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5 star

Kotak Debt Hybrid Fund - Regular Plan download report


1 Lakh

Investment Grown to
₹ 1.36 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.13 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Kotak Debt Hybrid Reg-G -2.61 -0.44 0.12 -2.25 -2.53 -3.37 5.16 10.67 7.99 8.72 9.70
VR MIP TRI -2.73 0.01 0.25 -2.16 -2.87 -3.65 4.26 8.06 7.97 7.87 9.08
Hybrid: Conservative Hybrid -2.09 -0.51 0.07 -2.17 -1.99 -2.28 4.30 6.63 5.89 6.76 8.44
Rank within category 18 10 10 17 16 21 13 2 3 2 4
Number of funds in category 35 36 36 36 35 35 34 31 29 28 26

As on 19-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
5 star
Dec-03 5.16 10.67 7.99 1.85% 1,469
SBI Conservative Hybrid Fund  | Invest Online
4 star
Mar-01 7.29 10.20 7.34 1.10% 5,976
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 5.61 8.70 8.05 1.83% 3,285
HDFC Hybrid Debt Fund  | Invest Online
4 star
Dec-03 5.39 8.83 6.62 1.82% 2,711
Aditya Birla Sun Life Regular Savings Fund  | Invest Online
4 star
May-04 6.52 8.67 6.30 1.90% 1,727

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.02 24-Mar-2020 - 31-Mar-2020 -5.80 11-Mar-2020 - 18-Mar-2020
Month 8.09 24-Mar-2020 - 23-Apr-2020 -11.88 20-Feb-2020 - 23-Mar-2020
Quarter 12.44 24-Mar-2020 - 23-Jun-2020 -9.99 23-Dec-2019 - 23-Mar-2020
Year 29.40 23-Mar-2020 - 23-Mar-2021 -13.30 12-Mar-2008 - 12-Mar-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Kotak Debt Hybrid Reg-G 11.13 6.09 1.25 1.26 0.83 3.40
VR MIP TRI 8.58 6.80 0.74 0.90 -- --
Hybrid: Conservative Hybrid 7.31 6.33 0.67 0.73 0.66 0.44
Rank within category 1 19 3 3 27 1
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 54
Number of Bonds 51
Average Maturity (yrs) 6.57
Top 10 Holdings (%) 50.79
Portfolio P/B Ratio 2.87
Portfolio P/E Ratio 22.39

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 6.82 - 20.40 17.17
up 6.54% GOI 17/01/2032 GOI Securities SOV 0.00 - 9.07 9.07
up 6.10% GOI 2031 GOI Securities SOV 0.00 - 8.48 8.28
equal GOI 2028 GOI Securities SOV 0.00 - 4.60 3.96
equal GOI 2031 GOI Securities SOV 0.00 - 3.93 2.72
new 7.19% THDC India Ltd. 24/07/2030 Non Convertible Debenture AA 0.00 - 2.00 2.00
equal Power Finance Corporation 22/01/2031 Floating Rate Debenture AAA 1.69 - 4.35 1.69
equal 6.25% Embassy Office Parks REIT 18/10/2024 Debenture AAA 0.00 - 2.15 1.69
equal GOI 22/08/2028 GOI Securities SOV 0.00 - 1.53 1.08
down 6.67% GOI 15/12/2035 GOI Securities SOV 0.00 - 7.31 0.67
equal 7.04% GOI 17/06/2027 GOI Securities SOV 0.00 - 0.59 0.42
equal 8.27% Rajasthan State 23/06/2023 State Development Loan SOV 0.35 - 0.92 0.35
equal 7.76% Madhya Pradesh State 2027 State Development Loan SOV 0.00 - 0.39 0.35
equal 8.85% Power Finance Corporation 25/05/2029 Bonds/NCDs AAA 0.33 - 0.86 0.33
equal 9.70% Uttar Pradesh Power Corporation 31/03/2026 Bonds A+ 0.00 - 0.32 0.32
equal 9.70% Uttar Pradesh Power Corporation 31/03/2028 Bonds A+ 0.00 - 0.32 0.32
equal 9.70% Uttar Pradesh Power Corporation 31/03/2027 Bonds A+ 0.00 - 0.32 0.32
equal 9.70% Uttar Pradesh Power Corporation 30/03/2029 Bonds A+ 0.00 - 0.32 0.32
equal 9.70% Uttar Pradesh Power Corporation 29/03/2030 Bonds A+ 0.00 - 0.32 0.32
equal 9.70% Uttar Pradesh Power Corporation 31/03/2025 Bonds A+ 0.00 - 0.32 0.31
equal 7.48% Indian Railway Finance Corporation 13/08/2029 Non Convertible Debenture AAA 0.29 - 0.76 0.29
equal 8.42% Tamilnadu State 25/07/2023 State Development Loan SOV 0.25 - 0.65 0.25
equal GOI 22/08/2029 GOI Securities SOV 0.00 - 0.27 0.19
equal GOI 22/02/2030 GOI Securities SOV 0.00 - 0.26 0.18
equal GOI 22/08/2030 GOI Securities SOV 0.00 - 0.26 0.18

