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HDFC Ultra Short Term Fund - Regular Plan download report


1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Ultra-short Duration debt funds predominantly invest in bonds maturing in three to six months. They aim to earn slightly better returns over liquid funds but with a marginally higher degree of volatility.

They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for the next six months up to 1-1.5 years. Investors who want to avoid the complexity of wading through the very finely classified categories of debt funds can simply give these funds a miss and stick to liquid funds for this investing need. But those, who want slightly better returns and can withstand a little more volatility, can consider ultra-short duration funds.

The risk of incurring a loss in these funds over the said timeframe is low but they do not guarantee returns or safety of capital. Remember, they are geared to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit, but are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
HDFC Ultra Short Term Fund Reg-G 1.70 0.03 0.12 0.38 0.73 1.70 3.46 5.09 -- -- --
CCIL T Bill Liquidity Weight 0.91 0.05 0.07 0.27 0.34 0.91 1.99 2.70 -- -- --
Debt: Ultra Short Duration 1.59 0.03 0.11 0.37 0.69 1.59 3.44 4.69 -- -- --
Rank within category 8 12 11 14 10 8 9 6 -- -- --
Number of funds in category 27 27 27 27 27 27 27 22 14 14 13

As on 01-Jul-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HDFC Ultra Short Term Fund - Regular Plan  | Invest Online
4 star
Sep-18 3.46 5.09 -- 0.64% 13,805
Aditya Birla Sun Life Savings Fund  | Invest Online
4 star
Nov-01 3.87 5.62 6.42 0.50% 15,213
SBI Magnum Ultra Short Duration Fund  | Invest Online
4 star
May-99 3.38 4.92 5.99 0.49% 13,494
ICICI Prudential Ultra Short Term Fund  | Invest Now
5 star
May-11 3.68 5.49 6.24 0.87% 13,152
IDFC Ultra Short Term Fund - Regular Plan  | Invest Online
4 star
Jul-18 3.33 4.77 -- 0.43% 4,027

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 1.40 24-Mar-2020 - 31-Mar-2020 -0.81 17-Mar-2020 - 24-Mar-2020
Month 2.01 24-Mar-2020 - 23-Apr-2020 -0.61 25-Feb-2020 - 26-Mar-2020
Quarter 3.64 24-Mar-2020 - 24-Jun-2020 0.22 24-Dec-2019 - 24-Mar-2020
Year 8.58 04-Oct-2018 - 04-Oct-2019 3.28 20-May-2021 - 20-May-2022

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
HDFC Ultra Short Term Fund Reg-G 5.03 0.70 2.17 5.17 1.26 2.55
CCIL T Bill Liquidity Weight 2.69 0.37 -2.20 -4.41 -- --
Debt: Ultra Short Duration* 4.61 0.96 1.27 3.50 1.16 2.09
Rank within category* 6 15 3 5 15 4
Number of funds in category* 22 22 22 22 22 22

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2022

* As on 30-Jun-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 100 100 78 39
Modified Duration (yrs) 0.38 0.50 0.37 0.34
Average Maturity (yrs) 0.42 0.55 0.40 0.37
Yield to Maturity (%) 5.51 5.51 3.70 5.40
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 182-D 24/11/2022 Treasury Bills SOV 0.00 - 4.94 4.94
equal Panatone Finvest 364-D 30/01/2023 Commercial Paper A1+ 0.00 - 4.24 3.82
equal Reserve Bank of India 182-D 30/06/2022 Treasury Bills SOV 0.00 - 3.20 2.89
equal Reliance Jio Infocomm 238-D 15/06/2022 Commercial Paper A1+ 0.00 - 3.20 2.89
equal National Bank Agr. Rur. Devp 2024 Non Convertible Debenture AAA 2.26 - 3.23 2.87
equal Reserve Bank of India 182-D 07/07/2022 Treasury Bills SOV 0.00 - 2.40 2.16
equal Reserve Bank of India 182-D 14/07/2022 Treasury Bills SOV 0.00 - 2.40 2.16
equal Reserve Bank of India 182-D 28/07/2022 Treasury Bills SOV 0.00 - 2.39 2.16
new Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 2.13 2.13
up 7.45% LIC Housing Fin. 2023 Non Convertible Debenture AAA 0.62 - 1.85 1.82
equal National Bank Agr. Rur. Devp 175-D 30/08/2022 Commercial Paper A1+ 0.00 - 1.98 1.79
equal Motilal Oswal Financial Ser. 182-D 11/08/2022 Commercial Paper A1+ 0.00 - 1.98 1.79
equal Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 1.99 1.79
equal Reliance Jio Infocomm 180-D 26/09/2022 Commercial Paper A1+ 0.00 - 1.98 1.78
new Reserve Bank of India 182-D 10/11/2022 Treasury Bills SOV 0.00 - 1.77 1.77
equal Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 1.96 1.76
equal Indusind Bank 30/01/2023 Certificate of Deposit A1+ 0.00 - 1.94 1.74
equal 8.15% GOI 2022 Central Government Loan SOV 1.30 - 1.83 1.63
equal 7.35% Power Finance Corporation 15/10/2022 Debenture AAA 0.00 - 1.64 1.46
equal 8.07% Bajaj Housing Finance 2022 Non Convertible Debenture AAA 0.00 - 1.63 1.45
equal IDFC First Bank 17/06/2022 Certificate of Deposit A1+ 0.00 - 1.60 1.45
equal 7.29% SIDBI 2022 Debenture AAA 0.00 - 1.63 1.45
equal Sikka Ports and Terminals 244-D 22/06/2022 Commercial Paper A1+ 0.00 - 1.60 1.44
equal Reliance Retail Ventures 172-D 26/08/2022 Commercial Paper A1+ 0.00 - 1.59 1.43
new SIDBI 182-D 31/10/2022 Commercial Paper A1+ 0.00 - 1.42 1.42

