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Motilal Oswal Ultra Short Term Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Analyst's Choice?

Suitability:

Ultra Short Duration debt funds invest in bonds maturing in 3 to 6 months' time. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to 3 months maturity, from the one that invests in bonds maturing in 3-6 months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to the next one year in a Liquid fund.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.76 0.01 0.10 0.45 1.24 2.74 5.90 0.98 3.11 -- --
CCIL T Bill Liquidity Weight 0.53 0.01 0.02 0.29 0.84 1.78 4.06 4.10 4.46 -- --
Debt: Ultra Short Duration 0.77 0.01 0.09 0.53 1.27 2.99 6.50 6.19 6.97 -- --
Rank within category 24 8 6 24 21 19 20 17 17 -- --
Number of funds in category 28 29 29 28 27 26 24 17 17 15 13

As on 25-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.25 (27-Mar-2018 - 03-Apr-2018) -7.81 (19-Dec-2018 - 26-Dec-2018)
Month 0.85 (13-Sep-2013 - 15-Oct-2013) -7.39 (19-Dec-2018 - 18-Jan-2019)
Quarter 2.16 (12-Sep-2013 - 12-Dec-2013) -10.43 (24-Sep-2018 - 24-Dec-2018)
Year 8.00 (13-Sep-2013 - 15-Sep-2014) -8.14 (26-Dec-2017 - 26-Dec-2018)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 1.14 5.79 -0.78 -1.37 3.03 0.34
CCIL T Bill Liquidity Weight 4.06 0.27 -6.06 -10.48 -- --
Debt: Ultra Short Duration 6.14 1.64 1.35 3.07 1.48 2.85
Rank within category 19 19 19 19 17 17
Number of funds in category 19 19 19 19 19 19

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 2 6 2 40
Modified Duration (yrs) 0.40 0.42 0.15 0.36
Average Maturity (yrs) 0.40 0.42 0.15 0.43
Yield to Maturity (%) 5.00 6.76 4.85 6.18

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 364-D 10/09/2020 Treasury Bills SOV 0.00 - 64.22 64.22
equal Indusind Bank 2020 Certificate of Deposit A1+ 0.00 - 6.00 6.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Abhiroop Mukherjee since 04-Sep-2013

Education: Mr. Abhiroop Mukherjee holds B.Com from Calcutta University & PGPBF (Finance) from National Institute of Bank Management.

Experience: Prior to joining Motilal Oswal AMC, he has worked with PNB Gilts Ltd. Mumbai.

Funds Managed:


0.01%

Change from previous, NAV as on 25-Feb-2020

Growth: ₹ 13.0004

Dividend Weekly: ₹ 9.4422

More

Dividend Quarterly: ₹ 9.5766

Dividend Monthly: ₹ 9.4393

Dividend Fortnightly: ₹ 9.4487

Dividend Daily: ₹ 9.4389


Investment Strategy

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: Motilal Oswal Mutual Fund
Launch Date: 06-Sep-2013
Return Since Launch: 4.14%
Benchmark: CRISIL Ultra ST Debt
Riskometer: Moderately Low
Type: Open-ended
Assets: ₹ 83 Cr (As on 31-Jan-2020)
Expense: 0.08% (As on 31-Jan-2020)
Risk Grade: High
Return Grade: Low

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily07-Sep-20180.0012

 06-Sep-20180.0014
 05-Sep-20180.0009
 04-Sep-20180.0014
 03-Sep-20180.0038
 31-Aug-20180.0014
 30-Aug-20180.0013
 29-Aug-20180.0013
 28-Aug-20180.0002
 27-Aug-20180.0033
 24-Aug-20180.0008
 23-Aug-20180.0021
 21-Aug-20180.0010
 20-Aug-20180.0052
 16-Aug-20180.0024
 14-Aug-20180.0010
 13-Aug-20180.0034
 10-Aug-20180.0012
 09-Aug-20180.0018
 08-Aug-20180.0012
 07-Aug-20180.0011
 06-Aug-20180.0036
 03-Aug-20180.0020
 02-Aug-20180.0024
 01-Aug-20180.0016
Dividend Monthly31-Aug-20180.0438

 27-Jul-20180.0354
 29-Jun-20180.0587
 25-May-20180.0189
 27-Apr-20180.0275
 03-Apr-20180.0547
 23-Feb-20180.0312
 29-Jan-20180.0251
 29-Dec-20170.0308
 24-Nov-20170.0308
 27-Oct-20170.0287
 29-Sep-20170.0380
 28-Aug-20170.0314
 28-Jul-20170.0324
 30-Jun-20170.0413
 26-May-20170.0289
 28-Apr-20170.0290
 31-Mar-20170.0391
 27-Feb-20170.0330
 27-Jan-20170.0324
 30-Dec-20160.0405
 25-Nov-20160.0309
 28-Oct-20160.0343
 30-Sep-20160.0410
 26-Aug-20160.0341
Dividend Weekly31-Aug-20180.0079

 24-Aug-20180.0062
 20-Aug-20180.0096
 10-Aug-20180.0087
 03-Aug-20180.0112
 27-Jul-20180.0073
 20-Jul-20180.0074
 13-Jul-20180.0093
 06-Jul-20180.0113
 29-Jun-20180.0102
 22-Jun-20180.0097
 15-Jun-20180.0141
 08-Jun-20180.0154
 01-Jun-20180.0088
 25-May-20180.0094
 18-May-20180.0027
 11-May-20180.0030
 04-May-20180.0040
 27-Apr-20180.0076
 20-Apr-20180.0054
 13-Apr-20180.0084
 06-Apr-20180.0059
 03-Apr-20180.0175
 23-Mar-20180.0042
 16-Mar-20180.0121
Dividend Fortnightly24-Aug-20180.0158

 10-Aug-20180.0199
 27-Jul-20180.0148
 13-Jul-20180.0308
 22-Jun-20180.0238
 08-Jun-20180.0243
 25-May-20180.0120
 11-May-20180.0068
 27-Apr-20180.0131
 13-Apr-20180.0318
 23-Mar-20180.0163
 09-Mar-20180.0209
 23-Feb-20180.0151
 09-Feb-20180.0161
 29-Jan-20180.0140
 12-Jan-20180.0182
 22-Dec-20170.0100
 08-Dec-20170.0135
 24-Nov-20170.0147
 10-Nov-20170.0158
 27-Oct-20170.0147
 13-Oct-20170.0235
 22-Sep-20170.0142
 08-Sep-20170.0142
 28-Aug-20170.0164
Dividend Quarterly29-Jun-20180.1093

 03-Apr-20180.1046
 29-Dec-20170.0927
 29-Sep-20170.0990
 30-Jun-20170.1012
 31-Mar-20170.1031
 30-Dec-20160.1073
 30-Sep-20160.1177
 24-Jun-20160.1130
 28-Mar-20160.1083
 28-Dec-20150.1156
 24-Sep-20150.1083
 26-Jun-20150.1228
 27-Mar-20150.1161
 29-Dec-20140.1379
 26-Sep-20140.1403
 27-Jun-20140.2182
 28-Mar-20140.0676
 27-Sep-20130.0415

Contact Information

AMC: Motilal Oswal Asset Management Company Ltd.

Address: Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025

Phone: 022-39804238 / 1800-200-6626

Email: [email protected]

Website: www.motilaloswalmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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