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UTI Money Market Fund - Regular Plan

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Debt: Money Market

1 Lakh

Investment Grown to
₹ 1.08 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.25 Lakh

Analyst's Choice?

Suitability:

Money Market debt funds invest in bonds with maturity of up to 1 year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to 3 months maturity, from the one that invests in bonds maturing in 3-6 months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to the next one year in a Liquid fund.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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cal

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Trailing Returns (%)

YTD 1 Month 3 Months 1 Years 3 Years 5 Years 10 Years
Fund 7.71 0.48 1.58 8.19 7.50 7.72 8.06
CCIL T Bill Liquidity Weight 4.21 0.30 0.89 4.41 4.19 4.52 4.67
Debt: Money Market 7.47 0.48 1.58 7.93 7.09 7.52 7.95
Rank within category 8 10 12 8 5 6 7
Number of funds in category 17 19 19 17 13 13 12

As on 13-Dec-2019

Best & Worst Performance

Best (Period) Worst (Period)
Month 0.96 (01-Mar-2019 - 02-Apr-2019) 0.31 (26-Dec-2009 - 25-Jan-2010)
Quarter 2.67 (24-Jul-2013 - 23-Oct-2013) 0.99 (26-Nov-2009 - 25-Feb-2010)
Year 9.86 (07-Sep-2011 - 06-Sep-2012) 4.47 (14-Jul-2009 - 14-Jul-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.26 0.38 3.96 14.59 0.92 3.03
CCIL T Bill Liquidity Weight 4.11 0.25 -6.57 -10.84 -- --
Debt: Money Market 6.87 0.70 2.72 7.64 0.98 2.73
Rank within category 5 6 4 2 6 8
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2019

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 64 64 28 41
Modified Duration (yrs) -- 0.32 0.32 0.36
Average Maturity (yrs) 0.37 0.69 0.19 0.36
Yield to Maturity (%) -- 8.45 5.55 5.51

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Export-Import Bank 27/03/2020 Certificate of Deposit A1+ 0.00 - 7.83 4.05
equal Andhra Bank 26/03/2020 Certificate of Deposit A1+ 0.00 - 5.33 4.04
new Indusind Bank 20/05/2020 Certificate of Deposit A1+ 0.00 - 3.70 3.70
new Reliance Industries 180-D 18/05/2020 Commercial Paper A1+ 0.00 - 3.70 3.70
equal Can Fin Homes 363-D 01/06/2020 Commercial Paper A1+ 0.00 - 4.83 3.68
new Reliance Industries 109-D 06/03/2020 Commercial Paper A1+ 0.00 - 3.12 3.12
equal Andhra Bank 2020 Certificate of Deposit A1+ 0.00 - 3.26 3.12
equal Oriental Bank of Com. 13/03/2020 Certificate of Deposit A1+ 0.00 - 3.87 2.93
new Tata Power 89-D 18/12/2019 Commercial Paper A1+ 0.00 - 2.84 2.84
up IDFC First Bank 20/03/2020 Certificate of Deposit A1+ 0.00 - 2.80 2.80
equal Cholamandalam Invest. & Fin. 364-D 04/03/2020 Commercial Paper A1+ 0.00 - 3.28 2.50
equal ICICI Bank 23/03/2020 Certificate of Deposit A1+ 0.00 - 3.29 2.49
equal JSW Steel 170-D 06/03/2020 Commercial Paper A1+ 0.00 - 3.09 2.49
new Indusind Bank 24/03/2020 Certificate of Deposit A1+ 0.00 - 2.49 2.49
equal SIDBI 15/05/2020 Securitised Debt A1+ 0.00 - 3.25 2.47
new Tata Capital Financial Services 180-D 18/05/2020 Commercial Paper A1+ 0.00 - 2.46 2.46
new Axis Finance 179-D 15/05/2020 Commercial Paper A1+ 0.00 - 2.46 2.46
new Indusind Bank 29/06/2020 Certificate of Deposit A1+ 0.00 - 2.45 2.45
equal Tata Capital Financial Services 365-D 27/08/2020 Commercial Paper A1+ 0.00 - 2.99 2.42
new Andhra Bank 2020 Certificate of Deposit A1+ 0.00 - 2.10 2.10
equal National Bank Agr. Rur. Devp 18/02/2020 Commercial Paper A1+ 0.00 - 2.65 2.00
new Adani Ports and Special Economic Zone 81-D 07/02/2020 Commercial Paper A1+ 0.00 - 1.88 1.88
equal SIDBI 14/02/2020 Commercial Paper A1+ 0.00 - 2.48 1.88
equal Oriental Bank of Com. 2020 Certificate of Deposit A1+ 0.00 - 6.73 1.56
new Aditya Birla Finance 291-D 13/03/2020 Commercial Paper A1+ 0.00 - 1.56 1.56

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2019

Fund Manager

— Amandeep Singh Chopra since 01-Jul-2015

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with associated with UTI AMC for over two decades.

