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3 star

Invesco India Liquid Fund


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.95 0.01 0.07 0.31 0.81 1.67 3.20 4.71 5.62 6.33 7.23
CCIL T Bill Liquidity Weight 1.83 -0.01 0.04 0.16 0.45 1.05 1.96 3.23 3.54 3.99 4.49
Debt: Liquid 2.91 0.01 0.07 0.30 0.80 1.63 3.17 4.69 5.49 6.19 7.10
Rank within category 16 26 24 11 11 12 17 26 22 15 14
Number of funds in category 39 40 40 40 40 40 39 36 35 34 33

As on 29-Nov-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Invesco India Liquid Fund  | Invest Online
3 star
Nov-06 3.20 4.71 5.62 0.22% 4,148
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.17 4.81 5.66 0.32% 35,561
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.20 4.85 5.70 0.32% 29,710
Axis Liquid Fund
4 star
Oct-09 3.22 4.84 5.71 0.26% 22,877
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.16 4.84 5.70 0.32% 20,961

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.45 24-Mar-2020 - 31-Mar-2020 -0.20 17-Mar-2020 - 24-Mar-2020
Month 0.94 08-Aug-2013 - 09-Sep-2013 0.12 23-Feb-2020 - 24-Mar-2020
Quarter 2.68 24-Jul-2013 - 23-Oct-2013 0.73 23-Oct-2020 - 22-Jan-2021
Year 9.94 12-Aug-2011 - 13-Aug-2012 3.16 02-Jul-2020 - 02-Jul-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.72 0.48 1.77 7.20 1.02 1.48
CCIL T Bill Liquidity Weight 3.25 0.40 -1.53 -4.22 -- --
Debt: Liquid 4.64 0.48 1.58 8.45 0.99 1.38
Rank within category 26 12 24 24 16 26
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 44 57 40 35
Modified Duration (yrs) 0.08 0.12 0.07 --
Average Maturity (yrs) 0.08 0.12 0.08 --
Yield to Maturity (%) 3.58 3.58 2.94 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 182-D 04/11/2021 Treasury Bills SOV 0.00 - 6.03 6.03
equal Reserve Bank of India 91-D 19/11/2021 Treasury Bills SOV 0.00 - 4.81 4.81
new Reserve Bank of India 91-D 09/12/2021 Treasury Bills SOV 0.00 - 3.60 3.60
equal Reserve Bank of India 182-D 16/12/2021 Treasury Bills SOV 0.00 - 3.60 3.60
equal Reserve Bank of India 182-D 30/12/2021 Treasury Bills SOV 0.00 - 3.60 3.60
new Indian Oil Corporation 43-D 18/11/2021 Commercial Paper A1+ 0.00 - 3.01 3.01
new Indusind Bank 2021 Certificate of Deposit A1+ 0.00 - 2.41 2.41
equal Reliance Retail Ventures 89-D 03/11/2021 Commercial Paper A1+ 0.00 - 2.41 2.41
equal Bajaj Housing Finance 91-D 17/11/2021 Commercial Paper A1+ 0.00 - 2.41 2.41
equal National Bank Agr. Rur. Devp 90-D 22/11/2021 Commercial Paper A1+ 0.00 - 2.41 2.41
new 7.22% LIC Housing Fin. 19/11/2021 Non Convertible Debenture AAA 0.00 - 2.41 2.41
equal Reliance Industries 91-D 17/12/2021 Commercial Paper A1+ 0.00 - 2.40 2.40
new Export-Import Bank 2021 Certificate of Deposit A1+ 0.00 - 2.40 2.40
equal Reserve Bank of India 91-D 23/12/2021 Treasury Bills SOV 0.00 - 2.40 2.40
new Reserve Bank of India 91-D 02/12/2021 Treasury Bills SOV 0.00 - 2.40 2.40
new Tata Capital Housing Finance 80-D 30/12/2021 Commercial Paper A1+ 0.00 - 2.40 2.40
new HDFC Securities 91-D 12/01/2022 Commercial Paper A1+ 0.00 - 2.39 2.39
equal Reliance Industries 91-D 17/11/2021 Commercial Paper A1+ 0.00 - 1.81 1.81
equal Muthoot Finance 91-D 29/11/2021 Commercial Paper A1+ 0.00 - 1.80 1.80
new Reliance Industries 146-D 20/12/2021 Commercial Paper A1+ 0.00 - 1.80 1.80
equal Kotak Mahindra Prime 91-D 30/11/2021 Commercial Paper A1+ 0.00 - 1.80 1.80
equal Muthoot Finance 91-D 25/11/2021 Commercial Paper A1+ 0.00 - 1.80 1.80
up Bharti Airtel 45-D 01/11/2021 Commercial Paper A1+ 0.00 - 1.21 1.21
equal Godrej Agrovet 90-D 29/11/2021 Commercial Paper A1+ 0.00 - 1.20 1.20
new TV18 Broadcast 56-D 24/12/2021 Commercial Paper A1+ 0.00 - 1.20 1.20

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Krishna Venkat Cheemalapati since 25-Apr-2011

Education: Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.

