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HDFC Equity Savings Fund


1 Lakh

Investment Grown to
₹ 1.23 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.88 Lakh

Analyst's Choice?

Suitability:

NA

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1 Month 3 Months 1 Years 3 Years 5 Years 10 Years
Fund 5.40 0.79 2.51 6.12 7.25 7.77 8.88
VR MIP TRI 8.68 0.62 3.24 9.34 8.66 7.77 8.12
Hybrid: Equity Savings 6.15 0.68 3.44 6.41 6.93 7.45 --
Rank within category 14 8 19 13 7 -- --
Number of funds in category 20 23 23 19 13 4 0

As on 13-Dec-2019

Best & Worst Performance

Best (Period) Worst (Period)
Month 6.61 (07-May-2014 - 06-Jun-2014) -5.95 (26-Sep-2008 - 27-Oct-2008)
Quarter 13.48 (12-Mar-2009 - 11-Jun-2009) -6.46 (02-Sep-2008 - 02-Dec-2008)
Year 27.78 (29-Feb-2016 - 28-Feb-2017) -4.51 (27-Feb-2015 - 29-Feb-2016)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.19 4.81 0.29 0.48 0.97 -1.09
VR MIP TRI 8.35 4.20 0.61 0.98 -- --
Hybrid: Equity Savings 6.36 4.75 0.14 0.21 0.93 -1.82
Rank within category 6 8 6 6 9 6
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 90
Number of Bonds --
Average Maturity (yrs) * --
Top 10 Holdings (%) 40.88
Portfolio P/B Ratio 2.05
Portfolio P/E Ratio 17.48

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.85% HDFC Bank 31/12/2099 Bonds AA+ 1.56 - 2.30 2.30
equal 9.00% State Bank of India 2021 Bonds AA+ 1.52 - 2.24 2.24
equal 8.95% Punjab National Bank Bonds A 0.00 - 2.21 2.21
equal 9.95% Syndicate Bank Debenture A+ 1.28 - 1.91 1.91
equal 8.98% Punjab National Bank Zero Coupon Bonds A 0.00 - 1.76 1.76
equal 7.20% HDFC 2020 Debenture AAA 1.13 - 1.67 1.67
equal 7.16% GOI 20/05/2023 Central Government Loan SOV 0.00 - 1.60 1.60
equal 8.75% State Bank of India Bonds AA+ 0.91 - 1.35 1.35
equal 8.30% REC 25/06/2029 Non Convertible Debenture AAA 0.00 - 1.14 1.14
equal Reliance Jio Infocomm 16/04/2023 Non Convertible Debenture AAA 0.37 - 0.57 0.57
equal 9.10% Union Bank of India Bonds AA 0.37 - 0.56 0.56
equal 9.08% Union Bank of India 31/12/2099 Bonds AA 0.37 - 0.56 0.56
equal 8.60% Canara Bank Bonds AA 0.37 - 0.55 0.55
equal 9.21% Punjab National Bank Bonds A 0.00 - 0.55 0.55
new Aarish Solar Power Ltd. 16/11/2027 Zero Coupon Bonds 0.00 - 0.24 0.24
equal 9.14% Bank of Baroda Bonds AA 0.15 - 0.23 0.23
equal 9.00% Union Bank of India 2099 Bonds AA- 0.07 - 0.11 0.11
equal JM Fin Asset Reconstruction co 20/04/2020 Debenture AA- 0.01 - 0.01 0.01
equal Tata Steel Partly Paid Equity 0.00 - 0.01 0.01
equal 6.00% Zee Entertainment 2022 Preference Shares 0.00 - 0.00 0.00
up BPCL Futures 0.00 - -0.01 -0.02
up Cipla Futures -0.02 - -0.02 -0.02
down Mahanagar Gas Futures -0.13 - -0.01 -0.02
equal ACC Futures -0.02 - -0.02 -0.02
equal Tata Elxsi Futures -0.14 - -0.02 -0.03

