VR Logo

3 star

Tata Equity Savings Fund - Direct Plan


Hybrid: Equity Savings

1 Lakh

Investment Grown to
₹ 1.13 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.81 Lakh

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -1.18 0.27 0.86 2.77 6.53 -1.56 1.83 4.15 5.33 6.88 --
VR MIP TRI -0.05 0.30 0.95 2.79 7.54 -0.34 3.19 6.45 7.26 8.41 --
Hybrid: Equity Savings -1.63 0.34 1.10 3.29 7.89 -2.02 1.48 4.16 5.75 -- --
Rank within category 9 17 18 15 19 10 13 9 -- -- --
Number of funds in category 23 23 23 23 23 23 21 14 7 0 0

As on 09-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Equity Savings Fund - Direct Plan  | Invest Online
3 star
Jan-13 1.83 4.15 5.33 1.19 96
Kotak Equity Savings Fund - Direct Plan  | Invest Online
4 star
Oct-14 5.03 6.55 7.47 1.21 1,395
ICICI Prudential Equity Savings Fund - Direct Plan  | Invest Now
4 star
Dec-14 1.00 5.27 -- 0.70 1,157
Axis Equity Saver Fund - Direct Plan  | Invest Online
4 star
Aug-15 2.89 6.38 -- 1.02 688
HDFC Equity Savings Fund - Direct Plan  | Invest Online
3 star
Jan-13 -1.78 3.70 7.88 1.27 3,141

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.73 (24-Mar-2020 - 31-Mar-2020) -6.63 (16-Mar-2020 - 23-Mar-2020)
Month 6.83 (23-Mar-2020 - 22-Apr-2020) -13.82 (20-Feb-2020 - 23-Mar-2020)
Quarter 11.24 (23-Mar-2020 - 22-Jun-2020) -12.82 (23-Dec-2019 - 23-Mar-2020)
Year 20.22 (13-Feb-2014 - 13-Feb-2015) -7.83 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.86 6.86 -0.21 -0.21 0.99 -2.20
VR MIP TRI 6.06 6.50 0.12 0.13 -- --
Hybrid: Equity Savings 4.08 9.00 -0.11 -0.10 1.29 -2.21
Rank within category 11 2 14 14 2 11
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 40
Number of Bonds 10
Average Maturity (yrs) 0.60
Top 10 Holdings (%) 53.59
Portfolio P/B Ratio 2.50
Portfolio P/E Ratio 18.59

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal RBL Bank Fixed Deposits -- 3.60 - 8.37 8.37
equal 9.75% Jamnagar Utilities and Power 2024 Debenture AAA 3.60 - 5.58 5.58
equal HDFC Bank Fixed Deposits -- 0.00 - 3.13 3.13
equal Federal Bank Fixed Deposits -- 0.00 - 3.09 3.09
equal 8.50% Vedanta 15/06/2021 Non Convertible Debenture AA 1.93 - 2.81 2.81
equal Edelweiss Rural & Corporate Services 15/07/2021 Deep Discount Bonds AA 0.72 - 1.11 1.11
equal 8.32% Reliance Jio Infocomm 2021 Debenture AAA 0.56 - 0.86 0.86
equal JM Fin Asset Reconstruction co 15/07/2021 Debenture AA- 0.37 - 0.60 0.60
equal Edelweiss Retail Finance 29/07/2021 Debenture AA 0.36 - 0.55 0.55
equal 8.37% National Bank Agr. Rur. Devp 22/06/2020 Debenture AAA 0.35 - 0.52 0.52

