Bajaj Finserv Low Duration Fund - Regular Plan
Riskometer 
Low to Moderate
₹1,025.6469 0.03%
As on 31-Jul-2026
Value Research Opinion
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Risk
This fund has Low to Moderate risk.
As per SEBI's Riskometer.
Portfolio of Bajaj Finserv Low Duration Fund - Regular Plan
Asset Allocation
Split between different types of investments
Credit Rating Weightage
Split between categories of Equity investments
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Base Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Bajaj Finserv Low Duration Fund - Regular Plan
|
 |
Low to Moderate
|
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0.85 |
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 |
|
Moderate
|
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0.48 |
||
 |
|
Low to Moderate
|
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0.55 |
||
|
|
Low to Moderate
|
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0.60 |
||
|
|
Low to Moderate
|
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0.36 |
Other details of Bajaj Finserv Low Duration Fund - Regular Plan
Assets
₹517 Cr
Exit Load (Days)
--
Min. Investment (₹)
5,000
Min. Withdrawal (₹)
1
Min. SIP Investment (₹)
1,000
Min. No of Cheques
6
About Bajaj Finserv Low Duration Fund - Regular Plan
Bajaj Finserv Low Duration Fund - Regular Plan is a debt mutual fund scheme of Bajaj Finserv Mutual Fund. Launched on February 20, 2026, it is currently managed by Nimesh Chandan and Siddharth Chaudhary. The fund has an expense ratio of 0.85% with an overall AUM (Assets Under Management) of ₹517 Cr.
Bajaj Finserv Low Duration Fund - Regular Plan is mandated to invest in bonds such that the duration of the portfolio is between six to twelve months, and therefore it is suitable to invest in for a similar time frame. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹1,000.
Investment Strategy
The Scheme seeks to generate optimal returns for its investors through a portfolio constituted of debt and money market securities. The Macaulay duration of the portfolio is managed between 6 months and 12 months, resulting in a low duration investment with relatively high interest rate risk and moderate credit risk. The Scheme seeks to offer a short-term savings avenue with low risk while balancing yield and liquidity.
Suitability
Low Duration funds are suitable for investors:
- Looking to park money for short periods of up to one year
- Looking to earn marginally higher returns than savings account
- Who can withstand volatility and risk in their debt portfolio
Note:
- There is no guarantee of returns
- Not suitable for long term wealth creation
Capital Gains Taxation
- If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- If investment is made before 1 April 2023:
- Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
- Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
FAQ for Bajaj Finserv Low Duration Fund - Regular Plan
How to Invest in Bajaj Finserv Low Duration Fund - Regular Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Bajaj Finserv Low Duration Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Bajaj Finserv Low Duration Fund - Regular Plan can be bought from the Bajaj Finserv Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of Bajaj Finserv Low Duration Fund - Regular Plan Today?
The latest declared NAV of Bajaj Finserv Low Duration Fund - Regular Plan, is ₹1,025.6469 as of 02-Aug-2026.
What are the top holdings of Bajaj Finserv Low Duration Fund - Regular Plan?
| Company | Percentage of Portfolio |
|---|---|
|
REC Ltd SR 248A Debenture 6.52 31/01/2028 |
9.58
|
|
HDFC Bank Ltd CD 24/02/2027 |
9.25
|
|
Muthoot Finance Ltd NCD 8.90 07/10/2027 |
5.85
|
|
Indian Railway Finance Corporation Ltd SR 175 NCD 7.57 18/04/2029 |
4.91
|
|
National Bank For Agriculture & Rural Development SR 25E Bonds 7.53 24/03/2028 |
4.86
|
What is the return of Bajaj Finserv Low Duration Fund - Regular Plan in the last 5 years?
Over the past five years, Bajaj Finserv Low Duration Fund - Regular Plan has delivered an annualised return of --% as of 02-Aug-2026.
What is the minimum investment required in Bajaj Finserv Low Duration Fund - Regular Plan?
The minimum investment required to start investing in Bajaj Finserv Low Duration Fund - Regular Plan is ₹5,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.
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