Widely used:
Analyst’s Choice
Recently Viewed
Clear AllValue Research Rating
Analyst’s Choice
Riskometer
Moderate
₹16.2190 -0.04%
As on 28-Apr-2025
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
ICICI Prudential Retirement Fund - Pure Debt Plan - Direct Plan
|
|
|
Moderate
|
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1.28 |
|
 |
|
Moderately High
|
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0.59 |
||
|
|
Moderate
|
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0.61 |
||
|
|
Moderate
|
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0.64 |
||
|
|
Moderately High
|
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0.27 |
₹106 Cr
--
5,000
1
100
6
Investment Strategy
The scheme seeks to generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity.
Suitability
"Dynamic Bond funds have the freedom to invest in bonds of any duration. Depending on where it expects to earn maximum returns, the fund management team actively decides whether to invest in bonds maturing in a few months or in the ones maturing several years later.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for investment horizon of up to three years) in their longer-term portfolios."
Capital Gains Taxation
The following tax treatment is based upon last 12-months asset allocation and may vary from other funds in the category.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
ICICI Prudential Retirement Fund - Pure Debt Plan - Direct Plan is a dynamic bond fund having the flexibility to invest in bonds of any duration. Depending on where it expects to earn maximum returns, the fund management team actively decides whether to invest in short maturity bonds or in those maturing several years later.
Mutual funds can be bought directly from the website of the fund house. For instance, ICICI Prudential Retirement Fund - Pure Debt Plan - Direct Plan fund can be purchased from the website of ICICI Prudential Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of ICICI Prudential Retirement Fund - Pure Debt Plan - Direct Plan is ₹16.2190 as of 29-Apr-2025.
The AUM of ICICI Prudential Retirement Fund - Pure Debt Plan - Direct Plan Fund is ₹106 Cr as of 31-Mar-2025
The riskometer level of ICICI Prudential Retirement Fund - Pure Debt Plan - Direct Plan is Moderate. See More
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.10 08/04/2034 |
21.86
|
|
GOI Sec 4.45 30/10/2034 |
16.10
|
|
GOI Sec 7.34 22/04/2064 |
9.91
|
|
Nirma Ltd SR VII TR C Debenture 8.50 07/04/2027 |
6.63
|
|
LIC Housing Finance Ltd Debenture 8.75 08/12/2028 |
4.89
|
As of 31-Mar-2025, ICICI Prudential Retirement Fund - Pure Debt Plan - Direct Plan had invested 94.04% in Debt and 5.96% in Cash & Cash Eq. See More
ICICI Prudential Retirement Fund - Pure Debt Plan - Direct Plan is 6 years 2 months old. It has delivered 8.15% returns since inception. See More
|
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
|---|---|---|---|---|---|
|
9.54%
|
7.43%
|
7.41%
|
--
|
--
|
8.15%
|
Yes, There is lock in period in ICICI Prudential Retirement Fund - Pure Debt Plan - Direct Plan.
The expense ratio of ICICI Prudential Retirement Fund - Pure Debt Plan - Direct Plan is 1.28.
