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2 star

Baroda Hybrid Equity Fund


1 Lakh

Investment Grown to
₹ 1.34 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.84 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 15.97 -0.34 1.46 2.58 9.48 16.11 40.73 10.13 10.48 9.99 10.19
VR Balanced TRI 12.10 -0.16 0.45 -0.08 8.51 10.32 35.72 12.64 13.08 11.24 11.53
Hybrid: Aggressive Hybrid 17.14 -0.29 0.97 1.84 10.12 16.98 41.26 11.96 11.95 11.73 12.22
Rank within category 24 29 7 5 24 23 21 29 21 20 20
Number of funds in category 49 50 50 50 50 49 47 38 31 27 24

As on 27-Jul-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Baroda Hybrid Equity Fund
2 star
Sep-03 40.73 10.13 10.48 2.45 404
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 36.15 13.41 12.71 1.63 40,924
ICICI Prudential Equity & Debt Fund  | Invest Now
4 star
Nov-99 51.40 14.47 13.60 1.81 17,130
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 43.74 14.75 13.61 1.89 6,966
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 36.81 14.50 13.95 1.95 5,636

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 17.21 22-Oct-2007 - 29-Oct-2007 -14.29 15-May-2006 - 22-May-2006
Month 26.26 28-Sep-2007 - 30-Oct-2007 -28.65 20-Feb-2020 - 23-Mar-2020
Quarter 54.55 09-Mar-2009 - 10-Jun-2009 -33.65 02-Sep-2008 - 02-Dec-2008
Year 69.42 23-Mar-2020 - 23-Mar-2021 -51.12 14-Jan-2008 - 13-Jan-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 11.40 16.67 0.43 0.46 0.89 -2.16
VR Balanced TRI 14.68 18.21 0.57 0.66 -- --
Hybrid: Aggressive Hybrid 13.40 17.69 0.52 0.57 0.93 -0.51
Rank within category 30 13 27 27 11 30
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 36
Top 10 Holdings (%) 47.39
Top 5 Holdings (%) 33.26
Top 3 Sectors (%) 38.74
Portfolio P/B Ratio 3.82
Portfolio P/E Ratio 30.19
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 9.20% ICICI Bank Additional Tier 1 Bond AA+ 6.49 - 7.03 6.85
equal 8.65% Bank of Baroda Additional Tier 1 Bond AA+ 3.33 - 3.60 3.56
equal HDFC Bank 28/12/2028 Debenture AAA 1.30 - 1.39 1.36
equal 9.72% Punjab State 28/08/2023 State Development Loan SOV 1.31 - 1.39 1.35
equal 8.99% Bank of Baroda Additional Tier 1 Bond AA+ 1.19 - 1.29 1.29
equal 5.05% Indian Oil Corporation 25/11/2022 Debenture AAA 1.19 - 1.73 1.25
equal 7.85% National Bank Agr. Rur. Devp 23/05/2022 Non Convertible Debenture AAA 1.06 - 1.23 1.10
equal 11.00% Motilal Oswal Home Finance 2026 Bonds A+ 0.00 - 1.57 0.77
equal 7.83% Indian Railway Finance Corporation 21/03/2027 Bonds AAA 0.65 - 0.70 0.69
equal 8.24% GOI 15/02/2027 Central Government Loan SOV 0.34 - 0.36 0.35
equal 7.59% GOI 2026 GOI Securities SOV 0.25 - 0.27 0.26
equal 7.88% GOI 19/03/2030 GOI Securities SOV 0.18 - 0.19 0.19
equal 8.28% GOI 21/09/2027 Central Government Loan SOV 0.03 - 0.03 0.03
equal 7.17% GOI 2028 GOI Securities SOV 0.00 - 0.01 0.00
equal 9.00% Yes Bank Additional Tier 1 Bond D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Infosys Technology 33.45 9.39 0.00 9.39
equal HDFC Bank Financial 23.87 9.61 2.36 6.67
equal ICICI Bank Financial 23.54 7.84 2.79 5.93
equal Reliance Industries Ltd - Partly Paid Equity Energy -- 4.42
equal Dalmia Bharat Construction 31.76 2.81 0.00 2.81
equal Tech Mahindra Technology 24.31 2.84 1.56 2.71
equal Axis Bank Financial 26.17 4.14 1.07 2.59
equal Dabur India FMCG 61.67 2.56 0.00 2.46
equal Sun Pharmaceutical Industries Healthcare 56.64 2.89 0.00 2.42
equal Persistent Systems Technology 46.30 2.18 0.00 2.18
equal Ultratech Cement Construction 34.98 2.01 0.00 2.01
equal Indian Railway Catering & Tourism Corporation Services 192.02 2.01 0.00 2.01
equal Polycab India Engineering 32.05 1.96 0.00 1.96
equal HDFC Financial 23.35 1.94
equal Indian Energy Exchange Services 55.22 1.86 0.00 1.86
down Hindalco Inds. Metals 26.72 2.41 0.00 1.75
down Mahindra & Mahindra Automobile 50.02 2.05 0.00 1.73
down Bharti Airtel Communication -- 3.39 0.00 1.69
equal SAIL Metals 13.21 1.62 0.00 1.62
down Tata Power Company Energy 34.14 1.78 0.00 1.51
equal Sudarshan Chemical Industries Chemicals 36.59 1.35 0.00 1.35
equal Aditya Birla Fashion and Retail Services -- 1.33 0.00 1.33
equal Can Fin Homes Financial 15.68 1.52 0.00 1.30
equal Ashok Leyland Automobile -- 1.26 0.00 1.21
equal Divi's Laboratories Healthcare 65.33 3.04 0.00 1.20

