Kotak Debt Hybrid Fund - Regular Plan

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Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to

₹ 1.23 Lakh

₹ 10000

Monthly SIP Grown to

₹ 4.04 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
No tax is to be paid as long as you continue to hold the units.

Dividends

Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns

Quarterly Returns

Monthly Returns

Weekly Returns

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Amount (₹)

Start date

End date

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Trailing Returns (%)

	YTD	1-Day	1-W	1-M	3-M	6-M	1-Y	3-Y	5-Y	7-Y	10-Y
Fund	1.49	-0.19	-0.18	0.62	2.21	6.89	12.88	7.07	7.73	9.10	8.75
VR MIP TRI	0.00	-0.23	-0.63	-0.48	0.73	4.13	9.21	8.23	7.29	8.87	8.31
Hybrid: Conservative Hybrid	0.91	-0.19	-0.38	0.05	1.19	4.60	7.55	5.95	6.62	8.59	8.31
Rank within category	20	25	11	12	11	4	3	9	4	10	8
Number of funds in category	38	38	38	38	37	37	35	35	32	30	26

As on 26-Feb-2020

Best & Worst Performance

	Best (Period)	Worst (Period)
Week	3.20 (12-Mar-2009 - 19-Mar-2009)	-4.16 (15-Jan-2008 - 22-Jan-2008)
Month	5.94 (09-Mar-2009 - 09-Apr-2009)	-5.47 (06-Feb-2009 - 09-Mar-2009)
Quarter	12.32 (12-Mar-2009 - 11-Jun-2009)	-9.01 (29-May-2013 - 28-Aug-2013)
Year	23.41 (13-Feb-2014 - 13-Feb-2015)	-13.30 (12-Mar-2008 - 12-Mar-2009)

Risk Measures (%)

	Mean	Std Dev	Sharpe	Sortino	Beta	Alpha
Fund	6.22	4.34	0.13	0.17	0.84	-1.52
VR MIP TRI	8.13	4.10	0.60	0.95	--	--
Hybrid: Conservative Hybrid	5.80	4.21	0.08	0.18	0.75	-1.72
Rank within category	15	22	15	17	27	16
Number of funds in category	36	36	36	36	36	36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks	43
Number of Bonds	19
Average Maturity (yrs)	4.36
Top 10 Holdings (%)	62.23
Portfolio P/B Ratio	2.46
Portfolio P/E Ratio	22.03

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company	Instrument	Credit Rating	1Y Range	% Assets
7.32% GOI 28/01/2024	GOI Securities	SOV	0.00 - 14.36	14.36
7.57% GOI 17/06/2033	GOI Securities	SOV	0.00 - 17.48	13.30
7.26% GOI 14/01/2029	GOI Securities	SOV	0.00 - 15.64	6.11
10.90% Punjab & Sind Bank 31/12/2099	Bonds	A+	5.58 - 9.37	6.06
8.70% Bank of Baroda 28/11/2020	Non Convertible Debenture	AA+	0.00 - 5.96	5.96
7.98% Nat. Highways Authority 23/12/2049	Bonds/Debentures	AAA	0.00 - 4.03	4.03
7.65% Axis Bank 30/01/2027	Non Convertible Debenture	AAA	0.00 - 3.97	3.97
7.43% National Bank Agr. Rur. Devp 31/01/2030	Debenture	AAA	0.00 - 3.97	3.97
8.27% Rajasthan State 23/06/2023	State Development Loan	SOV	1.89 - 2.07	2.07
8.50% NHPC 14/07/2022	Bonds/Debentures	AAA	1.90 - 2.07	2.07
8.85% Power Finance Corp. 25/05/2029	Bonds/NCDs	AAA	0.00 - 8.18	1.89
8.42% Tamilnadu State 25/07/2023	State Development Loan	SOV	1.34 - 1.47	1.47
10.49% Bank of Baroda	Bonds	AA	0.00 - 0.83	0.83
9.75% REC 2021	Bonds	AAA	0.00 - 0.63	0.63
HDFC Bank	Term Deposits	--	0.31 - 0.34	0.34
9.48% Power Finance Corp. 15/04/2022	Bonds	AAA	0.00 - 0.33	0.33
8.85% NHPC 2022	Bonds	AAA	0.00 - 0.29	0.29
9.60% Hindalco Inds. 2022	Bonds/NCDs	AA	0.27 - 0.29	0.29
9.35% REC 15/06/2022	Bonds	AAA	0.00 - 0.25	0.25

Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company	Sector	P/E	3Y High	3Y Low	% Assets
ICICI Bank	Financial	35.73	2.62	0.00	2.40
ITC	FMCG	16.29	2.66	1.34	1.49
HDFC Bank	Financial	25.01	1.45	0.00	1.27
State Bank of India	Financial	24.94	1.58	0.00	1.16
Axis Bank	Financial	43.00	1.20	0.00	1.05
SRF	Diversified	23.18	0.90	0.00	0.90
CESC	Energy	6.96	0.92	0.00	0.85
Indiamart Intermesh	Services	56.66	1.04	0.00	0.80
Jubilant FoodWorks	Services	74.75	0.78	0.00	0.77
Infosys	Technology	20.39	1.74	0.00	0.75
Emami	FMCG	36.50	0.81	0.00	0.74
Godfrey Phillips India	FMCG	15.65	0.95	0.35	0.72
Mahindra & Mahindra	Automobile	29.05	1.18	0.00	0.68
FDC	Healthcare	19.32	0.60	0.00	0.60
Kotak Mahindra Bank	Financial	36.51	0.60	0.00	0.60
BEML	Engineering	81.85	0.72	0.00	0.58
BPCL	Energy	12.45	0.61	0.00	0.54
Tata Motors	Automobile	--	1.66	0.00	0.52
The Ramco Cements	Construction	29.75	0.49	0.20	0.49
Prataap Snacks	FMCG	41.68	0.56	0.00	0.48
Hero Motocorp	Automobile	11.24	0.91	0.00	0.47
PI Industries	Chemicals	45.09	0.46	0.00	0.46
Sun TV Network	Services	12.71	1.20	0.00	0.43
Laurus Labs	Healthcare	23.82	0.43	0.00	0.43
Saregama India	Services	14.33	0.56	0.00	0.42

Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Abhishek Bisen since 15-Apr-2008

Education: Mr. Bisen is a BA and MBA in Finance.

Experience: Prior to joining Kotak AMC, Abhishek was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Funds Managed:

— Devender Singhal since 25-Aug-2015

Education: Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.

Experience: Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).

Funds Managed:

Invest Online

-0.19%

Change from previous, NAV as on 26-Feb-2020

Growth: ₹ 33.6890

Dividend Quarterly: ₹ 13.5889

Dividend Monthly: ₹ 11.8741

The Scheme seeks to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the Scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities.

Minimum Investment (₹)	5,000
Minimum Addl Investment (₹)	1,000
Minimum SIP Investment (₹)	1,000
Minimum No of Cheques	6
Minimum Withdrawal (₹)	1,000
Minimum Balance (₹)	1,000

Exit Load	For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Exit Load

For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Fund House:	Kotak Mahindra Mutual Fund
Launch Date:	02-Dec-2003
Return Since Launch:	7.76%
Benchmark:	CRISIL Hybrid 85+15 Conservative
Riskometer:	Moderate
Type:	Open-ended
Assets:	₹ 252 Cr (As on 31-Jan-2020)
Expense:	2.23% (As on 31-Jan-2020)
Risk Grade:	Average
Return Grade:	Above Average
Turnover:	--

Plan

Record Date

Dividend (₹ / Unit)

Dividend Monthly

12-Feb-2020

0.0558

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	13-Jan-2020	0.0591
	12-Dec-2019	0.0538
	13-Nov-2019	0.0620
	15-Oct-2019	0.0730
	14-Oct-2019	0.0730
	12-Sep-2019	0.0682
	13-Aug-2019	0.0743
	12-Jul-2019	0.0695
	12-Jun-2019	0.0682
	13-May-2019	0.0720
	12-Apr-2019	0.0716
	12-Mar-2019	0.0635
	12-Feb-2019	0.0668
	14-Jan-2019	0.0758
	12-Dec-2018	0.0686
	12-Nov-2018	0.0707
	12-Oct-2018	0.0710
	12-Sep-2018	0.0720
	13-Aug-2018	0.0764
	12-Jul-2018	0.0718
	12-Jun-2018	0.0705
	14-May-2018	0.0793
	12-Apr-2018	0.0763
	12-Mar-2018	0.0702

Dividend Quarterly

20-Dec-2019

0.1823

More...

	20-Sep-2019	0.1970
	20-Jun-2019	0.1959
	20-Mar-2019	0.1926
	20-Dec-2018	0.1936
	21-Sep-2018	0.2043
	20-Jun-2018	0.2067
	20-Mar-2018	0.2103
	20-Dec-2017	0.2143
	20-Sep-2017	0.2178
	20-Jun-2017	0.2116
	20-Mar-2017	0.1243
	20-Dec-2016	0.1627
	20-Sep-2016	0.1452
	20-Jun-2016	0.1183
	21-Mar-2016	0.1072
	21-Dec-2015	0.1187
	21-Sep-2015	0.1229
	22-Jun-2015	0.1123
	20-Mar-2015	0.1644
	22-Dec-2014	0.1681
	22-Sep-2014	0.1823
	20-Jun-2014	0.1673
	20-Mar-2014	0.1437
	20-Dec-2013	0.0794

Fund News - 24-Apr-2018

Five Schemes of Kotak Mutual Fund gets Renamed
Fund News - 15-Dec-2016

Kotak MIP Fund: Dividend Declaration
Fund News - 16-Mar-2016

Kotak Equity Savings Fund declares dividend at Rs. 0.13 per unit
Fund News - 25-Aug-2015

Change in Fund Managers of Kotak Mutual Fund
Fund News - 15-Jul-2015

Change in exit load under Kotak Mahindra Mutual Fund

Kotak Debt Hybrid Fund - Regular Plan

₹ 1.13 Lakh

₹ 1.23 Lakh

₹ 1.45 Lakh

₹ 1.84 Lakh

₹ 2.31 Lakh

₹ 3.11 Lakh

₹ 1.27 Lakh

₹ 4.04 Lakh

₹ 7.31 Lakh

₹ 11.41 Lakh

₹ 18.99 Lakh

₹ 34.54 Lakh

Trailing Returns (%)

Best & Worst Performance

Risk Measures (%)

Asset Allocation (%)

Concentration & Valuation

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

Top Debt Holdings

Sector Allocation vis-à-vis Category

Top Equity Holdings

Fund Manager

-0.19%

Investment Strategy

Investment Details

Basic Details

Most Recent Dividends

News & Analysis

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