Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan
Value Research Rating
Our Opinion
Riskometer
Very High
₹40.6600 0.57%
As on 25-May-2026
Returns
Risk
This fund has Very High risk.
As per SEBI's Riskometer.
Portfolio of Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan
Asset Allocation
Split between different types of investments
Market Cap Weightage
Split between categories of Equity investments
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan
|
|
|
Very High
|
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2.87 |
|
|
|
Very High
|
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1.31 |
||
 |
|
Very High
|
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1.49 |
||
|
|
Very High
|
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1.74 |
||
|
|
Very High
|
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2.13 |
Other details of Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan
Assets
₹1,482 Cr
Exit Load (Days)
1.00 (90)
Min. Investment (₹)
5,000
Min. Withdrawal (₹)
1,000
Min. SIP Investment (₹)
1,000
Min. No of Cheques
6
About Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan
Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan is a hybrid mutual fund scheme of Bank of India Mutual Fund. Launched on July 20, 2016, it is currently managed by Alok Singh. The fund has an expense ratio of 2.87% with an overall AUM (Assets Under Management) of ₹1,482 Cr.
Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan invests 65-80 per cent of its assets in equity stocks and the remaining 20-35 per cent in bonds. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹1,000.
Investment Strategy
The scheme seeks to provide capital appreciation and income distribution to investors from a portfolio constituting of mid and small cap equity and equity related securities as well as fixed income securities.
Suitability
Aggressive Hybrid funds are suitable for investors:
- Looking to invest mostly in equity (~75%) with a small debt allocation (~25%) for moderately high returns
- Aiming for long-term wealth creation
- With a 5-8 year investment horizon
- Who are new/unfamiliar with market's ups and downs
Note:
- Invest only through SIP
Capital Gains Taxation
- If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1.25 lakh in a financial year are exempt from tax. Gains over Rs 1.25 lakh are taxed at the rate of 12.5%.
- If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 20%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan
FAQ for Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan
How to Invest in Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan can be bought from the Bank of India Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan Today?
The latest declared NAV of Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan, is ₹40.6600 as of 26-May-2026.
What are the top holdings of Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan?
| Company | Percentage of Portfolio |
|---|---|
|
Union Bank of India CD 24/07/2026 |
1.66
|
|
Indian Railway Finance Corporation Ltd SR 175 NCD 7.57 18/04/2029 |
1.35
|
|
National Bank For Agriculture & Rural Development SR Bonds 7.40 25-D 29/04/2030 |
1.34
|
|
Small Industries Devp. Bank of India Ltd SR II Bonds/NCD 7.47 05/09/2029 |
1.21
|
|
GOI GOI Sec 7.10 18/04/2029 |
1.13
|
What is the return of Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan in the last 5 years?
Over the past five years, Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan has delivered an annualised return of 16.67% as of 26-May-2026.
What is the minimum investment required in Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan?
The minimum investment required to start investing in Bank of India Mid & Small Cap Equity & Debt Fund - Regular Plan is ₹5,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.
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