VR Logo

Sundaram Equity Hybrid Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.36 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.17 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.80 -0.49 0.59 1.41 4.71 9.44 14.53 10.80 7.71 9.80 8.53
VR Balanced TRI -0.25 -0.88 -0.68 -0.79 4.14 6.93 12.82 12.16 7.60 11.08 10.25
Hybrid: Aggressive Hybrid 1.52 -0.49 0.22 1.24 4.72 8.16 11.12 8.17 6.91 11.86 10.81
Rank within category 17 18 9 19 23 14 9 6 10 20 18
Number of funds in category 44 44 44 44 43 43 39 32 25 23 21

As on 27-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 18.11 (13-May-2009 - 20-May-2009) -13.20 (15-Jan-2008 - 22-Jan-2008)
Month 28.95 (11-May-2009 - 10-Jun-2009) -26.34 (24-Sep-2008 - 24-Oct-2008)
Quarter 65.46 (09-Mar-2009 - 10-Jun-2009) -33.00 (02-Sep-2008 - 02-Dec-2008)
Year 92.23 (09-Mar-2009 - 09-Mar-2010) -46.25 (03-Dec-2007 - 02-Dec-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 11.24 8.39 0.66 0.98 0.78 -0.62
VR Balanced TRI 13.65 10.24 0.77 1.18 -- --
Hybrid: Aggressive Hybrid 9.64 9.97 0.40 0.62 0.85 -2.86
Rank within category 9 2 4 4 5 5
Number of funds in category 32 32 32 32 32 32

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 48
Top 10 Holdings (%) 39.12
Top 5 Holdings (%) 26.06
Top 3 Sectors (%) 44.51
Portfolio P/B Ratio 3.98
Portfolio P/E Ratio 33.78

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal TMF Holdings 24/01/2020 Privately Placed Debts AA- 0.00 - 1.80 1.74
equal 7.95% SIDBI 26/04/2022 Debenture AAA 0.00 - 1.49 1.40
equal 8.15% State Bank of India Bonds AA+ 1.36 - 1.69 1.36
new SIDBI 14/02/2020 Commercial Paper A1+ 0.00 - 1.36 1.36
equal 8.85% HDFC Bank 31/12/2099 Bonds AA+ 1.27 - 1.48 1.27
equal 8.23% HUDCO 15/04/2022 Non Convertible Debenture AAA 0.00 - 1.59 1.12
equal 8.60% Export-Import Bank 30/04/2099 Bonds AA+ 1.10 - 1.38 1.10
equal 8.39% State Bank of India 25/10/2024 Bonds/Debentures AA+ 1.09 - 1.37 1.09
equal State Bank of India 2056 Debenture AA+ 0.85 - 1.05 0.85
new 7.26% GOI 14/01/2029 GOI Securities SOV 0.00 - 3.82 0.84
equal 8.55% Bank of Baroda 14/02/2029 Non Convertible Debenture AAA 0.00 - 0.89 0.84
new 7.05% National Housing Bank 18/12/2024 Non Convertible Debenture AAA 0.00 - 0.82 0.82
equal 8.65% Bank of Baroda 2022 Debenture AA+ 0.70 - 0.82 0.82
down 6.45% GOI 2029 GOI Securities SOV 0.00 - 3.27 0.81
down 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 2.30 0.57
equal 7.69% National Bank Agr. Rur. Devp 29/05/2024 Non Convertible Debenture AAA 0.00 - 0.60 0.56
equal 8.10% Power Finance Corp. 2024 Non Convertible Debenture AAA 0.00 - 0.58 0.56
equal 7.99% HDFC 2024 Debenture AAA 0.00 - 0.59 0.56
equal 9.20% ICICI Bank 31/12/2050 Bonds AA+ 0.55 - 0.69 0.55
equal 7.99% LIC Housing Fin. 2029 Non Convertible Debenture AAA 0.00 - 0.59 0.55
equal 8.75% Axis Bank 28/06/2022 Bonds AA+ 0.55 - 1.25 0.55
equal 8.50% State Bank of India 22/11/2020 Non Convertible Debenture AA+ 0.00 - 0.55 0.55
equal 8.28% Oriental Nagpur Betul Highway 30/09/2020 Debenture AAA 0.55 - 0.69 0.55
new 7.24% REC 31/12/2022 Non Convertible Debenture AAA 0.00 - 0.55 0.55
new 7.21% HDFC 30/12/2022 Debenture AAA 0.00 - 0.54 0.54