Interviews:

Funds Managed:

— Amit Sharma since 08-Jul-2017

Experience: He has been associated with the Dept. of Fund Management of UTI for the past 4 years.

Funds Managed:

Invest Online
0.01%

Change from previous, NAV as on 13-Dec-2019

Growth: ₹ 2,213.4651

Flexi Dividend: ₹ 1,041.5659

More

Dividend Yearly: ₹ 1,318.3915

Dividend Weekly: ₹ 1,019.4108

Dividend Quarterly: ₹ 1,062.0265

Dividend Monthly: ₹ 1,038.3354

Dividend Half Yearly: ₹ 1,243.9149

Dividend Fortnightly: ₹ 1,158.9483

Dividend Daily: ₹ 1,003.5604

Investment Strategy

The scheme seeks to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 10,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 06-Jul-2009
Benchmark: CRISIL Money Market Index
Riskometer: Moderately Low
Type: Open-ended
Assets: ₹ 7,902 Cr (As on 30-Nov-2019)
Expense: 0.27% (As on 30-Nov-2019)
Risk Grade: --
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily13-Dec-20190.1228

 12-Dec-20190.1214
 11-Dec-20190.1237
 10-Dec-20190.1226
 09-Dec-20190.4687
 06-Dec-20190.1520
 05-Dec-20190.1308
 04-Dec-20190.1232
 03-Dec-20190.1260
 02-Dec-20190.4215
 29-Nov-20190.1326
 28-Nov-20190.2028
 27-Nov-20190.2352
 26-Nov-20190.1256
 25-Nov-20190.3815
 22-Nov-20190.1877
 21-Nov-20190.2758
 20-Nov-20190.1161
 19-Nov-20190.1282
 18-Nov-20190.3744
 15-Nov-20190.1597
 14-Nov-20190.0869
 13-Nov-20190.2515
 11-Nov-20190.3779
 08-Nov-20190.1263
Dividend Fortnightly10-Dec-20191.7754

 25-Nov-20192.1570
 11-Nov-20192.2806
 25-Oct-20192.4484
 10-Oct-20193.3259
 25-Sep-20191.1367
 11-Sep-20192.7881
 26-Aug-20191.9015
 13-Aug-20194.4249
 25-Jul-20193.0231
 10-Jul-20193.5840
 25-Jun-20192.1334
 10-Jun-20192.6581
 27-May-20194.1482
 10-May-20192.6285
 25-Apr-20191.4182
 10-Apr-20194.2346
 25-Mar-20192.6762
 11-Mar-20192.5276
 25-Feb-20192.4685
 11-Feb-20193.2277
 25-Jan-20192.7864
 10-Jan-20193.1348
 26-Dec-20183.0764
 10-Dec-20182.6678
Dividend Monthly02-Dec-20193.8423

 01-Nov-20194.7695
 01-Oct-20193.6525
 03-Sep-20195.2668
 01-Aug-20196.9207
 01-Jul-20193.4433
 03-Jun-20197.0064
 02-May-20192.7045
 02-Apr-20197.1398
 01-Mar-20194.5233
 01-Feb-20195.2164
 01-Jan-20195.2827
 03-Dec-20185.3813
 01-Nov-20185.2383
 01-Oct-20184.0103
 03-Sep-20185.1569
 01-Aug-20184.6447
 02-Jul-20185.0925
 01-Jun-20184.2886
 02-May-20184.0184
 03-Apr-20185.2291
 02-Mar-20183.7823
 01-Feb-20184.1122
 01-Jan-20183.7182
 04-Dec-20174.2599
Dividend Weekly10-Dec-20191.0473

 03-Dec-20191.3167
 26-Nov-20190.0708
 19-Nov-20191.1317
 13-Nov-20191.7036
 05-Nov-20190.7586
 29-Oct-20190.4247
 22-Oct-20190.8835
 15-Oct-20190.9999
 09-Oct-20190.7371
 01-Oct-20190.2346
 03-Sep-20191.0613
 27-Aug-20191.1280
 20-Aug-20190.8162
 13-Aug-20191.4589
 06-Aug-20191.5471
 30-Jul-20191.0825
 23-Jul-20190.9526
 16-Jul-20191.9104
 09-Jul-20191.7969
 02-Jul-20190.9022
 25-Jun-20190.8683
 18-Jun-20190.9686
 11-Jun-20190.6105
 04-Jun-20191.6032

News & Analysis

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

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