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Kotak Debt Hybrid Fund - Regular Plan

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Hybrid: Conservative Hybrid

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1 Lakh

Investment Grown to
₹ 1.32 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.35 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.89 0.04 0.63 0.96 1.80 9.61 22.14 9.75 9.72 10.25 9.61
VR MIP TRI 2.55 0.25 0.57 0.32 0.45 7.86 19.90 9.01 9.42 9.35 8.80
Hybrid: Conservative Hybrid 2.74 0.06 0.42 0.62 1.29 6.80 16.95 6.29 7.55 8.56 8.38
Rank within category 7 22 5 7 11 6 8 2 3 4 4
Number of funds in category 34 36 36 36 34 34 34 31 31 28 26

As on 07-May-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
5 star
 Dec-03 22.14 9.75 9.72 2.25 499
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
 Mar-04 17.64 8.93 10.01 1.71 3,205
SBI Debt Hybrid Fund  | Invest Online
4 star
 Mar-01 23.18 8.20 8.44 1.19 1,358
Canara Robeco Conservative Hybrid Fund - Regular Plan  | Invest Online
5 star
 Apr-01 18.31 10.11 9.11 1.93 524
HDFC Hybrid Debt Fund  | Invest Online
3 star
 Dec-03 23.37 8.06 8.78 1.87 2,431

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.02 24-Mar-2020 - 31-Mar-2020 -5.80 11-Mar-2020 - 18-Mar-2020
Month 8.09 24-Mar-2020 - 23-Apr-2020 -11.88 20-Feb-2020 - 23-Mar-2020
Quarter 12.44 24-Mar-2020 - 23-Jun-2020 -9.99 23-Dec-2019 - 23-Mar-2020
Year 29.40 23-Mar-2020 - 23-Mar-2021 -13.30 12-Mar-2008 - 12-Mar-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.45 6.66 0.76 0.76 0.92 0.82
VR MIP TRI 8.99 6.79 0.68 0.78 -- --
Hybrid: Conservative Hybrid 6.25 6.48 0.38 0.48 0.73 -1.47
Rank within category 2 20 4 5 28 5
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 46
Number of Bonds 26
Average Maturity (yrs) 5.96
Top 10 Holdings (%) 58.04
Portfolio P/B Ratio 2.70
Portfolio P/E Ratio 26.91

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.22% GOI 16/03/2035 GOI Securities SOV 0.00 - 23.50 12.55
new 6.97% GOI 2026 GOI Securities SOV 0.00 - 8.41 8.41
down 5.15% GOI 2025 GOI Securities SOV 0.00 - 11.55 7.34
new 7.59% GOI 2026 GOI Securities SOV 0.00 - 5.38 5.38
equal Power Finance Corp. 22/01/2031 Floating Rate Debenture AAA 0.00 - 6.12 5.06
new 6.64% GOI 16/06/2035 GOI Securities SOV 0.00 - 5.01 5.01
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 0.00 - 6.18 4.94
down 8.50% Canara Bank Additional Tier 1 Bond AA 0.00 - 7.29 4.66
equal 6.72% Kerala State 24/03/2027 State Development Loan SOV 0.00 - 2.71 2.54
new 8.03% Uttar Pradesh State 2026 State Development Loan SOV 0.00 - 2.15 2.15
equal 5.44% National Bank Agr. Rur. Devp 2024 Debenture AAA 0.00 - 2.47 2.02
equal 4.99% REC 31/01/2024 Debenture AAA 0.00 - 2.12 1.99
equal 6.75% National Co-op Development Corp. 2024 Debenture AA 0.00 - 5.82 1.99
new 5.85% GOI 2030 GOI Securities SOV 0.00 - 8.45 1.98
equal 7.58% NTPC 23/08/2026 Debenture AAA 0.00 - 1.93 1.08
equal 8.27% Rajasthan State 23/06/2023 State Development Loan SOV 1.07 - 2.29 1.07
equal 8.85% Power Finance Corp. 25/05/2029 Bonds/NCDs AAA 1.00 - 2.05 1.00
equal 7.48% IRFC 13/08/2029 Non Convertible Debenture AAA 0.88 - 1.87 0.88
equal 8.42% Tamilnadu State 25/07/2023 State Development Loan SOV 0.75 - 1.62 0.75
equal 9.48% Power Finance Corp. 15/04/2022 Bonds AAA 0.35 - 0.76 0.38
equal 9.75% REC 2021 Bonds AAA 0.31 - 0.66 0.31
equal 9.21% Punjab National Bank Additional Tier 1 Bond AA 0.00 - 0.23 0.18
equal GOI 23/12/2025 GOI Securities SOV 0.00 - 0.23 0.16
equal 8.85% NHPC 2022 Bonds AAA 0.15 - 0.31 0.15
equal 9.60% Hindalco Inds. 2022 Bonds/NCDs AA 0.15 - 0.31 0.15

