VR Logo

3 star

Tata Treasury Advantage Fund - Regular Plan


Debt: Low Duration

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.34 0.01 0.07 0.34 0.71 1.83 3.61 4.58 5.50 6.41 7.31
CCIL T Bill Liquidity Weight 1.86 0.01 0.06 0.21 0.45 1.08 2.02 3.22 3.54 3.99 4.48
Debt: Low Duration 3.80 0.01 0.05 0.29 1.19 2.29 4.17 4.53 5.30 6.14 7.14
Rank within category 9 12 4 3 6 8 9 19 18 13 14
Number of funds in category 24 24 24 24 24 24 24 24 23 21 19

As on 01-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Treasury Advantage Fund - Regular Plan  | Invest Online
3 star
Sep-05 3.61 4.58 5.50 0.54% 2,668
ICICI Prudential Savings Fund  | Invest Now
5 star
Sep-02 4.35 7.25 7.08 0.52% 31,730
HDFC Low Duration Fund  | Invest Online
4 star
Nov-99 3.98 6.77 6.48 1.04% 21,669
Aditya Birla Sun Life Low Duration Fund  | Invest Online
4 star
May-98 3.51 6.65 6.56 1.23% 17,415
Kotak Low Duration Fund - Standard Plan  | Invest Online
4 star
Mar-08 3.52 6.76 6.82 1.11% 11,005

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 1.50 24-Mar-2020 - 31-Mar-2020 -4.00 03-Jun-2019 - 10-Jun-2019
Month 2.13 24-Mar-2020 - 23-Apr-2020 -4.88 03-Jun-2019 - 03-Jul-2019
Quarter 4.15 24-Mar-2020 - 24-Jun-2020 -3.93 02-Apr-2019 - 02-Jul-2019
Year 10.27 24-Jul-2013 - 24-Jul-2014 0.33 25-Mar-2019 - 24-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.55 3.28 0.23 0.14 0.48 1.05
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Low Duration 4.65 4.37 1.30 2.85 -0.77 0.39
Rank within category 19 17 17 19 10 17
Number of funds in category 24 24 24 24 24 24

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 75 80 62 60
Modified Duration (yrs) 0.58 0.91 0.58 --
Average Maturity (yrs) 0.62 0.98 0.58 --
Yield to Maturity (%) 4.25 4.26 3.78 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down 8.20% GOI 15/02/2022 Central Government Loan SOV 0.00 - 8.24 5.69
new 6.84% GOI 19/12/2022 GOI Securities SOV 0.00 - 3.85 3.85
equal 5.09% GOI 13/04/2022 GOI Securities SOV 0.00 - 4.75 3.77
equal 8.30% Reliance Industries 2022 Debenture AAA 0.00 - 3.09 2.85
equal RBL Bank 28/02/2022 Certificate of Deposit A1+ 0.00 - 2.99 2.77
equal Reliance Industries 230-D 14/03/2022 Commercial Paper A1+ 0.00 - 2.99 2.77
equal 7.60% Nat. Highways Authority 18/03/2022 Bonds AAA 0.64 - 2.72 2.51
equal National Bank Agr. Rur. Devp 2024 Non Convertible Debenture AAA 0.00 - 2.65 2.44
equal 7.45% LIC Housing Fin. 2023 Non Convertible Debenture AAA 0.00 - 2.09 1.92
equal 7.87% HDFC 18/07/2022 Non Convertible Debenture AAA 0.00 - 2.08 1.91
equal 4.55% LIC Housing Fin. 28/03/2022 Bonds/NCDs AAA 0.00 - 2.03 1.88
equal Axis Bank 17/12/2021 Certificate of Deposit A1+ 0.00 - 2.71 1.87
equal 4.23% HDFC 18/02/2022 Debenture AAA 0.00 - 2.03 1.87
new 6.25% Embassy Office Parks REIT 18/10/2024 Debenture AAA 0.00 - 1.87 1.87
equal Tata Motors Finance 354-D 28/12/2021 Commercial Paper A1+ 0.00 - 2.61 1.86
equal Reserve Bank of India 182-D 30/12/2021 Treasury Bills SOV 0.00 - 2.01 1.86
equal Axis Bank 28/01/2022 Certificate of Deposit A1+ 0.00 - 2.00 1.86
equal Indusind Bank 15/02/2022 Certificate of Deposit A1+ 0.00 - 2.21 1.85
equal SIDBI 25/03/2022 Commercial Paper A1+ 0.00 - 2.20 1.85
equal IDFC First Bank 15/03/2022 Certificate of Deposit A1+ 0.00 - 2.20 1.85
equal Barclays Investments & Loans 150-D 28/01/2022 Commercial Paper A1+ 0.00 - 2.00 1.85
equal Standard Chartered Invest&Loan 265-D 28/04/2022 Commercial Paper A1+ 0.00 - 1.97 1.83
equal 6.32% REC 31/12/2021 Debenture AAA 1.45 - 2.29 1.51
equal 8.55% Power Finance Corporation 2021 Bonds AAA 0.00 - 1.87 1.51
equal 8.45% Sikka Ports and Terminals 2023 Debenture AAA 0.00 - 1.50 1.38

