Our Opinion
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Our Opinion
Riskometer
Moderately High
₹19.3499 0.01%
As on 31-Mar-2026
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.
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Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Nippon India Retirement Fund - Income Generation Scheme
|
|
|
Moderately High
|
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2.08 |
|
 |
|
High
|
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1.54 |
||
 |
|
Moderately High
|
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0.64 |
||
|
|
High
|
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1.70 |
||
|
|
Moderately High
|
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1.76 |
₹146 Cr
--
500
100
100
60
About Nippon India Retirement Fund - Income Generation Scheme
Nippon India Retirement Fund - Income Generation Scheme is a hybrid mutual fund scheme of Nippon India Mutual Fund. Launched on February 11, 2015, it is currently managed by Pranay Sinha and Ritesh Rathod. The fund has an expense ratio of 2.08% with an overall AUM (Assets Under Management) of ₹146 Cr.
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. The fund allows minimum lumpsum investment of ₹500 and minimum SIP of ₹100.
Investment Strategy
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Suitability
Conservative Hybrid funds are suitable for investors:
Note:
Capital Gains Taxation
The following tax treatment is based upon last 12-months asset allocation and may vary from other funds in the category.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Nippon India Retirement Fund - Income Generation Scheme through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Nippon India Retirement Fund - Income Generation Scheme can be bought from the Nippon India Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of Nippon India Retirement Fund - Income Generation Scheme, is ₹19.3499 as of 02-Apr-2026.
| Company | Percentage of Portfolio |
|---|---|
|
GOI CGL 7.06 10/10/2046 |
30.30
|
|
GOI Sec 7.62 15/09/2039 |
18.04
|
|
GOI Sec 8.13 22/06/2045 |
15.84
|
|
GOI Sec 8.17 01/12/2044 |
4.89
|
|
GOI Sec 8.30 31/12/2042 |
1.62
|
Over the past five years, Nippon India Retirement Fund - Income Generation Scheme has delivered an annualised return of 5.27% as of 02-Apr-2026.
The minimum investment required to start investing in Nippon India Retirement Fund - Income Generation Scheme is ₹500 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.
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