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3 star

BNP Paribas Liquid Fund


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.08 0.01 0.06 0.29 0.81 1.65 3.29 4.78 5.65 6.30 7.21
CCIL T Bill Liquidity Weight 1.88 0.01 0.04 0.17 0.44 1.07 2.04 3.20 3.53 3.98 4.47
Debt: Liquid 2.96 0.01 0.06 0.28 0.79 1.60 3.17 4.61 5.48 6.17 7.09
Rank within category 5 18 4 10 15 11 4 9 12 16 17
Number of funds in category 41 42 42 42 42 42 41 38 35 34 33

As on 07-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
BNP Paribas Liquid Fund
3 star
Sep-04 3.29 4.78 5.65 0.21% 1,195
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.19 4.77 5.65 0.32% 37,504
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.19 4.80 5.69 0.32% 27,208
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.23 4.82 5.69 0.32% 27,111
Axis Liquid Fund
4 star
Oct-09 3.25 4.81 5.70 0.26% 26,451

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.56 24-Mar-2020 - 31-Mar-2020 -0.21 17-Mar-2020 - 24-Mar-2020
Month 0.94 22-Mar-2012 - 23-Apr-2012 0.12 23-Feb-2020 - 24-Mar-2020
Quarter 2.63 24-Jul-2013 - 23-Oct-2013 0.75 20-Oct-2020 - 19-Jan-2021
Year 9.96 12-Aug-2011 - 13-Aug-2012 3.22 17-Jun-2020 - 17-Jun-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.71 0.49 1.89 10.25 1.04 1.56
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Liquid 4.54 0.47 1.58 9.47 0.97 1.34
Rank within category 9 29 12 22 27 11
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 19 19 8 20
Modified Duration (yrs) 0.09 0.12 0.05 --
Average Maturity (yrs) 0.09 0.12 0.05 --
Yield to Maturity (%) 3.92 3.92 2.98 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 182-D 04/11/2021 Treasury Bills SOV 0.00 - 22.70 16.74
new Reserve Bank of India 182-D 12/11/2021 Treasury Bills SOV 0.00 - 8.36 8.36
equal National Bank Agr. Rur. Devp 90-D 22/11/2021 Commercial Paper A1+ 0.00 - 11.33 8.35
new Indian Oil Corporation 37-D 10/12/2021 Commercial Paper A1+ 0.00 - 8.34 8.34
new Reliance Jio Infocomm 91-D 13/01/2022 Commercial Paper A1+ 0.00 - 8.31 8.31
new Axis Bank 24/11/2021 Certificate of Deposit A1+ 0.00 - 4.18 4.18
equal Reliance Industries 91-D 12/11/2021 Commercial Paper A1+ 0.00 - 5.67 4.18
new LIC Housing Fin. 2021 Commercial Paper A1+ 0.00 - 4.18 4.18
new Reserve Bank of India 91-D 02/12/2021 Treasury Bills SOV 0.00 - 4.17 4.17
new JM Financial Products 147-D 30/11/2021 Commercial Paper A1+ 0.00 - 4.17 4.17
equal HDFC Securities 91-D 29/11/2021 Commercial Paper A1+ 0.00 - 5.66 4.17
equal Muthoot Finance 89-D 22/12/2021 Commercial Paper A1+ 0.00 - 5.64 4.16
new Reserve Bank of India 91-D 27/01/2022 Treasury Bills SOV 0.00 - 4.15 4.15
new Kotak Securities 91-D 13/01/2022 Commercial Paper A1+ 0.00 - 4.15 4.15
new Berger Paints India 62-D 29/12/2021 Commercial Paper A1+ 0.00 - 2.91 2.91
new 8.54% NHPC 26/11/2021 Bonds AAA 0.00 - 2.10 2.10
new 7.77% Can Fin Homes 15/11/2021 Debenture AA 0.00 - 2.10 2.10
new Tata Capital Financial Services 9-D 10/11/2021 Commercial Paper A1+ 0.00 - 2.09 2.09
new Reserve Bank of India 182-D 25/11/2021 Treasury Bills SOV 0.00 - 1.67 1.67

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Mayank Prakash since 21-Sep-2015

Education: Mr. Prakash is a Chartered Accountant and MBA (Finance).

