SBI Magnum Low Duration Fund - Institutional Plan

Value Research Rating

Unrated

Analyst’s Choice

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Riskometer

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Moderate

₹3,531.0076 0.06%

As on 16-May-2025

Returns

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Calculate SIP Returns of SBI Magnum Low Duration Fund - Institutional Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk

info

This fund has Moderate risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of SBI Magnum Low Duration Fund - Institutional Plan

Asset Allocation

Split between different types of investments

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Credit Rating Weightage

Split between categories of Equity investments

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Peer Comparison

Fund name
Rating
VR Opinion
Risk info
Return (%)
Expense Ratio (%) info
SBI Magnum Low Duration Fund - Institutional Plan
Unrated
unlock fund advisor
Moderate
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0.99
4 star
unlock fund advisor
Moderate
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0.93
5 star
unlock fund advisor
Moderate
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0.66
5 star
unlock fund advisor
Low to Moderate
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0.45
4 star
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Low to Moderate
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0.59

Other details of SBI Magnum Low Duration Fund - Institutional Plan

Assets

info

₹14,591 Cr

Exit Load (Days)

info

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Min. Investment (₹)

5,000

Min. Withdrawal (₹)

1,000

Min. SIP Investment (₹)

500

Min. No of Cheques

12

Investment Strategy

The scheme seeks to provide investors an opportunity to generate regular income with reasonable degree of liquidity through investments in debt and money market instruments in such a manner that the Macaulay duration of the portfolio is between 6 months and 12 months.

Suitability

"Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund."

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
  • No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Latest news on SBI Magnum Low Duration Fund - Institutional Plan

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FAQ for SBI Magnum Low Duration Fund - Institutional Plan

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of SBI Magnum Low Duration Fund - Institutional Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, SBI Magnum Low Duration Fund - Institutional Plan can be bought from the SBI Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

The latest declared NAV of SBI Magnum Low Duration Fund - Institutional Plan, is ₹3,531.0076 as of 18-May-2025.

Company Percentage of Portfolio

Chhattisgarh State SDL 7.03 28/08/2026

5.88

Trent Ltd Debenture 5.78 29/05/2026

3.38

HDFC Bank Ltd CD 24/03/2026

3.23

IndiGrid Infrastructure Trust SR ONE RR NCD 14/02/2029

2.65

HDFC Bank Ltd CD 12/03/2026

2.27
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Over the past five years, SBI Magnum Low Duration Fund - Institutional Plan has delivered an annualised return of 5.67% as of 18-May-2025.

The minimum investment required to start investing in SBI Magnum Low Duration Fund - Institutional Plan is ₹5,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.