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3 star

Aditya Birla Sun Life Equity Savings Fund - Regular Plan

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Hybrid: Equity Savings

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1 Lakh

Investment Grown to
₹ 1.25 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.27 Lakh

Suitability:

Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.98 0.43 0.75 2.08 6.66 14.27 14.91 7.61 9.68 -- --
VR MIP TRI 1.97 0.48 0.52 0.68 4.54 10.14 14.35 9.43 9.97 -- --
Hybrid: Equity Savings 3.32 0.43 0.66 1.34 5.92 11.76 14.96 6.94 8.62 -- --
Rank within category 7 10 9 4 10 7 11 7 2 -- --
Number of funds in category 23 23 23 23 23 23 23 14 11 0 0

As on 02-Mar-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Equity Savings Fund - Regular Plan  | Invest Online
3 star
 Nov-14 14.91 7.61 9.68 2.53 464
HDFC Equity Savings Fund  | Invest Online
4 star
 Sep-04 19.34 7.55 11.26 2.20 2,416
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
 Oct-14 14.34 8.15 9.20 2.23 1,350
ICICI Prudential Equity Savings Fund  | Invest Now
4 star
 Dec-14 10.03 7.39 9.57 1.51 1,051
SBI Equity Savings Fund - Regular Plan  | Invest Online
3 star
 May-15 18.67 8.07 9.31 1.75 1,316

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.98 19-Sep-2019 - 26-Sep-2019 -8.56 16-Mar-2020 - 23-Mar-2020
Month 6.67 24-Mar-2020 - 23-Apr-2020 -17.23 20-Feb-2020 - 23-Mar-2020
Quarter 11.92 24-Mar-2020 - 23-Jun-2020 -14.20 23-Dec-2019 - 23-Mar-2020
Year 20.22 26-Feb-2016 - 27-Feb-2017 -9.12 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.61 10.65 0.28 0.30 1.44 -3.20
VR MIP TRI 8.91 6.82 0.63 0.75 -- --
Hybrid: Equity Savings 6.91 9.68 0.27 0.31 1.33 -3.44
Rank within category 8 12 11 10 11 11
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 28-Feb-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 46
Number of Bonds 4
Average Maturity (yrs) 1.90
Top 10 Holdings (%) 47.19
Portfolio P/B Ratio 4.02
Portfolio P/E Ratio 36.54

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 3.45% HDFC Bank 27/05/2021 Fixed Deposits -- 0.00 - 5.39 5.39
equal 3.40% HDFC Bank 23/03/2021 Fixed Deposits -- 0.00 - 5.39 5.39
equal 9.20% GOI 30/09/2030 Central Government Loan SOV 2.73 - 3.93 3.93
equal Others CBLO -- - 16.19

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Financial 26.42 9.03 0.00 7.65
equal Reliance Industries Energy 33.71 8.14 0.00 6.53
new GMR Infrastructure Construction -- 4.63 0.00 4.63
down Adani Enterprises Services 127.92 10.28 0.00 4.41
down HDFC Bank Financial 28.14 4.36 0.88 3.72
equal Infosys Technology 29.87 3.15 0.00 3.15
equal ICICI Bank Financial 28.62 2.59 0.00 2.39
down L&T Infotech Technology 36.85 1.95 0.00 1.85
down Kotak Mahindra Bank Financial 39.27 2.27 0.00 1.63
equal Crompton Greaves Consumer Electricals Cons Durable 51.80 1.58 0.00 1.57
down Honeywell Automation Engineering 86.69 2.69 0.00 1.41
equal Whirlpool Cons Durable 98.07 1.96 1.10 1.38
down Axis Bank Financial 74.89 4.79 1.05 1.37
down Voltas Cons Durable 79.20 1.58 0.79 1.36
down Affle (India) Communication 156.15 2.28 0.00 1.31
equal Shree Cement Construction 49.33 1.92 0.49 1.30
down Cholamandalam Invest. & Fin. Financial 33.50 1.61 0.39 1.27
down Bajaj Finance Financial 79.54 2.19 0.56 1.12
equal Hindustan Unilever FMCG 69.87 1.81 0.00 1.03
equal Indian Railway Catering & Tourism Corpn. Services 128.23 0.93 0.00 0.93
equal Jubilant FoodWorks Services 258.45 1.38 0.00 0.91
equal Pfizer Healthcare 42.59 2.71 0.87 0.87
equal Nestle India FMCG 76.73 1.05 0.00 0.87
down Metropolis Healthcare Healthcare 71.93 1.54 0.00 0.85
down Info Edge (India) Services 52.43 1.86 0.00 0.85

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Lovelish Solanki since 15-Dec-2014

Education: He has done BMS and MMS in finance.

Experience: He has worked with Edelweiss AMC from Jan 2008 - February 2011. Prior to working wirh Birla Sun Life, he has worked as an equity/ equity derivative trader at Union KBC.

Funds Managed:

— Pranay Sinha since 26-Aug-2015

Education: Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.

Experience: Prior to joining BSLAMC , he has worked with BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).

Funds Managed:

— Satyabrata Mohanty since 11-Nov-2014

Education: Mr. Mohanty is a B.Com (H), Chartered Accountant and CFA.

Experience: He has been part of Birla group since last 17 years. He has over 12 years of experience in Finance and Research. He has handled responsibilities across Fund Management (Equity & Debt), Trading and Credit Research functions. Prior to joining BSLAMC, he has worked with Aditya Birla Management Corporation Ltd & joined ABG as a management Trainee.

Funds Managed:

Invest Online
0.43%

Change from previous, NAV as on 02-Mar-2021

Growth: ₹ 16.1800

Dividend: ₹ 13.0300

Investment Strategy

The scheme seeks to provide capital appreciation and income distribution to the investors by using a blend of equity derivatives strategies, arbitrage opportunities and pure equity investments.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load For units in excess of 15% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 28-Nov-2014
Return Since Launch: 7.99%
Benchmark: NIFTY 50 Arbitrage TRI (40), CRISIL Short-Term Bond TRI (30), S&P BSE 200 TRI (30)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 464 Cr (As on 31-Jan-2021)
Expense: 2.53% (As on 31-Jan-2021)
Risk Grade: Above Average
Return Grade: Average
Turnover: 408.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend24-Dec-20200.1700

 30-Sep-20200.1600
 31-Dec-20190.1594
 25-Jun-20190.1505
 28-Sep-20180.0974
 22-Jun-20180.0974
 16-Mar-20180.1200
 29-Dec-20170.2400
 29-Sep-20170.2400
 30-Jun-20170.2400
 29-Mar-20170.2200
 30-Dec-20160.1900
 30-Sep-20160.2300
 27-Mar-20150.2000

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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