SBI BSE PSU Bank Index Fund - Regular Plan
Value Research Rating
Our Opinion
Riskometer
Very High
₹13.7588 2.81%
As on 06-May-2026
Returns
Risk
This fund has Very High risk.
As per SEBI's Riskometer.
Portfolio of SBI BSE PSU Bank Index Fund - Regular Plan
Asset Allocation
Split between different types of investments
Market Cap Weightage
Split between categories of Equity investments
We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
SBI BSE PSU Bank Index Fund - Regular Plan
|
|
Very High
|
loading... |
0.79 |
||
 |
|
Very High
|
loading... |
0.83 |
||
|
|
Very High
|
loading... |
1.10 |
||
 |
|
Very High
|
loading... |
1.07 |
||
|
|
Very High
|
loading... |
0.19 |
Other details of SBI BSE PSU Bank Index Fund - Regular Plan
Assets
₹259 Cr
Exit Load (Days)
0.25 (15)
Min. Investment (₹)
5,000
Min. Withdrawal (₹)
500
Min. SIP Investment (₹)
500
Min. No of Cheques
12
About SBI BSE PSU Bank Index Fund - Regular Plan
SBI BSE PSU Bank Index Fund - Regular Plan is a equity mutual fund scheme of SBI Mutual Fund. Launched on March 25, 2025, it is currently managed by Viral Chhadva. The fund has an expense ratio of 0.79% with an overall AUM (Assets Under Management) of ₹259 Cr.
SBI BSE PSU Bank Index Fund - Regular Plan is mandated to invest at least 80 per cent of its assets in the shares of banks and financial services companies. Being passively managed, it replicates the portfolio of its chosen benchmark index. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹500.
Investment Strategy
The scheme seeks to provide returns that, closely correspond to the total returns of the securities as represented by the underlying index, subject to tracking error.
Suitability
Nobody should invest in Banking funds in our opinion, because:
- They have a narrow focus on only financial services companies
- Instead, diversified equity funds which invest across sectors are better
If you still choose to invest:
- Invest only through SIP
- Have a 7+ year investment horizon
- Be prepared to withstand interim sharp declines in investment value
- Being passively managed, the fund replicates the portfolio of its chosen benchmark index
Capital Gains Taxation
- If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1.25 lakh in a financial year are exempt from tax. Gains over Rs 1.25 lakh are taxed at the rate of 12.5%.
- If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 20%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
FAQ for SBI BSE PSU Bank Index Fund - Regular Plan
How to Invest in SBI BSE PSU Bank Index Fund - Regular Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of SBI BSE PSU Bank Index Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, SBI BSE PSU Bank Index Fund - Regular Plan can be bought from the SBI Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of SBI BSE PSU Bank Index Fund - Regular Plan Today?
The latest declared NAV of SBI BSE PSU Bank Index Fund - Regular Plan, is ₹13.7588 as of 07-May-2026.
What are the top holdings of SBI BSE PSU Bank Index Fund - Regular Plan?
| Company | Percentage of Portfolio |
|---|---|
|
25.17
|
|
|
15.44
|
|
|
13.90
|
|
|
11.62
|
|
|
10.50
|
What is the return of SBI BSE PSU Bank Index Fund - Regular Plan in the last 5 years?
Over the past five years, SBI BSE PSU Bank Index Fund - Regular Plan has delivered an annualised return of --% as of 07-May-2026.
What is the minimum investment required in SBI BSE PSU Bank Index Fund - Regular Plan?
The minimum investment required to start investing in SBI BSE PSU Bank Index Fund - Regular Plan is ₹5,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.
New Process Alert 
Seems like you've uploaded a wrong QR code. Please upload the QR code downloaded from MF Central platform.