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Financial 33.89 7.29 0.67 7.29
down Reliance Industries Energy 23.71 6.08 1.90 5.56
up State Bank of India Financial 29.35 4.30 1.26 4.30
equal Infosys Technology 19.71 4.46 0.50 4.13
equal NTPC Energy 9.72 4.15 0.00 4.08
down ICICI Bank Financial 67.85 5.88 0.95 4.05
equal HDFC Bank Financial 29.44 3.64 0.00 3.64
equal Larsen & Toubro Construction 19.41 3.54 0.90 3.28
down Tata Steel Metals 5.78 2.55 0.60 2.12
down Sun Pharmaceutical Inds. Healthcare 24.03 5.39 0.94 1.50
up Axis Bank Financial 47.45 2.88 0.24 1.45
equal ITC FMCG 21.01 2.21 0.57 1.38
equal Bajaj Finance Financial 49.31 1.38 0.00 1.38
equal GAIL Energy 10.64 2.07 0.46 1.35
down Dr. Reddy's Lab Healthcare 17.09 1.37 0.00 1.32
equal Vedanta Metals 7.09 1.79 0.00 0.99
down Aurobindo Pharma Healthcare 10.43 1.81 0.90 0.97
down Mahindra & Mahindra Automobile 11.67 1.19 0.00 0.88
equal Tata Motors Automobile 1.83 0.26 0.88
equal JSW Steel Metals 9.08 1.71 0.34 0.84
equal BPCL Energy 16.73 1.25 0.00 0.80
down Shriram Transport Finance Financial 9.03 1.71 0.35 0.74
down Titan Company Cons Durable 72.22 0.85 0.00 0.73
down LIC Housing Fin. Financial 8.11 1.29 0.00 0.71
equal Power Grid Corporation Energy 6.28 0.91 0.00 0.70

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2019

Fund Manager

— Anil Bamboli since 20-Aug-2004

Education: Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI.

Experience: Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.

Funds Managed:

— Krishan Kumar Daga since 08-Jan-2016

Education: Mr. Daga is a B.Com (H).

Experience: Prior to joining HDFC AMC he has worked with Reliance Mutual Fund, Reliance Capital Ltd., Deutsche Securities, B&K Securities, Brics Securities, JP Morgan Securities and HSBC Securities.

Funds Managed:

— Vinay R Kulkarni since 21-Nov-2006

Education: Mr. Kulkarni is a B.Tech from IIT, Mumbai and PGDM from IIT Bangalore.

Experience: Prior to joining HDFC Mutual Fund he has worked with Tata AMC, Deutsche Mutual Fund, UTI Mutual Fund and Patni Computer Systems Ltd.

Interviews:

Funds Managed:


0.52%

Change from previous, NAV as on 13-Dec-2019

Growth: ₹ 37.4300

Dividend: ₹ 10.7990


Investment Strategy

The scheme seeks to provide capital appreciation by investing in Equity & equity related instruments, Arbitrage opportunities, and Debt & money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Exit Load For units in excess of 15% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: HDFC Mutual Fund
Launch Date: 17-Sep-2004
Benchmark: NIFTY 50 Arbitrage (40), NIFTY 50 Total Return (30), CRISIL Short-Term Bond (30)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 4,503 Cr (As on 30-Nov-2019)
Expense: 1.97% (As on 30-Nov-2019)
Risk Grade: Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend25-Sep-20190.2210

 25-Jun-20190.2210
 25-Mar-20190.2210
 26-Dec-20180.2210
 25-Sep-20180.2210
 25-Jun-20180.2210
 26-Mar-20180.2500
 26-Dec-20170.2500
 25-Sep-20170.2500
 27-Jun-20170.2500
 27-Mar-20170.2500
 26-Dec-20160.2500
 04-Oct-20160.5000
 28-Apr-20161.0000
 12-Feb-20150.8710
 13-Feb-20140.7500
 14-Feb-20130.7500
 17-Feb-20120.7500
 17-Feb-20110.7500
 18-Feb-20101.5000
 12-Dec-20071.0000
 12-Oct-20060.6700
 13-Oct-20050.9000

Contact Information

AMC: HDFC Asset Management Company Ltd

Address: "HDFC House"-2nd Floor, H.T. Parekh Marg - 165-166, Backbay Reclamation, Churchgate Mumbai - 400020

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 022-22821144

Website: www.hdfcfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

Why you should ditch dividend plans

dateFriday, 20-Dec-2019
time12:30 PM - 01:00 PM