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2 star

Tata Treasury Advantage Fund - Regular Plan


Debt: Low Duration

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.18 0.02 0.12 0.30 0.85 1.83 3.83 4.31 5.47 6.33 7.24
CCIL T Bill Liquidity Weight* 0.09 0.02 0.03 0.21 0.49 1.07 2.12 3.13 3.51 3.93 4.43
Debt: Low Duration* 0.16 0.01 0.10 0.27 0.74 1.90 3.82 4.23 5.23 6.05 7.05
Rank within category* 7 5 3 8 1 6 5 18 17 13 13
Number of funds in category* 23 23 23 23 23 23 23 23 22 20 18

As on 14-Jan-2022

* As on 16-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Treasury Advantage Fund - Regular Plan  | Invest Online
2 star
Sep-05 3.83 4.31 5.47 0.60% 2,421
ICICI Prudential Savings Fund  | Invest Now
5 star
Sep-02 3.76 6.91 6.98 0.52% 26,625
HDFC Low Duration Fund  | Invest Online
4 star
Nov-99 3.69 6.48 6.44 1.04% 19,527
Aditya Birla Sun Life Low Duration Fund  | Invest Online
4 star
May-98 3.70 6.38 6.52 1.23% 15,125
Kotak Low Duration Fund - Standard Plan  | Invest Online
4 star
Mar-08 3.58 6.44 6.74 1.18% 10,161

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 1.50 24-Mar-2020 - 31-Mar-2020 -4.00 03-Jun-2019 - 10-Jun-2019
Month 2.13 24-Mar-2020 - 23-Apr-2020 -4.88 03-Jun-2019 - 03-Jul-2019
Quarter 4.15 24-Mar-2020 - 24-Jun-2020 -3.93 02-Apr-2019 - 02-Jul-2019
Year 10.27 24-Jul-2013 - 24-Jul-2014 0.33 25-Mar-2019 - 24-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.36 3.27 0.19 0.12 0.40 0.88
CCIL T Bill Liquidity Weight 3.13 0.39 -1.53 -4.65 -- --
Debt: Low Duration 4.46 4.36 1.22 2.76 -0.84 0.22
Rank within category 19 17 18 19 10 17
Number of funds in category 24 24 24 24 24 24

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 69 80 63 56
Modified Duration (yrs) 0.73 0.82 0.58 0.67
Average Maturity (yrs) 0.79 0.88 0.58 0.90
Yield to Maturity (%) 4.47 4.47 3.78 4.67
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.84% GOI 19/12/2022 GOI Securities SOV 0.00 - 4.23 4.23
equal 5.09% GOI 13/04/2022 GOI Securities SOV 2.20 - 4.75 4.15
equal 8.20% GOI 15/02/2022 Central Government Loan SOV 0.00 - 8.24 4.15
equal REC 31/10/2024 Non Convertible Debenture AAA 0.00 - 4.13 4.13
equal 8.30% Reliance Industries 2022 Debenture AAA 0.00 - 3.12 3.12
equal RBL Bank 28/02/2022 Certificate of Deposit A1+ 0.00 - 3.08 3.08
equal 7.60% Nat. Highways Authority 18/03/2022 Bonds AAA 0.64 - 2.75 2.75
new 6.80% Hindustan Petroleum Corporation 15/12/2022 Debenture AAA 0.00 - 2.74 2.74
equal National Bank Agr. Rur. Devp 2024 Non Convertible Debenture AAA 0.00 - 2.69 2.69
equal 5.05% Indian Oil Corporation 25/11/2022 Debenture AAA 0.00 - 2.49 2.49
equal REC 13/12/2022 Debenture AAA 0.00 - 2.32 2.32
equal 7.45% LIC Housing Fin. 2023 Non Convertible Debenture AAA 0.00 - 2.11 2.11
equal 4.55% LIC Housing Fin. 28/03/2022 Bonds/NCDs AAA 0.00 - 2.07 2.07
equal 4.23% HDFC 18/02/2022 Debenture AAA 0.00 - 2.07 2.07
equal Axis Bank 28/01/2022 Certificate of Deposit A1+ 0.00 - 2.06 2.06
equal Indusind Bank 15/02/2022 Certificate of Deposit A1+ 0.00 - 2.21 2.06
equal Barclays Investments & Loans 150-D 28/01/2022 Commercial Paper A1+ 0.00 - 2.06 2.06
new 5.99% LIC Housing Fin. 2025 Debenture AAA 0.00 - 2.06 2.06
equal 6.25% Embassy Office Parks REIT 18/10/2024 Debenture AAA 0.00 - 2.06 2.06
equal SIDBI 25/03/2022 Commercial Paper A1+ 0.00 - 2.20 2.05
equal IDFC First Bank 15/03/2022 Certificate of Deposit A1+ 0.00 - 2.20 2.05
equal Reliance Industries 91-D 24/02/2022 Commercial Paper A1+ 0.00 - 2.05 2.05
new Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 2.04 2.04
equal Standard Chartered Invest&Loan 265-D 28/04/2022 Commercial Paper A1+ 0.00 - 2.03 2.03
new Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 1.98 1.98

