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Fund name
|
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
---|---|---|---|---|---|---|
DSP Low Duration Fund - Direct Plan
|
Low to Moderate
|
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0.30 |
|||
Moderate
|
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0.43 |
||||
Moderate
|
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0.42 |
||||
Low to Moderate
|
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0.34 |
||||
Moderate
|
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0.25 |
₹4,196 Cr
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100
500
100
6
Investment Strategy
The scheme seeks to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Suitability
"Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.
Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
1 min read•By Value Research
DSP Low Duration Fund - Direct Plan is mandated to invest in bonds such that the duration of the portfolio is between six to twelve months, and therefore it is suitable to invest in for a similar time frame.
Mutual funds can be bought directly from the website of the fund house. For instance, DSP Low Duration Fund - Direct Plan fund can be purchased from the website of DSP Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of DSP Low Duration Fund - Direct Plan is ₹20.2306 as of 26-Apr-2025.
The AUM of DSP Low Duration Fund - Direct Plan Fund is ₹4,196 Cr as of 31-Mar-2025
The riskometer level of DSP Low Duration Fund - Direct Plan is Low to Moderate. See More
Company | Percentage of Portfolio |
---|---|
LIC Housing Finance Ltd Debenture 7.82 28/11/2025 |
4.90
|
Axis Bank Ltd CD 05/09/2025 |
3.47
|
Sikka Ports and Terminals Ltd SRPPD12 Debenture 6.75 22/04/2026 |
3.39
|
Small Industries Devp. Bank of India Ltd SR III Debenture 7.25 31/07/2025 |
3.12
|
GOI Sec 7.06 10/04/2028 |
3.00
|
As of 31-Mar-2025, DSP Low Duration Fund - Direct Plan had invested 98.47% in Debt and 1.53% in Cash & Cash Eq. See More
DSP Low Duration Fund - Direct Plan is 10 years 1 months old. It has delivered 7.20% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
8.18%
|
7.04%
|
6.19%
|
6.79%
|
7.15%
|
7.20%
|
No, There is no lock in period in DSP Low Duration Fund - Direct Plan.
The expense ratio of DSP Low Duration Fund - Direct Plan is 0.30.