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Reliance Industries Energy 29.23 2.10 0.00 2.10
equal ITC Consumer Staples 22.63 2.25 1.09 1.93
equal ICICI Bank Financial 19.64 2.62 1.58 1.87
up Maruti Suzuki India Automobile 59.08 1.57 0.00 1.57
equal State Bank of India Financial 11.67 1.83 0.76 1.43
up Persistent Systems Technology 40.94 1.16 0.00 1.16
equal NTPC Energy 9.60 0.97 0.00 0.97
down Sapphire Foods India Services 145.43 1.36 0.00 0.92
equal Pokarna Materials 28.30 0.90 0.00 0.69
equal Bharti Airtel Communication 95.05 1.26 0.00 0.69
equal HDFC Bank Financial 19.27 1.87 0.00 0.66
equal Cummins India Capital Goods 31.59 0.63 0.00 0.56
equal Kotak Mahindra Bank Financial 30.04 0.86 0.00 0.55
equal Bank of Baroda Financial 6.55 0.55 0.00 0.54
equal Emami Consumer Staples 22.29 1.15 0.48 0.51
equal Century Plyboards (India) Materials 37.98 0.63 0.00 0.48
up Subros Automobile 46.50 0.54 0.00 0.47
up Mahindra & Mahindra Automobile 20.79 1.20 0.19 0.47
equal Axis Bank Financial 14.64 1.20 0.43 0.43
equal United Spirits Consumer Staples 67.88 0.47 0.00 0.34
equal Mahindra Lifespace Construction 36.30 0.38 0.00 0.31
equal Zee Entertainment Services 21.65 0.63 0.00 0.30
equal The Ramco Cements Materials 16.75 0.67 0.16 0.30
equal Barbeque-Nation Hospitality Services -- 0.52 0.00 0.29
up Jubilant FoodWorks Services 75.00 0.77 0.00 0.28

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Abhishek Bisen since 15-Apr-2008

Education: Mr. Bisen is a BA and MBA in Finance.

Experience: Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Funds Managed:

— Devender Singhal since 25-Aug-2015

Education: Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.

Experience: Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).

Funds Managed:


0.45%

Change from previous, NAV as on 20-May-2022

Growth: ₹ 41.8872

IDCW Monthly: ₹ 12.2150


Investment Strategy

The Scheme seeks to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the Scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load For units in excess of 8% of the investment,1% will be charged for redemption within 180 days

Basic Details

Fund House: Kotak Mahindra Mutual Fund
Launch Date: 02-Dec-2003
Return Since Launch: 8.04%
Benchmark: CRISIL Hybrid 85+15 Conservative Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,469 Cr (As on 30-Apr-2022)
Expense: 1.85% (As on 30-Apr-2022)
Risk Grade: Average
Return Grade: High
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly12-May-20220.1035

 12-Apr-20220.0995
 14-Mar-20220.0979
 14-Feb-20220.1180
 12-Jan-20220.1076
 13-Dec-20210.1124
 12-Nov-20210.1126
 12-Oct-20210.1038
 13-Sep-20210.1129
 12-Aug-20210.1086
 12-Jul-20210.0990
 14-Jun-20210.1146
 12-May-20210.1030
 12-Mar-20210.0832
 12-Feb-20210.0917
 12-Jan-20210.0845
 14-Dec-20200.0636
 12-Nov-20200.0607
 12-Oct-20200.0549
 14-Sep-20200.0640
 12-Aug-20200.0575
 13-Jul-20200.0580
 12-Jun-20200.0562
 12-May-20200.0650
 13-Apr-20200.0736
IDCW Quarterly21-Jun-20210.2942

 22-Mar-20210.2468
 22-Dec-20200.1881
 21-Sep-20200.1797
 22-Jun-20200.1749
 20-Mar-20200.1857
 20-Dec-20190.1823
 20-Sep-20190.1970
 20-Jun-20190.1959
 20-Mar-20190.1926
 20-Dec-20180.1936
 21-Sep-20180.2043
 20-Jun-20180.2067
 20-Mar-20180.2103
 20-Dec-20170.2143
 20-Sep-20170.2178
 20-Jun-20170.2116
 20-Mar-20170.1243
 20-Dec-20160.1627
 20-Sep-20160.1452
 20-Jun-20160.1183
 21-Mar-20160.1072
 21-Dec-20150.1187
 21-Sep-20150.1229
 22-Jun-20150.1123

Contact Information

AMC: Kotak Mahindra Asset Management Company Ltd

Address: The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai - 400051

Phone: 022-61152100 / 1800-22-2626

Fax: 022-66384455

Website: https://www.kotakmf.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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