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Unrated

UTI Equity Savings Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Analyst's Choice?

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.14 0.02 -0.31 -0.60 0.56 3.23 5.54 -- -- -- --
VR MIP TRI 0.64 -0.09 -0.06 0.01 1.91 4.95 10.58 -- -- -- --
Hybrid: Equity Savings 1.20 -0.01 -0.13 0.38 1.71 5.79 8.86 -- -- -- --
Rank within category 20 9 19 22 20 22 20 -- -- -- --
Number of funds in category 23 23 23 23 23 23 21 14 6 0 0

As on 20-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 1.77 (19-Sep-2019 - 26-Sep-2019) -1.77 (27-Jan-2020 - 03-Feb-2020)
Month 2.80 (18-Feb-2019 - 20-Mar-2019) -2.89 (07-Sep-2018 - 09-Oct-2018)
Quarter 3.54 (04-Oct-2019 - 03-Jan-2020) -1.89 (04-Jun-2019 - 03-Sep-2019)
Year 6.04 (29-Jan-2019 - 29-Jan-2020) 0.44 (03-Sep-2018 - 03-Sep-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 8.13 4.10 0.60 0.95 -- --
Hybrid: Equity Savings* 6.10 4.57 0.12 0.18 0.90 -1.80
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 40
Number of Bonds 13
Average Maturity (yrs) 1.86
Top 10 Holdings (%) 52.26
Portfolio P/B Ratio 2.22
Portfolio P/E Ratio 17.51

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Punjab National Bank 366-D Short Term Deposit -- 0.00 - 6.41 6.41
equal Punjab National Bank 368-D Short Term Deposit -- 0.00 - 4.28 4.28
new 7.40% REC 26/11/2024 Bonds/NCDs AAA 0.00 - 4.28 4.28
equal 7.47% Power Finance Corp. 16/09/2021 Bonds AAA 1.74 - 2.82 2.82
new 9.17% NTPC 22/09/2024 Debenture AAA 0.00 - 2.34 2.34
equal State Bank of India 2056 Debenture AA+ 1.87 - 4.73 2.24
equal JM Fin Asset Reconstruction co 27/09/2021 Zero Coupon Bonds AA- 0.78 - 1.34 1.34
equal Federal Bank 371-D Short Term Deposit -- 1.10 - 3.04 1.13
equal 7.40% Power Finance Corp. 30/09/2021 Bonds AAA 0.64 - 1.04 1.04
equal 7.85% Indian Hotels 15/04/2022 Bonds/Debentures AA+ 0.61 - 0.99 0.99
equal 7.65% Jamnagar Utilities and Power 29/08/2022 Non Convertible Debenture AAA 0.52 - 0.85 0.85
equal 8.85% Power Grid Corporation 19/10/2021 Bonds AAA 0.10 - 0.17 0.17
equal 6.70% IRFC 24/11/2021 Bonds/NCDs AAA 0.08 - 0.13 0.13

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Financial 18.80 9.45 0.87 9.45
equal Infosys Technology 20.75 8.29 1.19 8.29
down Reliance Industries Energy 21.71 9.11 0.00 6.54
equal HDFC Bank Financial 25.38 4.77 0.00 3.86
down ICICI Bank Financial 37.30 4.14 0.00 3.23
equal UPL Chemicals 38.02 3.24 0.40 3.02
down ITC FMCG 17.01 4.09 0.00 2.90
equal Adani Enterprises Services 20.82 2.43 0.00 2.43
equal Hero Motocorp Automobile 11.76 1.61 0.00 1.61
equal LIC Housing Fin. Financial 6.87 1.59 0.40 1.59
equal Bharti Airtel Communication -- 1.52 0.00 1.52
equal NTPC Energy 5.68 1.47 0.00 1.44
equal Larsen & Toubro Construction 18.40 1.97 0.00 1.37
equal GAIL Energy 8.66 1.87 0.45 1.37
equal Sun Pharmaceutical Inds. Healthcare 24.28 1.28 0.00 1.28
equal State Bank of India Financial 24.90 2.74 0.00 1.15
equal Axis Bank Financial 43.84 1.12 0.00 1.12
equal Oberoi Realty Construction 31.68 0.99 0.00 0.99
equal Grasim Industries Construction 12.18 1.59 0.00 0.94
equal Petronet LNG Energy 14.35 1.10 0.00 0.92
equal Hindustan Unilever FMCG 71.52 0.89 0.00 0.89
equal Lupin Healthcare -- 1.36 0.00 0.88
equal Aurobindo Pharma Healthcare 13.69 2.25 0.73 0.84
equal Tech Mahindra Technology 18.36 1.72 0.00 0.81
equal Bank of Baroda Financial -- 1.00 0.00 0.79

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Sunil Patil since 10-Aug-2018

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He has been associated with UTI Mutual Fund for close to two decades.

Funds Managed:

— V Srivatsa since 10-Aug-2018

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


0.02%

Change from previous, NAV as on 20-Feb-2020

Growth: ₹ 10.4070

Dividend Quarterly: ₹ 10.4070

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Dividend Monthly: ₹ 10.4070

Dividend: ₹ 10.4070


Investment Strategy

The Scheme seeks to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 30-Aug-2018
Return Since Launch: 2.74%
Benchmark: CRISIL Liquid (40), CRISIL Composite Bond (30), S&P BSE 200 TRI (30)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 234 Cr (As on 31-Jan-2020)
Expense: 1.51% (As on 31-Jan-2020)
Risk Grade: --
Return Grade: --
Turnover: 509.00%

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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dateFriday, 28-Feb-2020
time12:30 PM - 01:00 PM