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3 star

Aditya Birla Sun Life Equity Savings Fund - Regular Plan download report


1 Lakh

Investment Grown to
₹ 1.25 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.94 Lakh

Suitability:

"Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Aditya Birla SL Equity Savings Reg-G -6.50 0.06 -1.56 -5.31 -5.69 -8.02 2.24 7.74 5.44 6.84 --
VR MIP TRI -3.72 -0.77 -1.91 -3.97 -3.81 -5.24 4.31 7.89 7.80 7.87 --
Hybrid: Equity Savings -2.98 -0.01 -1.24 -3.62 -3.28 -4.07 5.17 7.86 6.44 7.28 --
Rank within category 22 6 19 21 22 22 20 13 13 5 --
Number of funds in category 22 22 22 22 22 22 22 21 14 7 1

As on 13-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Equity Savings Fund - Regular Plan  | Invest Online
3 star
Nov-14 2.24 7.74 5.44 2.35% 536
SBI Equity Savings Fund - Regular Plan  | Invest Online
4 star
May-15 4.86 9.39 7.27 1.20% 2,362
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
Oct-14 8.62 9.02 8.16 2.13% 1,854
Axis Equity Saver Fund - Regular Plan
4 star
Aug-15 4.61 7.89 7.33 2.23% 1,238
Mirae Asset Equity Savings Fund - Regular Plan  | Invest Online
5 star
Dec-18 5.34 11.09 -- 1.43% 533

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.98 19-Sep-2019 - 26-Sep-2019 -8.56 16-Mar-2020 - 23-Mar-2020
Month 6.67 24-Mar-2020 - 23-Apr-2020 -17.23 20-Feb-2020 - 23-Mar-2020
Quarter 11.92 24-Mar-2020 - 23-Jun-2020 -14.20 23-Dec-2019 - 23-Mar-2020
Year 35.03 23-Mar-2020 - 23-Mar-2021 -9.12 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Aditya Birla SL Equity Savings Reg-G 8.72 10.09 0.51 0.52 1.34 -1.57
VR MIP TRI 8.58 6.80 0.74 0.90 -- --
Hybrid: Equity Savings 8.35 9.10 0.55 0.58 1.23 -1.40
Rank within category 9 17 15 13 15 14
Number of funds in category 21 21 21 21 21 21

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 59
Number of Bonds 4
Average Maturity (yrs) 1.11
Top 10 Holdings (%) 37.95
Portfolio P/B Ratio 3.69
Portfolio P/E Ratio 25.04

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Aditya Birla SL Money Manager Direct-G Mutual Fund -- 3.79 - 4.04 3.90
equal Aditya Birla SL Liquid Direct-G Mutual Fund -- 2.82 - 3.01 2.89
equal 8.90% State Bank of India Additional Tier 2 Bond AAA 0.00 - 2.00 1.94
equal 8.45% Sikka Ports and Terminals 2023 Debenture AAA 0.00 - 1.00 0.96
equal 6.25% Embassy Office Parks REIT 18/10/2024 Debenture AAA 0.00 - 0.95 0.92
equal Others CBLO -- - 6.57

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Adani Enterprises Services 311.07 10.66 2.95 6.53
equal Reliance Industries Energy 27.54 8.14 0.00 5.32
equal GMR Infrastructure Construction -- 10.19 0.00 5.22
up Infosys Technology 28.51 4.10 0.00 3.60
equal ICICI Bank Financial 19.06 3.44 1.24 3.29
equal HDFC Bank Financial 19.08 4.36 2.42 2.89
new Sun TV Network Services 9.40 2.24 0.00 2.24
equal Bajaj Finance Financial 48.63 2.25 0.64 2.07
equal Axis Bank Financial 14.08 1.96 1.05 1.88
equal SAIL Metals & Mining 2.55 5.10 0.00 1.65
equal Cholamandalam Investment & Finance Company Financial 24.44 1.61 0.54 1.23
equal Polycab India Capital Goods 42.47 1.16 0.00 1.16
equal State Bank of India Financial 11.49 2.31 0.00 1.11
down HDFC Financial 17.45 9.03 0.00 1.06
equal Honeywell Automation Capital Goods 86.03 2.69 0.99 1.03
up Jubilant FoodWorks Services 74.03 1.38 0.82 0.90
equal Tata Consultancy Services Technology 32.64 1.09 0.00 0.88
equal Ultratech Cement Materials 23.79 0.87 0.00 0.87
equal Voltas Consumer Discretionary 61.73 1.58 0.81 0.87
equal Wipro Technology 21.12 1.32 0.00 0.85
equal HDFC Life Insurance Insurance 88.72 0.85 0.00 0.85
equal Larsen & Toubro Construction 25.37 0.87 0.00 0.84
equal Tech Mahindra Technology 21.13 1.30 0.00 0.84
equal Atul Chemicals 40.24 2.53 0.67 0.82
equal Crompton Greaves Consumer Electricals Consumer Discretionary 34.54 1.58 0.79 0.81

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Dhaval Shah since 07-May-2021

Education: Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.

Experience: Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.

Funds Managed:

— Lovelish Solanki since 15-Dec-2014

Education: He has done BMS and MMS in finance.

Experience: Prior to joining Aditya Birla Sun Life AMC Limited, he was Equity /Equity Derivatives - Trader at Union KBC Asset Management Co Limited since February 2011. Before that he worked at Edleweiss Asset Management Co. Ltd since January 2008.

Funds Managed:


0.06%

Change from previous, NAV as on 13-May-2022

Growth: ₹ 16.4100

IDCW: ₹ 12.3300


Investment Strategy

The scheme seeks to provide capital appreciation and income distribution to the investors by using a blend of equity derivatives strategies, arbitrage opportunities and pure equity investments.

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) 1
Min. Balance (₹) 500
Lock-in Period Not Applicable
Exit Load 0.25% for redemption within 7 days

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 28-Nov-2014
Return Since Launch: 6.86%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 536 Cr (As on 30-Apr-2022)
Expense: 2.35% (As on 31-Mar-2022)
Risk Grade: Above Average
Return Grade: Average
Turnover: 399.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW30-Mar-20220.1800

 27-Dec-20210.1820
 27-Sep-20210.1890
 30-Jun-20210.1800
 30-Mar-20210.1800
 24-Dec-20200.1700
 30-Sep-20200.1600
 31-Dec-20190.1594
 25-Jun-20190.1505
 28-Sep-20180.0974
 22-Jun-20180.0974
 16-Mar-20180.1200
 29-Dec-20170.2400
 29-Sep-20170.2400
 30-Jun-20170.2400
 29-Mar-20170.2200
 30-Dec-20160.1900
 30-Sep-20160.2300
 27-Mar-20150.2000

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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