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Sanjay Chawla since 01-Nov-2015

Education: Mr. Sanjay Chawla holds a Masters degree in Management Studies from BITS, Pilani.

Experience: Prior to joining Baroda Mutual Fund, he worked as Senior Fund Manager with BSL AMC. Before joining Birla, he worked as Head of Research with SBI Capital Markets and has worked in various capacities in equity research space in Motilal Oswal Securities, IDBI Capital Markets, SMIFS Securities, IIT Invest Trust & Lloyds Securities.

Interviews:

Funds Managed:


-0.34%

Change from previous, NAV as on 27-Jul-2021

Growth: ₹ 75.5300

IDCW: ₹ 18.2000


Investment Strategy

The scheme aims to provide long term capital appreciation along with stability through a well balanced portfolio comprising of equity, equity related instruments, highly rated debt portfolio and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Baroda Mutual Fund
Launch Date: 12-Sep-2003
Return Since Launch: 11.97%
Benchmark: CRISIL Hybrid 35+65 Aggressive TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 404 Cr (As on 30-Jun-2021)
Expense: 2.45% (As on 30-Jun-2021)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: 66.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW25-Jun-20210.3000

 23-Mar-20210.3000
 24-Dec-20200.2700
 25-Sep-20200.3000
 26-Jun-20200.3000
 24-Mar-20200.2656
 24-Dec-20190.2922
 04-Oct-20190.2922
 27-Jun-20190.3010
 22-Mar-20190.2922
 26-Dec-20180.3099
 26-Sep-20180.3542
 02-Jul-20180.3542
 16-Mar-20180.6000
 29-Dec-20170.5000
 27-Sep-20170.5000
 30-Jun-20170.4000
 24-Mar-20170.4000
 30-Dec-20160.5000
 30-Sep-20160.5000
 24-Jun-20160.5000
 23-Mar-20161.0000
 30-Dec-20151.5000
 28-Sep-20151.9000
 26-Jun-20154.0000

Contact Information

AMC: Baroda Asset Management India Ltd

Address: 501, Raheja Titanium, Western Express Highway, Goregoan, (E) Mumbai - 400063

Phone: +91 22-3074 1000

Fax: +91 22-3074 1001

Email: [email protected]

Website: http://www.barodapioneer.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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