HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan
Value Research Rating
Our Opinion
Riskometer
Low to Moderate
₹10.0831
As on 22-May-2026
Returns
Risk
This fund has Low to Moderate risk.
As per SEBI's Riskometer.
Portfolio of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan
Asset Allocation
Split between different types of investments
Credit Rating Weightage
Split between categories of Equity investments
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan
|
|
Low to Moderate
|
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0.32 |
||
|
|
Low to Moderate
|
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0.40 |
|||
|
|
Low to Moderate
|
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0.32 |
|||
|
|
Low to Moderate
|
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0.30 |
|||
 |
|
Low to Moderate
|
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0.58 |
Other details of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan
Assets
₹763 Cr
Exit Load (Days)
--
Min. Investment (₹)
100
Min. Withdrawal (₹)
100
Min. SIP Investment (₹)
100
Min. No of Cheques
6
About HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan
HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan is a debt mutual fund scheme of HDFC Mutual Fund. Launched on March 24, 2026, it is currently managed by Anupam Joshi and Praveen Jain. The fund has an expense ratio of 0.32% with an overall AUM (Assets Under Management) of ₹763 Cr.
HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan is mandated to invest in bonds such that the duration of the portfolio is between six to twelve months, and therefore it is suitable to invest in for a similar time frame. Being passively managed, it replicates the portfolio of its chosen benchmark index. The fund allows minimum lumpsum investment of ₹100 and minimum SIP of ₹100.
Investment Strategy
The scheme seeks to generate returns that are commensurate (before fees and expenses) with the performance of the CRISIL-IBX Financial Services 9-12 Months Debt Index, subject to tracking difference.
Suitability
Low Duration funds are avoidable for most investors in our opinion, because:
- They are meant to keep your capital safe while earning low returns. This investing need is better served by Liquid funds
- There are too many types of debt funds with little differentiation, making choice difficult for investors. Low Duration funds are one of them
Capital Gains Taxation
- If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- If investment is made before 1 April 2023:
- Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
- Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
FAQ for HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan
How to Invest in HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan can be bought from the HDFC Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan Today?
The latest declared NAV of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan, is ₹10.0831 as of 23-May-2026.
What are the top holdings of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan?
| Company | Percentage of Portfolio |
|---|---|
|
REC Ltd SR 230-A Bonds 7.71 26/02/2027 |
9.86
|
|
Bajaj Finance Ltd NCD 8.1167 10/05/2027 |
6.58
|
|
Power Finance Corporation Ltd Bonds/Deb 7.60 20/02/2027 |
6.58
|
|
Mahindra & Mahindra Financial Services Ltd SR AA Debenture 25/03/2027 |
6.58
|
|
Mahindra & Mahindra Financial Services Ltd Bonds 7.90 30/08/2027 |
6.37
|
What is the return of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan in the last 5 years?
Over the past five years, HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan has delivered an annualised return of --% as of 23-May-2026.
What is the minimum investment required in HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan?
The minimum investment required to start investing in HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan is ₹100 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.
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