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Akhil Mittal since 26-Jun-2014

Education: Mr. Mittal is B.Com (H) and MBA from University Business School.

Experience: Prior to joining Tata AMC, he has worked with Canara Robeco AMC, Principal Asset Management Company, Edelweiss Securities Ltd. and Rallis India Ltd.

Funds Managed:

— Abhishek Sonthalia since 06-Feb-2020

Education: Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience: Prior to joining Tata Mutual Fund, he has worked with CRISIL Ltd. and TCS.

Funds Managed:


0.02%

Change from previous, NAV as on 14-Jan-2022

Growth: ₹ 3,169.7805

IDCW Weekly: ₹ 1,008.7915

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IDCW Daily: ₹ 1,003.5288

IDCW: ₹ 2,009.9335


Investment Strategy

The scheme aims to generate income & capital appreciation through a portfolio constituted of debt & money market instruments with relatively lower interest rate risk.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 1,000
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 06-Sep-2005
Return Since Launch: 7.30%
Benchmark: CRISIL Low Duration Debt
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 2,421 Cr (As on 31-Dec-2021)
Expense: 0.60% (As on 31-Dec-2021)
Risk Grade: Average
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily14-Jan-20220.1871

 13-Jan-20220.3084
 12-Jan-20220.2270
 11-Jan-20220.2583
 10-Jan-20220.2166
 07-Jan-20220.1685
 06-Jan-20220.1300
 05-Jan-20220.0105
 03-Jan-20220.2711
 31-Dec-20210.2130
 30-Dec-20210.1251
 29-Dec-20210.0990
 27-Dec-20210.3949
 24-Dec-20210.1646
 20-Dec-20210.1551
 17-Dec-20210.0285
 16-Dec-20210.0564
 14-Dec-20210.0465
 13-Dec-20210.2393
 10-Dec-20210.0895
 09-Dec-20210.0724
 08-Dec-20210.3256
 07-Dec-20210.1116
 06-Dec-20210.2806
 03-Dec-20210.0834
IDCW Weekly11-Jan-20220.8456

 04-Jan-20220.6936
 28-Dec-20210.7390
 21-Dec-20210.0146
 14-Dec-20210.7734
 07-Dec-20210.8097
 30-Nov-20210.6772
 23-Nov-20210.6455
 16-Nov-20210.6061
 09-Nov-20211.2984
 02-Nov-20210.2267
 26-Oct-20210.2750
 20-Oct-20210.5057
 12-Oct-20210.7834
 05-Oct-20210.3052
 28-Sep-20210.0663
 21-Sep-20210.5485
 14-Sep-20210.5366
 07-Sep-20210.8466
 31-Aug-20210.7814
 24-Aug-20210.8000
 17-Aug-20211.2354
 10-Aug-20210.6788
 03-Aug-20210.6578
 27-Jul-20210.9676
IDCW17-Jan-20120.2525

 26-Sep-20110.0514
 05-Jul-20110.0405

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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