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1 star

Nippon India Equity Savings Fund


1 Lakh

Investment Grown to
₹ 1.01 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.99 Lakh

Suitability:

"Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.35 -0.01 1.21 2.05 0.15 4.98 11.89 0.23 2.85 -- --
VR MIP TRI 1.92 0.02 0.96 1.87 0.18 7.21 11.16 11.04 9.85 -- --
Hybrid: Equity Savings 1.73 0.00 0.85 1.71 0.65 6.06 12.34 10.43 8.65 -- --
Rank within category 5 14 2 6 18 19 12 19 13 -- --
Number of funds in category 22 22 22 22 22 22 22 19 13 6 0

As on 14-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Equity Savings Fund  | Invest Online
1 star
May-15 11.89 0.23 2.85 2.59% 222
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
Oct-14 11.58 10.49 9.56 2.25% 1,668
Axis Equity Saver Fund - Regular Plan
4 star
Aug-15 13.85 11.85 10.67 2.18% 1,161
Mirae Asset Equity Savings Fund - Regular Plan  | Invest Online
5 star
Dec-18 15.46 14.14 -- 1.41% 450
ICICI Prudential Equity Savings Fund  | Invest Now
3 star
Dec-14 8.42 8.50 7.57 1.04% 4,927

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.74 24-Mar-2020 - 31-Mar-2020 -11.30 04-Mar-2020 - 11-Mar-2020
Month 8.83 24-Mar-2020 - 23-Apr-2020 -24.35 20-Feb-2020 - 23-Mar-2020
Quarter 13.53 24-Mar-2020 - 23-Jun-2020 -25.62 23-Dec-2019 - 23-Mar-2020
Year 31.69 23-Mar-2020 - 23-Mar-2021 -31.43 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 0.33 13.30 -0.26 -0.24 1.77 -14.58
VR MIP TRI 10.03 6.79 0.93 1.14 -- --
Hybrid: Equity Savings 9.54 9.17 0.66 0.72 1.25 -2.08
Rank within category 21 21 21 21 21 21
Number of funds in category 21 21 21 21 21 21

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 28
Number of Bonds 7
Average Maturity (yrs) 2.92
Top 10 Holdings (%) 56.89
Portfolio P/B Ratio 2.49
Portfolio P/E Ratio 18.65

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.35% GOI 2022 GOI Securities SOV 0.00 - 9.14 9.14
equal IndInfravit Trust 2038 Debenture AAA 0.00 - 4.46 4.46
equal 6.10% GOI 2031 GOI Securities SOV 0.00 - 4.38 4.38
equal 8.01% REC 24/03/2028 Debenture AAA 0.00 - 2.41 2.41
equal ICICI Prudential Life Insurance Co. Ltd. Debenture AAA 1.93 - 3.66 2.24
equal 9.25% Reliance Home Finance 2032 Debenture D 0.00 - 0.00 0.00
equal Others Margin Money -- - 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Larsen & Toubro Construction 32.82 8.39 2.27 8.39
down Grasim Industries Construction 19.99 9.94 2.16 7.63
equal HDFC Financial 23.60 12.20 2.97 5.34
equal Axis Bank Financial 22.13 8.27 1.18 4.87
down ICICI Bank Financial 26.79 6.25 2.27 4.54
down Tata Steel Metals 4.76 5.23 0.00 4.39
down HDFC Bank Financial 25.03 5.44 3.71 3.76
down Infosys Technology 37.72 4.20 1.94 3.69
down Reliance Industries Energy 32.85 10.94 2.65 3.51
equal Bharti Airtel Communication 139.95 2.49 0.00 2.15
equal State Bank of India Financial 15.83 5.93 0.00 2.07
equal Maruti Suzuki India Automobile 58.15 2.41 0.00 2.07
equal Sun Pharmaceutical Industries Healthcare 32.95 5.24 0.64 2.05
equal Welspun Enterprises Construction 12.05 2.16 0.00 1.97
equal Cipla Healthcare 28.73 2.03 0.00 1.81
equal Hindustan Unilever FMCG 66.13 2.13 0.00 1.70
equal UPL Chemicals 19.87 2.92 0.00 1.62
equal HCL Technologies Technology 32.97 1.48 0.00 1.48
equal Tata Consultancy Services Technology 39.00 1.18 0.00 1.18
equal HDFC Life Insurance Insurance 125.81 0.89 0.00 0.88
equal Tata Motors Automobile -- 3.13 0.00 0.87
equal Apollo Tyres Automobile 14.24 0.81 0.00 0.81
equal ITC FMCG 19.22 2.88 0.52 0.74
down Jindal Steel & Power Metals 6.23 2.00 0.00 0.68
equal Mahindra & Mahindra Automobile 26.54 0.63 0.00 0.63

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Anand Devendra Gupta since 12-Sep-2018

Education: Mr. Gupta is B.Com and PGDBA

Experience: Prior to joining Nippon India Mutual Fund he has worked with ICICI Prudential AMC and Refco - Sify Securities Pvt. Ltd.

Funds Managed:

— Sushil Budhia since 01-Feb-2020

Education: Mr. Budhia has done CA

Experience: Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.

Funds Managed:

— Dhrumil Shah since 10-Sep-2021

Education: Mr. Shah is B.com and C.A

Experience: Prior to joining Nippon India Mutual Fund, he has worked with Birla Sun Life Insurance as AVP Investments, Equity Fund Management and Research and ASK investment Managers as Portfolio Manager, Equity Fund Management and Research.

Funds Managed:


-0.01%

Change from previous, NAV as on 14-Jan-2022

Growth: ₹ 12.5666

IDCW Quarterly: ₹ 10.6113

More

IDCW Monthly: ₹ 10.6186

IDCW: ₹ 10.7645

Bonus: ₹ 12.5666


Investment Strategy

The scheme seeks to generate income and capital appreciation by investing in arbitrage opportunities & pure equity investments along with investments in debt securities & money market instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 100
Min. No of Cheques 60
Min. Withdrawal (₹) 100
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 30-May-2015
Return Since Launch: 3.50%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 222 Cr (As on 31-Dec-2021)
Expense: 2.59% (As on 31-Dec-2021)
Risk Grade: High
Return Grade: Low
Turnover: 406.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly22-Apr-20190.0708

 25-Mar-20190.0708
 24-Sep-20180.0708
 27-Aug-20180.0800
 23-Jul-20180.0708
 25-Jun-20180.0708
 28-May-20180.0708
 23-Apr-20180.0708
 26-Mar-20180.0800
 19-Feb-20180.0800
 22-Jan-20180.0800
 26-Dec-20170.0800
 27-Nov-20170.0800
 23-Oct-20170.0800
 25-Sep-20170.0800
 28-Aug-20170.0800
 24-Jul-20170.0800
 27-Jun-20170.0800
 22-May-20170.0800
 20-Feb-20170.0500
 23-Jan-20170.0500
 26-Dec-20160.0500
 26-Sep-20160.1000
 25-Jul-20160.0500
 27-Jun-20160.0500
IDCW25-Mar-20190.7083

 26-Mar-20181.0000
IDCW Quarterly25-Mar-20190.0708

 19-Sep-20180.2500
 19-Jun-20180.2214
 19-Mar-20180.2500
 19-Dec-20170.2500
 19-Sep-20170.2500
 19-Jun-20170.2500
 19-Dec-20160.1500
 20-Jun-20160.1500

Contact Information

AMC: Nippon Life India Asset Management Ltd.

Address: 4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai - 400013

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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