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2022

Fund Manager

— Anil Bamboli since 18-Sep-2018

Education: Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI.

Experience: Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.

Funds Managed:

— Vikash Agarwal since 01-Jun-2022

Education: Mr. Agarwal is a B.Com., CA, CFA

Experience: Prior to joining HDFC AMC, he has worked with Larsen & Toubro Ltd.

Funds Managed:


0.03%

Change from previous, NAV as on 01-Jul-2022

Growth: ₹ 12.3674

IDCW Weekly: ₹ 10.0576

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IDCW Monthly: ₹ 10.1576

IDCW Daily: ₹ 10.1030


Investment Strategy

The scheme seeks to generate income / capital appreciation through investment in debt securities and money market instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) --
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: HDFC Mutual Fund
Launch Date: 25-Sep-2018
Return Since Launch: 5.80%
Benchmark: CRISIL Ultra Short Duration Fund BI Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 13,805 Cr (As on 31-May-2022)
Expense: 0.64% (As on 31-May-2022)
Risk Grade: Below Average
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily29-Jun-20220.0022

 28-Jun-20220.0012
 27-Jun-20220.0016
 24-Jun-20220.0041
 23-Jun-20220.0020
 22-Jun-20220.0022
 21-Jun-20220.0020
 20-Jun-20220.0014
 17-Jun-20220.0043
 16-Jun-20220.0002
 14-Jun-20220.0005
 13-Jun-20220.0005
 10-Jun-20220.0029
 09-Jun-20220.0014
 08-Jun-20220.0015
 07-Jun-20220.0026
 03-Jun-20220.0027
 02-Jun-20220.0013
 01-Jun-20220.0009
 31-May-20220.0018
 30-May-20220.0016
 27-May-20220.0013
 29-Apr-20220.0036
 28-Apr-20220.0008
 27-Apr-20220.0006
IDCW Monthly27-Jun-20220.0341

 30-May-20220.0082
 25-Apr-20220.0295
 28-Mar-20220.0321
 28-Feb-20220.0291
 31-Jan-20220.0352
 27-Dec-20210.0242
 29-Nov-20210.0321
 25-Oct-20210.0212
 27-Sep-20210.0209
 30-Aug-20210.0393
 26-Jul-20210.0355
 28-Jun-20210.0250
 31-May-20210.0340
 26-Apr-20210.0328
 30-Mar-20210.0429
 22-Feb-20210.0282
 25-Jan-20210.0180
 28-Dec-20200.0211
 01-Dec-20200.0442
 26-Oct-20200.0488
 28-Sep-20200.0316
 31-Aug-20200.0420
 27-Jul-20200.0553
 29-Jun-20200.0706
IDCW Weekly27-Jun-20220.0118

 20-Jun-20220.0055
 13-Jun-20220.0083
 06-Jun-20220.0083
 30-May-20220.0012
 02-May-20220.0070
 25-Apr-20220.0108
 18-Apr-20220.0060
 11-Apr-20220.0017
 04-Apr-20220.0107
 28-Mar-20220.0091
 21-Mar-20220.0121
 14-Mar-20220.0081
 07-Mar-20220.0024
 28-Feb-20220.0062
 21-Feb-20220.0080
 14-Feb-20220.0117
 08-Feb-20220.0029
 31-Jan-20220.0052
 24-Jan-20220.0053
 17-Jan-20220.0089
 10-Jan-20220.0069
 03-Jan-20220.0085
 27-Dec-20210.0056
 20-Dec-20210.0042

Contact Information

AMC: HDFC Asset Management Company Ltd

Address: Ground Floor, Mafatlal House, H.T Parekh Marg Backbay Reclamation Churchgate Mumbai - 400020

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 022-22821144

Website: http://www.hdfcfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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