Experience: Prior to joining BNP Paribas Mutual Fund he has worked with Kotak AMC.

Funds Managed:

— Vikram Pamnani since 27-Dec-2017

Education: Mr. Pamnani holds PGDM in Finance.

Experience: Prior to joining BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.

Funds Managed:


0.01%

Change from previous, NAV as on 07-Dec-2021

Growth: ₹ 3,212.2950

IDCW Weekly: ₹ 1,000.6735

More

IDCW Monthly: ₹ 1,001.1199

IDCW Daily: ₹ 1,000.4900


Investment Strategy

The Scheme seeks to generate regular returns in line with investments in Debt and money market securities with maturity of upto 91 days only.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: BNP Paribas Mutual Fund
Launch Date: 02-Sep-2004
Return Since Launch: 6.99%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 1,195 Cr (As on 31-Oct-2021)
Expense: 0.21% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily07-Dec-20210.0819

 06-Dec-20210.0855
 05-Dec-20210.1860
 03-Dec-20210.1002
 02-Dec-20210.0923
 01-Dec-20210.1042
 30-Nov-20210.0995
 29-Nov-20210.0940
 28-Nov-20210.1823
 26-Nov-20210.0937
 25-Nov-20210.0952
 24-Nov-20210.1149
 23-Nov-20210.1049
 22-Nov-20210.0639
 21-Nov-20210.2767
 18-Nov-20210.0989
 17-Nov-20210.1001
 16-Nov-20210.0862
 15-Nov-20210.0942
 14-Nov-20210.1803
 12-Nov-20210.0993
 11-Nov-20210.1095
 10-Nov-20210.0958
 09-Nov-20210.1346
 08-Nov-20210.1674
IDCW Weekly02-Dec-20210.6661

 25-Nov-20210.6557
 18-Nov-20210.6589
 11-Nov-20210.5072
 07-Nov-20210.9721
 28-Oct-20210.4368
 21-Oct-20210.5145
 14-Oct-20210.6407
 07-Oct-20210.6498
 30-Sep-20210.5256
 23-Sep-20210.5825
 16-Sep-20210.5970
 09-Sep-20210.5689
 02-Sep-20210.6175
 26-Aug-20210.6342
 19-Aug-20210.6421
 12-Aug-20210.6898
 05-Aug-20210.6146
 29-Jul-20210.6424
 22-Jul-20210.6353
 15-Jul-20210.6663
 08-Jul-20210.5974
 01-Jul-20210.6975
 24-Jun-20210.7028
 17-Jun-20210.5551
IDCW Monthly25-Nov-20212.7964

 28-Oct-20212.2436
 30-Sep-20212.9254
 26-Aug-20212.5720
 29-Jul-20213.2228
 24-Jun-20212.5363
 27-May-20212.4788
 29-Apr-20213.8398
 18-Mar-20211.8184
 25-Feb-20212.5472
 28-Jan-20212.9280
 24-Dec-20202.3094
 02-Nov-20200.0400
 01-Nov-20203.1444
 25-Sep-20202.4564
 28-Aug-202020.2477
 26-Mar-20201.0854
 27-Feb-20202.8597
 30-Jan-20203.5165
 26-Dec-20192.8563
 28-Nov-20193.0769
 31-Oct-20194.0600
 26-Sep-20193.1480
 29-Aug-20194.2496
 25-Jul-20193.6989

Contact Information

AMC: BNP Paribas Asset Management (India) Private Ltd.

Address: BNP Paribas House, 1 North Avenue, Maker Maxity, Bandra Kurla Complex, Bandra (E) Mumbai - 400051

Phone: 022-33704000

Fax: 022-33704294

Email: [email protected]

Website: http://www.bnpparibasmf.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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