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Akhil Mittal since 26-Jun-2014

Education: Mr. Mittal is B.Com (H) and MBA from University Business School.

Experience: Prior to joining Tata AMC, he has worked with Canara Robeco AMC, Principal Asset Management Company, Edelweiss Securities Ltd. and Rallis India Ltd.

Funds Managed:

— Abhishek Sonthalia since 06-Feb-2020

Education: Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience: Prior to joining Tata Mutual Fund, he has worked with CRISIL Ltd. and TCS.

Funds Managed:


0.01%

Change from previous, NAV as on 01-Dec-2021

Growth: ₹ 3,155.5321

IDCW Weekly: ₹ 1,008.1547

More

IDCW Daily: ₹ 1,003.5288

IDCW: ₹ 2,000.9313


Investment Strategy

The scheme aims to generate income & capital appreciation through a portfolio constituted of debt & money market instruments with relatively lower interest rate risk.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 06-Sep-2005
Return Since Launch: 7.33%
Benchmark: CRISIL Low Duration Debt
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 2,668 Cr (As on 31-Oct-2021)
Expense: 0.54% (As on 31-Oct-2021)
Risk Grade: Average
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily01-Dec-20210.0886

 30-Nov-20210.1169
 29-Nov-20210.2585
 26-Nov-20210.1606
 25-Nov-20210.0911
 24-Nov-20210.0465
 23-Nov-20210.0685
 22-Nov-20210.3791
 18-Nov-20210.1563
 17-Nov-20210.0385
 16-Nov-20210.0855
 15-Nov-20210.3381
 12-Nov-20210.0557
 11-Nov-20210.0404
 10-Nov-20210.0831
 09-Nov-20210.2624
 08-Nov-20210.8444
 03-Nov-20210.1875
 02-Nov-20210.0919
 01-Nov-20210.0533
 25-Oct-20210.2076
 22-Oct-20210.0659
 21-Oct-20210.1027
 18-Oct-20210.2051
 14-Oct-20210.0926
IDCW Weekly30-Nov-20210.6772

 23-Nov-20210.6455
 16-Nov-20210.6061
 09-Nov-20211.2984
 02-Nov-20210.2267
 26-Oct-20210.2750
 20-Oct-20210.5057
 12-Oct-20210.7834
 05-Oct-20210.3052
 28-Sep-20210.0663
 21-Sep-20210.5485
 14-Sep-20210.5366
 07-Sep-20210.8466
 31-Aug-20210.7814
 24-Aug-20210.8000
 17-Aug-20211.2354
 10-Aug-20210.6788
 03-Aug-20210.6578
 27-Jul-20210.9676
 20-Jul-20211.2310
 13-Jul-20211.4077
 06-Jul-20210.9042
 29-Jun-20210.2799
 15-Jun-20210.8269
 08-Jun-20211.0108
IDCW17-Jan-20120.2525

 26-Sep-20110.0514
 05-Jul-20110.0405

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

Stocks or Equity Funds for the long term?

DateFriday, 10-Dec-2021
Time12:30 PM - 01:00 PM

attending You have reserved a spot