150.1432
 16-Dec-20140.1448
 16-Sep-20140.1555
 17-Jun-20140.1555
 18-Mar-20140.1555
 17-Dec-20130.1452
 23-Sep-20130.1622
 20-Jun-20130.1605
 18-Mar-20130.1699
 20-Dec-20120.1795
 18-Sep-20120.1776
 18-Jun-20120.1757
 19-Mar-20120.1738
 21-Dec-20110.1332
 20-Sep-20110.1318
 20-Jun-20110.1361
 18-Mar-20110.1058
 20-Dec-20100.1357
 17-Sep-20100.1314
 18-Jun-20100.1328
 18-Mar-20100.1296
Growth13-Aug-20030.0644

 16-Jul-20030.0662
 17-Jun-20030.0658
 14-May-20030.0560
 16-Apr-20030.0631
 17-Mar-20030.0644
 17-Feb-20030.0644
 20-Jan-20030.0874
 11-Dec-20020.0644
 13-Nov-20020.0644
 16-Oct-20020.0782
 11-Sep-20020.0644
 13-Aug-20020.0644
 17-Jul-20020.0713
 17-Jun-20020.0713
 15-May-20020.0736
 17-Apr-20020.0710
 22-Mar-20020.0947
 13-Feb-20020.0736
 16-Jan-20020.0894
 12-Dec-20010.0684
 19-Nov-20010.0815
 17-Oct-20010.0736
 19-Sep-20010.0921
 14-Aug-20010.0736

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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