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Unrated

Aditya Birla Sun Life Liquid Fund - Retail Plan download report


1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Aditya Birla SL Liquid Ret-G 1.38 0.02 0.09 0.26 0.86 1.74 3.42 4.22 5.40 6.02 6.86
CCIL T Bill Liquidity Weight 0.59 0.02 0.07 -0.05 0.28 0.84 1.90 2.74 3.34 3.72 4.28
Debt: Liquid 1.37 0.01 0.08 0.27 0.85 1.71 3.35 4.01 5.24 5.86 6.81

As on 24-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Liquid Fund - Retail Plan  | Invest Online
Unrated
Jun-97 3.42 4.22 5.40 0.22% 34,891
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 3.44 4.17 5.37 0.24% 30,885
Axis Liquid Fund
4 star
Oct-09 3.46 4.21 5.40 0.23% 28,934
Baroda BNP Paribas Liquid Fund
4 star
Feb-09 3.48 4.18 5.38 0.26% 6,968
Mirae Asset Cash Management Fund  | Invest Online
4 star
Jan-09 3.45 4.17 5.36 0.27% 3,378

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.50 17-Jul-1997 - 24-Jul-1997 -0.16 17-Mar-2020 - 24-Mar-2020
Month 1.63 13-Jul-1997 - 12-Aug-1997 0.16 23-Feb-2020 - 24-Mar-2020
Quarter 3.15 16-Jun-1997 - 15-Sep-1997 0.71 23-Oct-2020 - 22-Jan-2021
Year 10.02 16-Jun-1997 - 16-Jun-1998 3.15 28-Oct-2020 - 28-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Aditya Birla SL Liquid Ret-G 4.24 0.40 1.76 9.27 0.98 1.36
CCIL T Bill Liquidity Weight 2.86 0.36 -1.85 -5.13 -- --
Debt: Liquid 4.02 0.37 1.27 6.61 0.86 1.07

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 143 143 90 47
Modified Duration (yrs) 0.12 0.15 0.09 0.10
Average Maturity (yrs) 0.12 0.15 0.09 0.09
Yield to Maturity (%) 4.15 4.15 3.35 4.02
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 13/07/2022 Treasury Bills SOV 0.00 - 4.79 4.79
equal Bank of Baroda 2022 Certificate of Deposit A1+ 0.00 - 3.35 2.86
new Reserve Bank of India 182-D 21/07/2022 Treasury Bills SOV 0.00 - 2.44 2.44
new HDFC Bank 29/06/2022 Certificate of Deposit A1+ 0.00 - 2.14 2.14
new Bajaj Finance 91-D 21/07/2022 Commercial Paper A1+ 0.00 - 2.13 2.13
new Bajaj Finance 49-D 31/05/2022 Commercial Paper A1+ 0.00 - 2.00 2.00
new Adani Ports and Special Economic Zone 91-D 28/06/2022 Commercial Paper A1+ 0.00 - 1.71 1.71
new 8.15% GOI 2022 Central Government Loan SOV 0.00 - 1.45 1.45
equal Tata Steel 91-D 19/05/2022 Commercial Paper A1+ 0.00 - 1.67 1.43
equal Canara Bank 24/05/2022 Certificate of Deposit A1+ 0.00 - 1.67 1.43
equal Bank of Baroda 2022 Certificate of Deposit A1+ 0.00 - 1.67 1.43
new JSW Steel 49-D 30/05/2022 Commercial Paper A1+ 0.00 - 1.43 1.43
new JSW Steel 50-D 31/05/2022 Commercial Paper A1+ 0.00 - 1.43 1.43
equal Canara Bank 23/06/2022 Certificate of Deposit A1+ 0.00 - 1.67 1.42
equal HDFC 91-D 23/06/2022 Commercial Paper A1+ 0.00 - 1.67 1.42
new JSW Steel 69-D 28/06/2022 Commercial Paper A1+ 0.00 - 1.42 1.42
new JSW Steel 70-D 29/06/2022 Commercial Paper A1+ 0.00 - 1.42 1.42
new Adani Ports and Special Economic Zone 84-D 29/06/2022 Commercial Paper A1+ 0.00 - 1.42 1.42
new Tata Steel 91-D 12/07/2022 Commercial Paper A1+ 0.00 - 1.42 1.42
new HDFC 84-D 20/07/2022 Commercial Paper A1+ 0.00 - 1.42 1.42
new HDFC Bank 25/07/2022 Certificate of Deposit A1+ 0.00 - 1.42 1.42
new M&M Financial Services 90-D 20/07/2022 Commercial Paper A1+ 0.00 - 1.42 1.42
new Reserve Bank of India 91-D 21/07/2022 Treasury Bills SOV 0.00 - 1.36 1.36
equal National Bank Agr. Rur. Devp 90-D 25/05/2022 Commercial Paper A1+ 0.00 - 1.59 1.36
down Reserve Bank of India 364-D 26/05/2022 Treasury Bills SOV 0.00 - 2.51 1.29

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Sunaina da Cunha since 19-Jun-2009

Education: Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.

Experience: Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

Funds Managed:


0.02%

Change from previous, NAV as on 24-May-2022

Growth: ₹ 555.2147

IDCW Daily: ₹ 163.6940

Discipline Advantage Plan: ₹ 230.0683


Investment Strategy

The scheme seeks to provide high liquidity and safety with reasonable returns through investments in debt and money market instruments.

Investment Details

Min. Investment (₹) 10,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) --
Min. No of Cheques --
Min. Withdrawal (₹) 10,000
Min. Balance (₹) 10,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 16-Jun-1997
Return Since Launch: 7.11%
Benchmark: CRISIL Liquid Fund BI Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 34,891 Cr (As on 30-Apr-2022)
Expense: 0.22% (As on 28-Feb-2017)
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily24-May-20220.0250

 23-May-20220.0226
 22-May-20220.0415
 20-May-20220.0189
 19-May-20220.0236
 18-May-20220.0198
 17-May-20220.0231
 16-May-20220.0604
 13-May-20220.0105
 12-May-20220.0226
 11-May-20220.0158
 10-May-20220.0053
 03-May-20220.0169
 02-May-20220.0211
 01-May-20220.0340
 29-Apr-20220.0102
 28-Apr-20220.0125
 27-Apr-20220.0136
 26-Apr-20220.0104
 25-Apr-20220.0144
 24-Apr-20220.0326
 22-Apr-20220.0078
 21-Apr-20220.0188
 20-Apr-20220.0199
 19-Apr-20220.0222

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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