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Hindustan Unilever FMCG 75.69 7.36 0.00 7.36
up ICICI Bank Financial 25.08 6.81 0.00 6.81
up HDFC Financial 15.72 6.12 0.00 5.86
equal Infosys Technology 20.06 5.63 0.00 5.46
equal HDFC Bank Financial 22.68 8.23 0.00 4.17
down Reliance Industries Energy 31.35 6.65 0.00 3.71
equal Adani Ports and Special Economic Zone Services 18.52 3.13 0.00 3.13
up Tata Consultancy Services Technology 25.58 6.20 0.00 2.79
down Wipro Technology 13.02 3.48 0.00 2.28
up State Bank of India Financial 8.99 2.95 0.00 2.23
up UPL Chemicals 19.04 2.19 0.00 2.19
down Adani Power Engineering -- 2.27 0.00 2.06
down Bharti Airtel Communication -- 4.29 0.00 1.96
down Lupin Healthcare -- 1.47 0.00 1.47
equal Larsen & Toubro Construction 13.89 4.27 0.00 1.40
up Titan Company Cons Durable 58.63 1.85 0.00 1.22
down Century Textiles & Inds. Diversified 9.83 8.62 0.00 1.09
up Tech Mahindra Technology 13.82 2.99 0.00 1.00
equal Ultratech Cement Construction 19.07 1.17 0.00 0.98
equal Kotak Mahindra Bank Financial 31.51 3.32 0.00 0.96
new NMDC Metals 7.34 2.14 0.00 0.87
down Divi's Laboratories Healthcare 41.96 1.58 0.00 0.85
equal Voltas Cons Durable 35.88 0.83 0.00 0.80
new Cipla Healthcare 33.30 0.70 0.00 0.70
new ICICI Prudential Life Insurance Co. Ltd. Financial 58.38 0.66 0.00 0.66

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Murthy Nagarajan since 01-Apr-2017

Education: Mr. Nagarajan is a M.Com, ICWA and PGPMS.

Experience: Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..

Funds Managed:

— Sailesh Jain since 09-Nov-2018

Education: Mr. Jain is a Commerce Graduate and an MBA.

Experience: Prior to joining TATA Mutual Fund, he has worked with Invesco Mutual Fund, IDFC Securities Ltd. as Head Derivatives, Quant Broking Pvt Ltd. as Vice President and IIFL(India Infoline) as Vice President.

Funds Managed:


0.27%

Change from previous, NAV as on 09-Jul-2020

Growth: ₹ 36.0093

Dividend Monthly: ₹ 14.8321

Dividend: ₹ 17.5247


Investment Strategy

The scheme aims to provide long term capital appreciation by investing in equity and equity related instruments, equity arbitrage opportunities and investments in debt and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 150
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load For units in excess of 12% of the investment,0.25% will be charged for redemption within 90 days

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 6.96%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 96 Cr (As on 31-May-2020)
Expense: 1.19% (As on 31-May-2020)
Risk Grade: Below Average
Return Grade: Average
Turnover: 225.54%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly03-Mar-20200.0620

 03-Feb-20200.0620
 03-Jan-20200.0620
 04-Dec-20190.0620
 04-Nov-20190.0620
 03-Oct-20190.0620
 03-Sep-20190.0620
 05-Aug-20190.0620
 04-Jul-20190.0717
 03-Jun-20190.0717
 03-May-20190.0708
 04-Apr-20190.0708
 05-Mar-20190.0708
 04-Feb-20190.0708
 03-Jan-20190.0708
 04-Dec-20180.0708
 04-Oct-20180.0708
 04-Sep-20180.0735
 06-Aug-20180.0735
 04-Jul-20180.0735
 04-Jun-20180.0735
 04-May-20180.0735
 03-Apr-20180.0726
 05-Mar-20180.0850
 06-Oct-20170.0850
Dividend15-Jun-20170.2200

 17-Mar-20170.3000
 16-Dec-20160.3000
 16-Jun-20150.1456
 16-Mar-20150.1432
 16-Dec-20140.1448
 16-Sep-20140.1555
 17-Jun-20140.1555

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

VR Helpline

Investing rationally when markets are irrational.

dateSaturday, 11-Jul-2020
time04:00 PM - 04:30 PM