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4 star

SBI Conservative Hybrid Fund - Direct Plan download report


1 Lakh

Investment Grown to
₹ 1.37 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.23 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
SBI Conservative Hybrid Direct-G -1.40 -0.01 0.43 -1.50 -0.95 -1.62 8.45 11.01 8.17 9.27 --
VR MIP TRI -2.74 1.14 0.20 -2.83 -2.88 -3.91 4.76 8.07 7.90 7.94 --
Hybrid: Conservative Hybrid -1.24 -0.01 0.19 -1.80 -1.27 -1.33 5.89 7.84 6.96 7.85 --
Rank within category 13 16 4 12 8 15 6 3 6 4 --
Number of funds in category 35 36 36 36 35 35 34 31 29 28 0

As on 18-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
SBI Conservative Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 8.45 11.01 8.17 0.56% 5,976
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 6.88 9.68 8.97 0.99% 3,285
Kotak Debt Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 7.25 12.21 9.48 0.45% 1,469
Canara Robeco Conservative Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 4.72 10.73 8.67 0.50% 1,138
Baroda BNP Paribas Conservative Hybrid Fund - Direct Plan
4 star
Jan-13 3.31 7.92 7.70 0.70% 468

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.02 24-Mar-2020 - 31-Mar-2020 -6.42 16-Mar-2020 - 23-Mar-2020
Month 6.25 24-Mar-2020 - 23-Apr-2020 -11.88 20-Feb-2020 - 23-Mar-2020
Quarter 11.56 24-Mar-2020 - 23-Jun-2020 -9.45 23-Dec-2019 - 23-Mar-2020
Year 29.15 23-Mar-2020 - 23-Mar-2021 -4.78 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
SBI Conservative Hybrid Direct-G 11.25 6.07 1.27 1.29 0.77 3.81
VR MIP TRI 8.58 6.80 0.74 0.90 -- --
Hybrid: Conservative Hybrid 8.26 6.34 0.85 0.93 0.66 1.39
Rank within category 3 18 4 7 23 3
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 36
Number of Bonds 65
Average Maturity (yrs) 2.82
Top 10 Holdings (%) 23.20
Portfolio P/B Ratio 4.31
Portfolio P/E Ratio 35.64

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.83% GOI 25/11/2023 Central Government Loan SOV 0.00 - 3.81 3.51
up 6.51% GOI 2024 GOI Securities SOV 0.00 - 2.90 2.90
equal 6.37% L&T Metro Rail (Hyderabad) 30/04/2025 Debenture AAA 0.00 - 3.28 2.89
equal 7.42% Power Finance Corporation 19/11/2024 Non Convertible Debenture AAA 0.00 - 3.70 2.50
equal 6.65% Muthoot Finance 27/04/2023 Debenture AA+ 0.00 - 2.18 2.11
new KNR Tirumala Infra Pvt. 31/07/2035 Debenture AAA 0.00 - 2.09 2.09
up 5.00% Bajaj Housing Finance 15/09/2023 Non Convertible Debenture AAA 0.00 - 2.07 2.07
equal 9.18% Andhra Pradesh State 28/05/2024 State Development Loan SOV 0.00 - 2.84 1.78
equal 6.19% Indian Railway Finance Corporation 28/04/2023 Debenture AAA 0.00 - 1.75 1.69
new Axis Securities 91-D 11/07/2022 Commercial Paper A1+ 0.00 - 1.66 1.66
equal 5.86% Tata Capital Housing Finance 23/02/2024 Debenture AAA 0.00 - 1.79 1.66
equal 6.25% Embassy Office Parks REIT 18/10/2024 Debenture AAA 0.00 - 2.29 1.66
equal 6.54% Maharashtra State 2027 State Development Loan SOV 0.00 - 1.74 1.65
equal 6.58% Gujarat State 31/03/2027 State Development Loan SOV 0.00 - 2.17 1.65
new HDFC Bank 2022 Certificate of Deposit A1+ 0.00 - 1.64 1.64
equal Tata Motors Finance 364-D 23/03/2023 Commercial Paper A1+ 0.00 - 1.64 1.59
new 8.38% Karnataka State 27/01/2026 State Development Loan SOV 0.00 - 1.49 1.49
equal 7.37% Maharashtra State 14/09/2026 State Development Loan SOV 0.00 - 2.25 1.28
equal 7.20% ICICI Home Finance Company 19/09/2022 Debenture AAA 0.00 - 1.31 1.27
down 4.60% National Bank Agr. Rur. Devp 29/07/2024 Debenture AAA 0.00 - 5.42 1.26
equal 9.50% Nirma Debenture AA- 0.00 - 1.37 1.26
equal 5.14% National Bank Agr. Rur. Devp 21-D 31/01/2024 Debenture AAA 0.00 - 1.34 1.24
equal IndInfravit Trust 2038 Non Convertible Debenture AAA 0.42 - 1.43 1.17
equal 6.24% State Bank of India Additional Tier 2 Bond AAA 0.00 - 1.70 1.15
equal Mahindra Rural Housing Finance 26/05/2023 Debenture AA+ 1.08 - 4.49 1.08

