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Tata Money Market Fund - Regular Plan download report

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Debt: Money Market

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1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Money Market debt funds invest in bonds with a maturity of up to one year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds over the said timeframe is low but they do not guarantee returns or safety of capital.

Such funds are usually more suited to institutional investors. Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund.

If you do decide to invest in them, remember that these funds usually deliver low returns which are only marginally higher than your bank account. They are not suitable if your aim is to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Tata Money Market Reg-G 1.12 -0.02 0.01 0.01 0.68 1.63 3.54 5.40 4.68 5.50 6.57
CCIL T Bill Liquidity Weight 0.55 0.03 0.00 -0.04 0.32 0.83 1.91 2.81 3.35 3.75 4.29
Debt: Money Market 1.02 -0.01 0.01 0.01 0.61 1.47 3.20 5.11 5.86 6.41 7.21
Rank within category 9 14 15 12 11 5 5 3 12 12 12
Number of funds in category 20 20 20 20 20 20 18 14 12 12 12

As on 13-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Money Market Fund - Regular Plan  | Invest Online
5 star
 May-03 3.54 5.40 4.68 0.43% 9,969
Aditya Birla Sun Life Money Manager Fund  | Invest Online
5 star
 Oct-05 3.55 5.52 6.34 0.33% 16,159
HDFC Money Market Fund  | Invest Online
4 star
 Nov-99 3.52 5.50 6.18 0.41% 14,052
Nippon India Money Market Fund  | Invest Online
4 star
 Jun-05 3.66 5.35 6.22 0.28% 11,265
UTI Money Market Fund - Regular Plan  | Invest Online
4 star
 Jul-09 3.61 5.30 6.18 0.28% 10,561

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 1.74 24-Mar-2020 - 31-Mar-2020 -5.89 25-Oct-2018 - 01-Nov-2018
Month 2.46 24-Mar-2020 - 23-Apr-2020 -5.46 05-Oct-2018 - 06-Nov-2018
Quarter 3.98 24-Mar-2020 - 24-Jun-2020 -5.90 07-Aug-2018 - 06-Nov-2018
Year 9.82 24-Aug-2011 - 23-Aug-2012 -0.72 01-Nov-2017 - 01-Nov-2018

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Tata Money Market Reg-G 5.45 0.71 2.69 7.68 1.34 2.82
CCIL T Bill Liquidity Weight 2.86 0.36 -1.85 -5.13 -- --
Debt: Money Market 5.22 0.84 2.19 7.49 1.56 2.74
Rank within category 4 8 5 9 5 5
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 84 90 49 48
Modified Duration (yrs) 0.44 0.56 0.26 0.38
Average Maturity (yrs) 0.44 0.56 0.26 0.39
Yield to Maturity (%) 4.68 4.68 3.68 4.48
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Indian Bank 29/06/2022 Certificate of Deposit A1+ 0.00 - 4.98 4.98
new ICICI Securities 171-D 16/09/2022 Commercial Paper A1+ 0.00 - 4.93 4.93
equal Axis Bank 25/08/2022 Certificate of Deposit A1+ 0.00 - 5.54 3.96
down Reserve Bank of India 182-D 25/08/2022 Treasury Bills SOV 0.00 - 6.58 3.71
equal Reserve Bank of India 182-D 15/09/2022 Treasury Bills SOV 0.00 - 4.49 3.21
new Indian Oil Corporation 23-D 13/05/2022 Commercial Paper A1+ 0.00 - 3.01 3.01
new Indian Bank 15/06/2022 Certificate of Deposit A1+ 0.00 - 2.99 2.99
equal National Bank Agr. Rur. Devp 17/02/2023 Commercial Paper A1+ 0.00 - 4.05 2.89
equal SIDBI 22/02/2023 Certificate of Deposit A1+ 0.00 - 4.05 2.89
new 6.84% GOI 19/12/2022 GOI Securities SOV 0.00 - 2.54 2.54
equal HDFC 305-D 20/01/2023 Commercial Paper A1+ 0.00 - 3.38 2.42
equal HDFC Bank 27/12/2022 Certificate of Deposit A1+ 0.00 - 3.06 2.19
equal 6.68% Gujarat State 23/11/2022 State Development Loan SOV 0.00 - 2.85 2.03
new Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 2.01 2.01
equal Reliance Retail Ventures 172-D 26/08/2022 Commercial Paper A1+ 0.00 - 2.77 1.98
equal Export-Import Bank 184-D 28/09/2022 Certificate of Deposit A1+ 0.00 - 2.76 1.97
new Kotak Securities 154-D 28/09/2022 Commercial Paper A1+ 0.00 - 1.97 1.97
new HDFC Bank 2022 Certificate of Deposit A1+ 0.00 - 1.97 1.97
new Vedanta 153-D 26/09/2022 Commercial Paper A1+ 0.00 - 1.96 1.96
equal Indusind Bank 31/01/2023 Certificate of Deposit A1+ 0.00 - 2.70 1.93
down Reserve Bank of India 182-D 29/09/2022 Treasury Bills SOV 0.00 - 4.07 1.92
equal SIDBI 23/03/2023 Commercial Paper A1+ 0.00 - 2.69 1.92
equal Canara Bank 17/08/2022 Certificate of Deposit A1+ 0.00 - 2.51 1.73
new Barclays Investments & Loans 179-D 04/10/2022 Commercial Paper A1+ 0.00 - 1.72 1.72
equal Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 2.56 1.71

