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Value Research Rating
Analyst’s Choice
Riskometer
Moderate
₹22.8278 -0.01%
As on 12-Dec-2024
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
|---|---|---|---|---|---|---|
|
HDFC Banking and PSU Debt Fund - Direct Plan
|
|
|
Moderate
|
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0.39 |
|
|
|
Moderate
|
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0.35 |
||
|
|
Moderate
|
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0.39 |
||
 |
|
Moderate
|
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0.39 |
||
|
|
Moderate
|
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0.18 |
₹5,881 Cr
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100
100
100
6
Investment Strategy
The scheme seeks to generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies.
Suitability
"Banking and PSU funds invest mainly in bonds issued by banks, public sector undertakings (PSUs) and public financial institutions. They are suitable for a short investment horizon of two to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.
The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit.
Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
1 min read•By News Desk
HDFC Banking and PSU Debt Fund - Direct Plan is mandated to invest at least 80 per cent of its assets in bonds issued by banks, public sector undertakings (PSUs) and public financial institutions.
Mutual funds can be bought directly from the website of the fund house. For instance, HDFC Banking and PSU Debt Fund - Direct Plan fund can be purchased from the website of HDFC Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of HDFC Banking and PSU Debt Fund - Direct Plan is ₹22.8278 as of 13-Dec-2024.
The AUM of HDFC Banking and PSU Debt Fund - Direct Plan Fund is ₹5,881 Cr as of 30-Nov-2024
The riskometer level of HDFC Banking and PSU Debt Fund - Direct Plan is Moderate. See More
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.18 14/08/2033 |
5.13
|
|
Indian Railway Finance Corporation Ltd SR 178 NCD 7.46 18/06/2029 |
4.71
|
|
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.59 10/02/2026 |
3.82
|
|
GOI Sec 7.26 06/02/2033 |
3.75
|
|
Indian Railway Finance Corporation Ltd SR 175 NCD 7.57 18/04/2029 |
3.44
|
As of 30-Nov-2024, HDFC Banking and PSU Debt Fund - Direct Plan had invested 96.84% in Debt and 3.16% in Cash & Cash Eq. See More
HDFC Banking and PSU Debt Fund - Direct Plan is 10 years 8 months old. It has delivered 8.00% returns since inception. See More
|
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
|---|---|---|---|---|---|
|
8.64%
|
6.31%
|
6.93%
|
7.26%
|
7.91%
|
8.00%
|
No, There is no lock in period in HDFC Banking and PSU Debt Fund - Direct Plan.
The expense ratio of HDFC Banking and PSU Debt Fund - Direct Plan is 0.39.