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 22.83 2.62 0.00 1.85
equal Reliance Industries Energy 26.58 1.72 0.00 1.60
down ITC FMCG 19.06 2.66 1.19 1.19
up Maruti Suzuki India Automobile 46.13 1.15 0.00 1.15
up State Bank of India Financial 13.79 1.58 0.22 1.09
equal Persistent Systems Technology 38.30 1.10 0.00 1.00
equal Emami FMCG 54.95 1.15 0.00 0.94
up Axis Bank Financial 30.52 1.20 0.00 0.94
equal Reliance Industries Ltd - Partly Paid Equity Energy -- 0.79
equal NTPC Energy 13.56 0.92 0.00 0.74
equal Jindal Steel & Power Metals 23.65 0.71 0.00 0.71
equal Brookfield India Real Estate Trust REIT Construction -- 2.45 0.00 0.66
equal Century Plyboards (India) FMCG 54.49 0.63 0.00 0.63
equal Bharti Airtel Communication -- 1.26 0.00 0.62
up United Breweries FMCG 284.23 0.61 0.00 0.61
equal Hindustan Unilever FMCG 70.91 1.04 0.00 0.58
equal Greenply Inds. FMCG 228.39 0.56 0.00 0.56
equal BPCL Energy 23.96 0.69 0.00 0.52
equal Solara Active Pharma Sciences Healthcare 25.40 0.64 0.00 0.49
equal Laxmi Organic Industries Chemicals 82.63 0.45 0.00 0.45
up Barbeque-Nation Hospitality Services -- 0.44 0.00 0.44
equal Mahindra & Mahindra Automobile -- 1.20 0.37 0.44
down KSB Engineering 25.64 0.58 0.00 0.44
equal Firstsource Solutions Services 22.41 0.57 0.00 0.43
equal The Ramco Cements Construction 32.01 0.67 0.22 0.41

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2021

Fund Manager

— Abhishek Bisen since 15-Apr-2008

Education: Mr. Bisen is a BA and MBA in Finance.

Experience: Prior to joining Kotak AMC, Abhishek was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Funds Managed:

— Devender Singhal since 25-Aug-2015

Education: Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.

Experience: Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).

Funds Managed:

Invest Online
0.04%

Change from previous, NAV as on 07-May-2021

Growth: ₹ 39.2632

IDCW Quarterly: ₹ 14.6554

IDCW Monthly: ₹ 12.7545

Investment Strategy

The Scheme seeks to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the Scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load For units in excess of 8% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Kotak Mahindra Mutual Fund
Launch Date: 02-Dec-2003
Return Since Launch: 8.16%
Benchmark: CRISIL Hybrid 85+15 Conservative TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 499 Cr (As on 30-Apr-2021)
Expense: 2.25% (As on 31-Mar-2021)
Risk Grade: Average
Return Grade: High
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Quarterly22-Mar-20210.2468

 22-Dec-20200.1881
 21-Sep-20200.1797
 22-Jun-20200.1749
 20-Mar-20200.1857
 20-Dec-20190.1823
 20-Sep-20190.1970
 20-Jun-20190.1959
 20-Mar-20190.1926
 20-Dec-20180.1936
 21-Sep-20180.2043
 20-Jun-20180.2067
 20-Mar-20180.2103
 20-Dec-20170.2143
 20-Sep-20170.2178
 20-Jun-20170.2116
 20-Mar-20170.1243
 20-Dec-20160.1627
 20-Sep-20160.1452
 20-Jun-20160.1183
 21-Mar-20160.1072
 21-Dec-20150.1187
 21-Sep-20150.1229
 22-Jun-20150.1123
 20-Mar-20150.1644
IDCW Monthly12-Mar-20210.0832

 12-Feb-20210.0917
 12-Jan-20210.0845
 14-Dec-20200.0636
 12-Nov-20200.0607
 12-Oct-20200.0549
 14-Sep-20200.0640
 12-Aug-20200.0575
 13-Jul-20200.0580
 12-Jun-20200.0562
 12-May-20200.0650
 13-Apr-20200.0736
 12-Mar-20200.0545
 12-Feb-20200.0558
 13-Jan-20200.0591
 12-Dec-20190.0538
 13-Nov-20190.0620
 15-Oct-20190.0730
 14-Oct-20190.0730
 12-Sep-20190.0682
 13-Aug-20190.0743
 12-Jul-20190.0695
 12-Jun-20190.0682
 13-May-20190.0720
 12-Apr-20190.0716

Contact Information

AMC: Kotak Mahindra Asset Management Company Ltd

Address: 27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E) Mumbai - 400051

Phone: 022-61152100 / 1800-22-2626

Fax: 022-66384455

Email: [email protected]

Website: http://www.kotakmutual.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Last Session

Investors' Hangout

With the resurgence of COVID-19, what should investors do?

DateFriday, 07-May-2021
Time12:30 PM - 01:00 PM

Registration Over