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 19.14 1.51 0.58 1.37
equal Page Industries Textiles 101.52 1.38 0.00 1.22
equal Vedant Fashions Textiles 72.10 1.19 0.00 1.19
up Bharti Airtel Communication 94.51 1.44 0.00 1.14
equal Reliance Industries Energy 27.75 1.91 0.00 0.93
equal TVS Motor Company Automobile 42.43 1.12 0.00 0.88
up Bandhan Bank Financial 403.48 0.85 0.00 0.85
equal Axis Bank Financial 14.21 1.40 0.63 0.76
equal Sheela Foam Consumer Discretionary 69.49 1.58 0.71 0.74
equal Tata Motors Automobile -- 1.11 0.00 0.73
equal Maruti Suzuki India Automobile 57.90 1.80 0.00 0.65
up Max Healthcare Institute Healthcare 63.57 0.66 0.00 0.64
equal JK Cement Materials 25.61 1.25 0.00 0.62
equal Avanti Feeds Consumer Staples 28.06 0.61 0.00 0.61
equal ZF Commercial Vehicle Control Systems India Automobile 109.72 1.32 0.00 0.61
equal HDFC Bank Financial 18.74 2.41 0.00 0.60
equal Blue Star Consumer Discretionary 59.29 0.66 0.00 0.57
equal P&G Hygiene & Health Care Consumer Staples 71.77 1.56 0.56 0.56
equal Gokaldas Exports Textiles 23.33 0.54 0.00 0.52
equal Ultratech Cement Materials 24.08 0.93 0.00 0.51
equal V-Guard Industries Consumer Discretionary 46.37 1.39 0.00 0.50
equal Larsen & Toubro Construction 25.11 1.29 0.48 0.48
equal Thangamayil Jewellery Consumer Discretionary 32.43 1.38 0.00 0.47
equal Titan Company Consumer Discretionary 87.65 1.41 0.43 0.43
equal Kalpataru Power Trans Capital Goods 10.00 0.50 0.00 0.43

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Saurabh Pant since 01-Jan-2022

Education: Mr. Pant is a B.Com (H), MBE and CFA (Level III).

Experience: He has been associated with SBI Mutual Fund since 2007.

Funds Managed:

— Mansi Sajeja since 30-Jun-2021

Education: Ms. Sajeja is a CFA and has done Post Graduate Diploma in Business Management.

Experience: Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.

Funds Managed:


-0.01%

Change from previous, NAV as on 18-May-2022

Growth: ₹ 56.6101

IDCW Yearly: ₹ 22.5752

More

IDCW Quarterly: ₹ 17.2967

IDCW Monthly: ₹ 20.7226


Investment Strategy

The scheme seeks to provide the investors an opportunity to invest primarily in Debt and Money market instruments and secondarily in equity and equity related instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 500
Min. Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 9.66%
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 5,976 Cr (As on 30-Apr-2022)
Expense: 0.56% (As on 30-Apr-2022)
Risk Grade: Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly28-Feb-20200.0360

 31-Jan-20200.0360
 27-Dec-20190.0360
 29-Nov-20190.0360
 25-Oct-20190.0360
 27-Sep-20190.0360
 30-Aug-20190.0360
 26-Jul-20190.0360
 28-Jun-20190.0360
 31-May-20190.0360
 30-Apr-20190.0360
 29-Mar-20190.0360
 28-Feb-20190.0360
 31-Jan-20190.0360
 28-Dec-20180.0360
 30-Nov-20180.0360
 31-Oct-20180.0360
 28-Sep-20180.0360
 31-Aug-20180.0360
 31-Jul-20180.0432
 27-Apr-20180.0288
 23-Mar-20180.0289
 23-Feb-20180.0289
 31-Jan-20180.0433
 29-Dec-20170.0433
IDCW Quarterly27-Dec-20190.1477

 27-Sep-20190.1585
 28-Jun-20190.1585
 29-Mar-20190.1585
 28-Dec-20180.1441
 07-Sep-20180.1441
 23-Mar-20180.1445
 29-Dec-20170.1806
 29-Sep-20170.1806
 30-Jun-20170.1733
 24-Mar-20170.1445
 30-Dec-20160.1445
 30-Sep-20160.1445
 30-Jun-20160.1445
 23-Mar-20160.1445
 23-Dec-20150.1445
 24-Sep-20150.1445
 26-Jun-20150.1697
 20-Mar-20150.2178
 29-Dec-20140.2250
 29-Sep-20140.2361
 27-Jun-20140.2494
 28-Mar-20140.1247
 27-Dec-20130.2000
IDCW Yearly29-Mar-20190.5763

 23-Mar-20180.5778
 24-Mar-20170.5778
 23-Mar-20160.5417
 20-Mar-20150.8710
 28-Mar-20140.7013

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Website: http://www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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