Widely used:
Analyst’s Choice
Recently Viewed
Clear AllValue Research Rating
Analyst’s Choice
Riskometer
Moderately High
₹35.6520 -0.51%
As on 25-Apr-2025
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Bank of India Conservative Hybrid Fund - Direct Plan
|
|
|
Moderately High
|
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1.28 |
|
 |
|
High
|
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1.05 |
||
|
|
Moderately High
|
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1.15 |
||
|
|
High
|
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0.97 |
||
|
|
Moderately High
|
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0.45 |
₹66 Cr
1.00 (365)
10,000
1,000
1,000
6
Investment Strategy
The Scheme seeks to generate regular income through investments of a substantial portion in fixed income securities and long term capital appreciation by investing upto 20% of the net assets in equity and equity related instruments. The scheme will seek to build a well-diversified, high credit portfolio that minimizes liquidity risk and credit risk.
Suitability
"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
1 min read•By Value Research
Bank of India Conservative Hybrid Fund - Direct Plan invests 75-90 per cent of its assets in bonds and the remaining 10-25 per cent in equity stocks.
Mutual funds can be bought directly from the website of the fund house. For instance, Bank of India Conservative Hybrid Fund - Direct Plan fund can be purchased from the website of Bank of India Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of Bank of India Conservative Hybrid Fund - Direct Plan is ₹35.6520 as of 26-Apr-2025.
The AUM of Bank of India Conservative Hybrid Fund - Direct Plan Fund is ₹66 Cr as of 31-Mar-2025
The riskometer level of Bank of India Conservative Hybrid Fund - Direct Plan is Moderately High. See More
| Company | Percentage of Portfolio |
|---|---|
|
GOI GOI Sec 7.10 18/04/2029 |
7.69
|
|
National Bank For Agriculture & Rural Development SR F24 Debenture 7.68 30/04/2029 |
7.65
|
|
Indian Railway Finance Corporation Ltd SR 175 NCD 7.57 18/04/2029 |
7.63
|
|
AU Small Finance Bank Ltd CD 01/10/2025 |
7.25
|
|
Axis Bank Ltd CD 04/02/2026 |
7.09
|
As of 31-Mar-2025, Bank of India Conservative Hybrid Fund - Direct Plan had invested 71.09% in Debt, 19.64% in Equity and 9.27% in Cash & Cash Eq. See More
Bank of India Conservative Hybrid Fund - Direct Plan is 12 years 3 months old. It has delivered 8.56% returns since inception. See More
|
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
|---|---|---|---|---|---|
|
4.52%
|
7.72%
|
12.99%
|
7.39%
|
8.09%
|
8.56%
|
No, There is no lock in period in Bank of India Conservative Hybrid Fund - Direct Plan.
The expense ratio of Bank of India Conservative Hybrid Fund - Direct Plan is 1.28.
