PGIM India Ultra Short Duration Fund
Returns
Risk
This fund has Low to Moderate risk.
As per SEBI's Riskometer.
Portfolio of PGIM India Ultra Short Duration Fund
Asset Allocation
Split between different types of investments
Credit Rating Weightage
Split between categories of Equity investments
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
PGIM India Ultra Short Duration Fund
|
Low to Moderate
|
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1.02 |
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|
Moderate
|
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0.58 |
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|
Moderate
|
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0.77 |
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|
Moderate
|
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0.56 |
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|
Low to Moderate
|
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0.46 |
Other details of PGIM India Ultra Short Duration Fund
Assets
₹167 Cr
Exit Load (Days)
--
Min. Investment (₹)
5,000
Min. Withdrawal (₹)
1,000
Min. SIP Investment (₹)
1,000
Min. No of Cheques
5
About PGIM India Ultra Short Duration Fund
PGIM India Ultra Short Duration Fund is a debt mutual fund scheme of PGIM India Mutual Fund. Launched on July 03, 2008, it is currently managed by Puneet Pal and Akhil Dhar. The fund has an expense ratio of 1.02% with an overall AUM (Assets Under Management) of ₹167 Cr.
PGIM India Ultra Short Duration Fund is mandated to invest in bonds such that the duration of the portfolio is between three to six months. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹1,000.
Investment Strategy
The scheme aims to generate stable returns and provide liquidity by investing in a mix of short term debt and money market instruments.
Suitability
Ultra Short Duration funds are suitable for:
- Parking emergency corpus or idle money for capital preservation
- Earning slightly higher returns than savings bank account, with low volatility
- Investment horizon of 3 months to 1 year
Note:
- There is no guarantee of returns
- Not suitable for long-term wealth creation
Capital Gains Taxation
- If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- If investment is made before 1 April 2023:
- Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
- Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on PGIM India Ultra Short Duration Fund
FAQ for PGIM India Ultra Short Duration Fund
How to Invest in PGIM India Ultra Short Duration Fund?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of PGIM India Ultra Short Duration Fund through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, PGIM India Ultra Short Duration Fund can be bought from the PGIM India Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of PGIM India Ultra Short Duration Fund Today?
The latest declared NAV of PGIM India Ultra Short Duration Fund, is ₹35.6534 as of 27-May-2026.
What are the top holdings of PGIM India Ultra Short Duration Fund?
| Company | Percentage of Portfolio |
|---|---|
|
Union Bank of India CD 03/06/2026 |
9.55
|
|
Reserve Bank of India T-Bills 182-D 11/06/2026 |
5.97
|
|
Bank Of Baroda CD 05/06/2026 |
5.97
|
|
HSBC InvestDirect Financial Services India Ltd CP 194-D 08/06/2026 |
5.96
|
|
National Bank For Agriculture & Rural Development CD 28/01/2027 |
5.70
|
What is the return of PGIM India Ultra Short Duration Fund in the last 5 years?
Over the past five years, PGIM India Ultra Short Duration Fund has delivered an annualised return of 5.56% as of 27-May-2026.
What is the minimum investment required in PGIM India Ultra Short Duration Fund?
The minimum investment required to start investing in PGIM India Ultra Short Duration Fund is ₹5,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.



