UTI Low Duration Fund Discontinued

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Value Research Rating

Unrated

Analyst’s Choice

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Riskometer

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Low to Moderate

₹5,837.1647 0.02%

As on 19-Jul-2024

Returns

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Calculate SIP Returns of UTI Low Duration Fund Discontinued

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk info

This fund has Low to Moderate risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of UTI Low Duration Fund Discontinued

Asset Allocation

Split between different types of investments

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Credit Rating Weightage

Split between categories of Equity investments

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Peer Comparison

Other details of UTI Low Duration Fund Discontinued

Assets info

₹2,429 Cr

Exit Load (Days) info

--

Min. Investment (₹)

10,000

Min. Withdrawal (₹)

--

Min. SIP Investment (₹)

500

Min. No of Cheques

6

Investment Strategy

The scheme seeks to generate reasonable income for its investors consistent with high liquidity by investing in a portfolio of debt & money market instruments.

Suitability

"Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund."

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 3 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 3 years from the date of investment: Gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • No tax is to be paid as long as you continue to hold the units.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

FAQ for UTI Low Duration Fund Discontinued

UTI Low Duration Fund Discontinued is mandated to invest in bonds such that the duration of the portfolio is between six to twelve months, and therefore it is suitable to invest in for a similar time frame.

Mutual funds can be bought directly from the website of the fund house. For instance, UTI Low Duration Fund Discontinued fund can be purchased from the website of UTI Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of UTI Low Duration Fund Discontinued is ₹5,837.1647 as of 22-Jul-2024.

The AUM of UTI Low Duration Fund Discontinued Fund is ₹2,429 Cr as of 30-Jun-2024

The riskometer level of UTI Low Duration Fund Discontinued is Low to Moderate. See More

Company Percentage of Portfolio

Power Finance Corporation Ltd Debenture 7.17 22/05/2025

6.15

National Bank For Agriculture & Rural Development SR 23 G Debenture 7.57 19/03/2026

4.10

Kotak Mahindra Bank Ltd Money Mkt 29/01/2025

3.95

Canara Bank CD 22/01/2025

3.95

Panatone Finvest Ltd CP 364-D 16/01/2025

3.16
See More

As of 30-Jun-2024, UTI Low Duration Fund Discontinued had invested 96.6% in Debt and 3.4% in Cash & Cash Eq. See More

UTI Low Duration Fund Discontinued is 25 years 0 months old. It has delivered 7.30% returns since inception. See More

1Y
3Y
5Y
7Y
10Y
Since Inception
6.72%
7.04%
6.59%
4.84%
5.82%
7.30%

No, There is no lock in period in UTI Low Duration Fund Discontinued.

The expense ratio of UTI Low Duration Fund Discontinued is --.

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