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Fund name
|
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
---|---|---|---|---|---|---|
Union Equity Savings Fund - Regular Plan
|
Moderate
|
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2.02 |
|||
Low to Moderate
|
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0.95 |
||||
Moderately High
|
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1.76 |
||||
High
|
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1.43 |
||||
Moderately High
|
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1.86 |
₹136 Cr
1.00 (15)
1,000
1,000
500
6
Investment Strategy
The scheme seek capital appreciation and/or to generate consistent returns by actively investing in a combination of diversified equity and equity related instruments, arbitrage and derivative strategies and exposure in debt and money market instruments.
Suitability
"Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
1 min read•By News Desk
1 min read•By News Desk
Union Equity Savings Fund - Regular Plan invests about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit.
Mutual funds can be bought directly from the website of the fund house. For instance, Union Equity Savings Fund - Regular Plan fund can be purchased from the website of Union Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of Union Equity Savings Fund - Regular Plan is ₹16.4800 as of 29-Apr-2025.
The AUM of Union Equity Savings Fund - Regular Plan Fund is ₹136 Cr as of 31-Mar-2025
The riskometer level of Union Equity Savings Fund - Regular Plan is Moderate. See More
Company | Percentage of Portfolio |
---|---|
Indian Railway Finance Corporation Ltd SR 186 Bonds 7.25 17/01/2035 |
3.72
|
Small Industries Devp. Bank of India Ltd SR VIII Debenture 7.54 12/01/2026 |
3.68
|
Reserve Bank of India T-Bills 182-D 10/04/2025 |
3.67
|
Reserve Bank of India T-Bills 91-D 17/04/2025 |
3.67
|
Reserve Bank of India T-Bills 182-D 08/05/2025 |
3.66
|
As of 31-Mar-2025, Union Equity Savings Fund - Regular Plan had invested 51.96% in Cash & Cash Eq., 29.53% in Equity and 18.51% in Debt See More
Union Equity Savings Fund - Regular Plan is 6 years 8 months old. It has delivered 7.97% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
5.95%
|
7.75%
|
9.66%
|
--
|
--
|
7.97%
|
No, There is no lock in period in Union Equity Savings Fund - Regular Plan.
The expense ratio of Union Equity Savings Fund - Regular Plan is 2.02.