1 LakhInvestment Grown to
₹ 10000Monthly SIP Grown to
Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.
Taxability of earnings:
The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.
|VR MIP TRI*||13.05||0.30||1.24||2.02||7.17||11.23||20.89||12.31||9.98||9.61||9.98|
|Hybrid: Conservative Hybrid*||10.54||0.09||0.64||1.38||4.44||8.58||16.47||9.37||7.31||8.33||9.10|
|Rank within category*||14||8||14||13||29||25||14||20||11||13||14|
|Number of funds in category*||33||36||36||36||36||35||33||30||30||28||26|
As on 18-Oct-2021
* As on 19-Oct-2021
|Fund name||Rating||Launch Date||1-Year Return||3-Year Return||5-Year Return||Expense Ratio||Assets (Cr)|
|Franklin India Life Stage FoF 50s Plus - Floating Rate | Invest Online Now||Jul-04||15.38||9.14||8.01||0.81%||20|
|SBI Debt Hybrid Fund | Invest Online||Mar-01||22.08||12.91||8.56||1.10%||4,122|
|ICICI Prudential Regular Savings Fund | Invest Now||Mar-04||14.99||11.31||9.50||1.73%||3,380|
|HDFC Hybrid Debt Fund | Invest Online||Dec-03||23.80||11.87||8.36||1.81%||2,661|
|Kotak Debt Hybrid Fund - Regular Plan | Invest Online||Dec-03||22.26||14.21||9.48||1.95%||1,050|
|Best Performance||Worst Performance|
|Return (%)||Period||Return (%)||Period|
|Week||3.56||13-May-2009 - 20-May-2009||-3.77||16-Mar-2020 - 23-Mar-2020|
|Month||6.65||11-May-2009 - 10-Jun-2009||-8.05||20-Feb-2020 - 23-Mar-2020|
|Quarter||14.88||09-Mar-2009 - 10-Jun-2009||-7.46||24-Dec-2019 - 24-Mar-2020|
|Year||23.65||09-Mar-2009 - 11-Mar-2010||-6.20||06-Dec-2007 - 05-Dec-2008|
|VR MIP TRI||10.89||6.85||1.01||1.24||--||--|
|Hybrid: Conservative Hybrid||8.72||6.31||0.88||1.01||0.68||0.08|
|Rank within category||19||6||14||14||9||15|
|Number of funds in category||30||30||30||30||30||30|
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 30-Sep-2021
|Number of Stocks||0|
|Number of Bonds||0|
|Average Maturity (yrs) *||--|
|Top 10 Holdings (%)||98.47|
|Portfolio P/B Ratio||2.30|
|Portfolio P/E Ratio||17.11|
|Company||Instrument||Credit Rating||1Y Range||% Assets|
|Franklin India Savings Direct-G||Mutual Fund||--||77.98 - 79.78||78.84|
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 30-Sep-2021
Education: Mr. Parampreet is PGDM from IIM Calcutta and B.Tech from IIT Kharagpur.
Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with Edelweiss AMC, Edelweiss Securities Ltd., SDG India Pvt. Ltd., ICICI Bank and with BG India Pvt. Ltd.
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The scheme seeks to generate superior risk adjusted returns to investors in line with their chosen asset allocation.
|Minimum Investment (₹)||5,000|
|Minimum Addl Investment (₹)||1,000|
|Minimum SIP Investment (₹)||500|
|Minimum No of Cheques||12|
|Minimum Withdrawal (₹)||1,000|
|Minimum Balance (₹)||1,000|
|Lock-in Period||Not Applicable|
|Exit Load||1% for redemption within 365 days|
|Fund House:||Franklin Templeton Mutual Fund|
|Return Since Launch:||9.33%|
|Benchmark:||CRISIL Liquid Fund Index (80), S&P BSE Sensex TRI (20)|
|Assets:||₹ 20 Cr (As on 30-Sep-2021)|
|Expense:||0.81% (As on 30-Sep-2021)|
|Risk Grade:||Below Average|
|Plan||Record Date||Dividend (₹ / Unit)|
AMC: Franklin Templeton Asset Management India Private Ltd
Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013
Phone: 1800-425-4255 / 60004255
Email: [email protected]
Registrar & Transfer Agent: Computer Age Management Services Ltd.
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002
Phone: 1800-3010-6767 / 1800-419-7676
Email: [email protected]