Experience: Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Funds Managed:

— Vikas Garg since 27-Jul-2021

Education: Mr. Garg is CFA MBA Finance, B-Tech and M- Tech

Experience: Prior to joining Invesco India Mutual Fund, he has worked with L&T Mutual Fund as Fund Manager, Fidelity International as Credit analyst and Research Associate- Credit, ICRA as Sr Analyst and Indian Oil Corporation Ltd as Project manager.

Funds Managed:


0.01%

Change from previous, NAV as on 29-Nov-2021

Growth: ₹ 2,871.1624

IDCW Weekly: ₹ 1,003.1661

More

IDCW Monthly: ₹ 1,002.9500

IDCW Daily: ₹ 1,002.7594

Bonus: ₹ 2,873.3683


Investment Strategy

The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Invesco Mutual Fund
Launch Date: 17-Nov-2006
Return Since Launch: 7.26%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 4,148 Cr (As on 31-Oct-2021)
Expense: 0.22% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily28-Nov-20210.0880

 27-Nov-20210.0878
 26-Nov-20210.0898
 25-Nov-20210.1060
 24-Nov-20210.1177
 23-Nov-20210.0878
 22-Nov-20210.0596
 21-Nov-20210.0935
 20-Nov-20210.0936
 19-Nov-20210.0936
 18-Nov-20210.0940
 17-Nov-20210.0963
 16-Nov-20210.0861
 15-Nov-20210.0885
 14-Nov-20210.0898
 13-Nov-20210.0898
 12-Nov-20210.1047
 11-Nov-20210.1162
 10-Nov-20210.1052
 09-Nov-20210.1497
 08-Nov-20210.1831
 07-Nov-20210.1006
 06-Nov-20210.1007
 05-Nov-20210.1007
 04-Nov-20210.1007
IDCW Weekly22-Nov-20210.6170

 15-Nov-20210.7444
 08-Nov-20210.8196
 01-Nov-20210.5493
 25-Oct-20210.5196
 18-Oct-20210.5351
 11-Oct-20210.6729
 04-Oct-20210.6003
 27-Sep-20210.5618
 20-Sep-20210.5743
 13-Sep-20210.5673
 06-Sep-20210.6038
 30-Aug-20210.6520
 23-Aug-20210.5474
 17-Aug-20210.8070
 09-Aug-20210.6158
 02-Aug-20210.6211
 26-Jul-20210.6662
 19-Jul-20210.6385
 12-Jul-20210.6238
 05-Jul-20210.6376
 28-Jun-20210.6706
 21-Jun-20210.5888
 14-Jun-20210.6225
 07-Jun-20210.6291
IDCW Monthly28-Oct-20212.4349

 29-Sep-20212.4126
 30-Aug-20212.9741
 29-Jul-20212.7297
 29-Jun-20212.8905
 28-May-20212.4266
 29-Apr-20212.6118
 30-Mar-20212.7942
 25-Feb-20212.5748
 28-Jan-20212.2839
 30-Dec-20202.5963
 26-Nov-20202.5639
 28-Oct-20202.6661
 29-Sep-20202.7011
 28-Aug-20202.5812
 30-Jul-20202.6283
 29-Jun-20203.0378
 28-May-20203.9874
 29-Apr-20204.4994
 30-Mar-20203.6061
 27-Feb-20202.7299
 30-Jan-20203.0017
 30-Dec-20193.1272
 28-Nov-20192.9793
 30-Oct-20193.7186

Contact Information

AMC: Invesco Asset Management (India) Pvt. Ltd

Address: 2101 - A-A Wing - 21st Floor, Marathon Futurex, N.M. Joshi Marg, Lower Parel, Mumbai - 400013

Phone: 022-67310000 / 1800-209-0007

Fax: 022-23019422

Email: [email protected]

Website: http://www.invescomutualfund.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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