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 36.08 7.74 0.00 7.02
equal HDFC Bank Financial 25.48 8.83 2.00 6.93
down Reliance Industries Energy 21.53 5.85 0.88 4.76
equal Axis Bank Financial 43.52 4.49 0.00 3.80
equal Larsen & Toubro Construction 19.32 4.05 0.00 3.55
equal HDFC Financial 19.27 3.95 1.00 3.26
down Varun Beverages FMCG 52.03 3.19 0.46 2.88
equal Aarti Industries Chemicals 29.22 2.54 0.00 2.39
equal Kotak Mahindra Bank Financial 35.72 2.58 1.36 2.38
equal SBI Life Insurance Company Financial 73.93 2.28 0.00 2.14
down Bharti Airtel Communication -- 2.16 0.00 2.07
equal Trent Services 137.73 1.75 0.00 1.70
equal Hindustan Unilever FMCG 67.79 2.55 0.00 1.51
equal Voltas Cons Durable 48.24 1.76 0.00 1.48
equal Torrent Pharmaceuticals Healthcare 58.12 3.10 0.00 1.44
equal INOX Leisure Services 28.38 1.40 0.00 1.40
equal Quess Corp Financial 34.83 1.99 0.00 1.37
equal Astral Poly Technik Chemicals 76.42 1.37 0.00 1.37
equal Infosys Technology 20.25 8.80 1.25 1.33
down ICICI Lombard General Insurance Financial 53.64 1.98 0.00 1.31
equal United Spirits FMCG 66.53 1.45 0.00 1.26
equal Bajaj Finance Financial 51.80 1.87 0.00 1.25
equal Exide Industries Engineering 20.79 2.07 0.00 1.17
equal ITC FMCG 20.43 4.23 0.66 1.15
up BPCL Energy 16.26 1.09 0.00 1.09

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Rahul Baijal since 30-Dec-2017

Education: Mr. Baijal is B.E. Electronics & Communication and MBA.

Experience: Prior to joining Sundaram Mutual Fund he was associated with TVF Capital (erstwhile Voyager Capital) (Jun 2005-Apr 2012) and Bharti -AXA Life Insurance (Jun 2012-Jun 2016).

Interviews:

Funds Managed:

— Sandeep Agarwal since 01-Jul-2010

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:


-0.49%

Change from previous, NAV as on 27-Jan-2020

Growth: ₹ 98.0843

Dividend: ₹ 14.1169


Investment Strategy

The scheme aims to provide capital appreciation and current income from a balanced portfolio of equities and fixed income securities.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 20
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 23-Jun-2000
Return Since Launch: 12.35%
Benchmark: CRISIL Hybrid 35+65 Aggressive
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,832 Cr (As on 31-Dec-2019)
Expense: 2.21% (As on 31-Dec-2019)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 113.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend23-Jan-20200.1142

 24-Dec-20190.1133
 26-Nov-20190.1133
 17-Oct-20190.1107
 19-Sep-20190.1082
 27-Aug-20190.1098
 29-Jul-20190.1417
 24-Jun-20190.1417
 21-May-20190.1417
 23-Apr-20190.1417
 19-Mar-20190.1417
 21-Feb-20190.1417
 24-Jan-20190.1417
 18-Dec-20180.1417
 23-Oct-20180.1417
 24-Sep-20180.1417
 23-Aug-20180.1417
 24-Jul-20180.1417
 19-Jun-20180.1417
 24-May-20180.1417
 24-Apr-20180.1417
 22-Mar-20180.1600
 21-Feb-20180.1600
 22-Jan-20180.1600
 21-Dec-20170.1250

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

How worrisome is the slowdown

dateFriday, 31-Jan-2020
time12:30 PM - 01:00 PM