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Amit Somani since 16-Oct-2013

Education: Mr.Somani is a B.Com, PGDBM and CFA.

Experience: Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.

Funds Managed:

Invest Online
-0.02%

Change from previous, NAV as on 13-May-2022

Growth: ₹ 3,787.7406

IDCW Daily: ₹ 1,111.7293

Investment Strategy

The scheme seeks to generate returns with reasonable liquidity to the unit holders by investing in money market instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 1,000
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 21-May-2003
Return Since Launch: 6.67%
Benchmark: CRISIL Money Market Fund BI Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 9,969 Cr (As on 30-Apr-2022)
Expense: 0.43% (As on 31-Mar-2022)
Risk Grade: --
Return Grade: High

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily02-May-20220.4107

 29-Apr-20220.0522
 28-Apr-20220.0936
 27-Apr-20220.1229
 26-Apr-20220.1174
 25-Apr-20220.3028
 22-Apr-20220.1134
 21-Apr-20220.2366
 20-Apr-20220.2654
 19-Apr-20220.3391
 18-Apr-20220.2738
 07-Apr-20220.1983
 06-Apr-20220.1752
 05-Apr-20220.0666
 04-Apr-20220.5615
 31-Mar-20220.4315
 30-Mar-20220.2124
 29-Mar-20220.1279
 28-Mar-20220.4743
 25-Mar-20220.2460
 24-Mar-20220.2815
 23-Mar-20220.2076
 22-Mar-20220.0577
 21-Mar-20220.6129
 17-Mar-20220.1660
IDCW Monthly27-Oct-20173.7642

 27-Sep-20173.6417
 29-Aug-20174.1802
 27-Jul-20173.7917
 28-Jun-20173.8442
 29-May-20174.2116
 26-Apr-20173.5124
 30-Mar-20174.5655
 23-Feb-20173.4792
 27-Jan-20173.8687
 28-Dec-20163.6735
 28-Nov-20164.3665
 26-Oct-20163.7371
 28-Sep-20164.0155
 29-Aug-20164.5516
 27-Jul-20164.2263
 28-Jun-20164.7606
 27-May-20164.6139
 27-Apr-20164.9338
 30-Mar-20165.4187
 25-Feb-20164.3012
 27-Jan-20164.2354
 29-Dec-20154.8144
 26-Nov-20154.2557
 28-Oct-20154.6729
IDCW Weekly24-Oct-20170.8471

 17-Oct-20170.8828
 10-Oct-20170.8682
 03-Oct-20170.9181
 26-Sep-20170.8903
 19-Sep-20170.8887
 12-Sep-20170.8652
 05-Sep-20170.8629
 29-Aug-20170.8700
 22-Aug-20170.8807
 15-Aug-20170.8877
 08-Aug-20170.9070
 01-Aug-20170.8807
 25-Jul-20170.8969
 18-Jul-20170.9103
 11-Jul-20170.9273
 04-Jul-20170.9310
 27-Jun-20170.9061
 20-Jun-20170.8955
 13-Jun-20170.8860
 06-Jun-20170.8902
 30-May-20170.8953
 23-May-20170.9016
 16-May-20170.9205
 09-May-20170.8638

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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