Union Consumption Fund - Direct Plan

Name: Union Consumption Fund - Direct Plan
Brand: Union Mutual Fund

Fund Card

Value Research Rating

Unrated

Our Opinion

Riskometer

Very High

₹8.5700

As on 19-Mar-2026

Returns

Calculate SIP Returns of Union Consumption Fund - Direct Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

More Details about Returns

Risk

This fund has Very High risk.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

As per SEBI's Riskometer.

More Details about Risk

Portfolio of Union Consumption Fund - Direct Plan

Asset Allocation

Market Cap Weightage

We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.

Portfolio Breakdown

Peer Comparison

Fund name	Rating	Risk		Expense Ratio (%)
Union Consumption Fund - Direct Plan	Unrated	Very High	loading...	0.93
Mirae Asset Great Consumer Fund - Direct Plan Invest Online		Very High	loading...	0.44
ICICI Prudential Bharat Consumption Fund - Direct Plan Invest Now		Very High	loading...	1.11
Nippon India Consumption Fund - Direct Plan Invest Online		Very High	loading...	0.60
Baroda BNP Paribas India Consumption Fund - Direct Plan Invest Online		Very High	loading...	0.64

Detailed Comparison

Other details of Union Consumption Fund - Direct Plan

Assets

₹320 Cr

Exit Load (Days)

1.00 (365)

Min. Investment (₹)

1,000

Min. Withdrawal (₹)

1,000

Min. SIP Investment (₹)

500

Min. No of Cheques

More Details

About Union Consumption Fund - Direct Plan

Union Consumption Fund - Direct Plan is a equity mutual fund scheme of Union Mutual Fund. Launched on December 22, 2025, it is currently managed by Sanjay Bembalkar and Vinod Malviya. The fund has an expense ratio of 0.93% with an overall AUM (Assets Under Management) of ₹320 Cr.

Union Consumption Fund - Direct Plan is mandated to invest at least 80 per cent of its assets in the shares of consumer-facing companies. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹500.

Investment Strategy

The scheme seeks to generate long-term capital appreciation by investing in companies those are engaged in consumption and consumption related sector or allied sectors. These companies are expected to directly or indirectly benefit from changing consumer aspirations, changing lifestyle and overall growth in consumption led demand.

Suitability

Consumption funds are suitable for investors:

Seeking exposure in shares of consumer facing companies for high returns
Aiming for long term wealth creation
With a 5+ year investment horizon
Who are at ease with the market's ups and downs

Note:

Invest only through SIP

Capital Gains Taxation

If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1.25 lakh in a financial year are exempt from tax. Gains over Rs 1.25 lakh are taxed at the rate of 12.5%.
If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 20%.
No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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FAQ for Union Consumption Fund - Direct Plan

How to Invest in Union Consumption Fund - Direct Plan?

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Union Consumption Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Union Consumption Fund - Direct Plan can be bought from the Union Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

What is the current NAV of Union Consumption Fund - Direct Plan Today?

The latest declared NAV of Union Consumption Fund - Direct Plan, is ₹8.5700 as of 19-Mar-2026.

What are the top holdings of Union Consumption Fund - Direct Plan?

Company	Percentage of Portfolio
Bharti Airtel	6.84
Mahindra & Mahindra	6.38
Maruti Suzuki	5.92
Titan	4.51
Eternal	4.42

What is the return of Union Consumption Fund - Direct Plan in the last 5 years?

Over the past five years, Union Consumption Fund - Direct Plan has delivered an annualised return of --% as of 19-Mar-2026.

What is the minimum investment required in Union Consumption Fund - Direct Plan?

The minimum investment required to start investing in Union Consumption Fund - Direct Plan is ₹1,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.