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4 star

Franklin India Liquid Fund - Direct Plan

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.05 0.01 0.07 0.31 0.83 1.69 3.31 5.00 5.84 6.52 --
CCIL T Bill Liquidity Weight 1.85 0.00 0.04 0.19 0.43 1.06 2.01 3.22 3.53 3.99 --
Debt: Liquid 3.06 0.01 0.07 0.30 0.82 1.68 3.31 4.82 5.62 6.32 --
Rank within category 21 21 3 17 12 17 20 3 4 2 --
Number of funds in category 36 37 37 37 37 37 36 33 32 31 1

As on 02-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Franklin India Liquid Fund - Direct Plan  | Invest Online Now
4 star
 Jan-13 3.31 5.00 5.84 0.13% 1,677
ICICI Prudential Liquid Fund - Direct Plan  | Invest Now
4 star
 Jan-13 3.30 4.91 5.74 0.20% 35,561
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
 Jan-13 3.34 4.95 5.80 0.21% 29,710
Nippon India Liquid Fund - Direct Plan  | Invest Online
4 star
 Jan-13 3.34 4.94 5.79 0.18% 20,961
Tata Liquid Fund - Direct Plan  | Invest Online
4 star
 Jan-13 3.30 4.91 5.77 0.22% 8,688

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.54 24-Mar-2020 - 31-Mar-2020 -0.16 17-Mar-2020 - 24-Mar-2020
Month 0.97 08-Aug-2013 - 09-Sep-2013 0.19 23-Feb-2020 - 24-Mar-2020
Quarter 2.66 24-Jul-2013 - 23-Oct-2013 0.75 21-Oct-2020 - 20-Jan-2021
Year 9.91 26-Jul-2013 - 27-Jul-2014 3.22 25-Jun-2020 - 25-Jun-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.91 0.52 2.14 16.06 1.13 1.81
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Liquid 4.73 0.47 2.01 11.93 0.99 1.55
Rank within category 3 35 9 4 35 2
Number of funds in category 35 35 35 35 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 27 28 17 35
Modified Duration (yrs) 0.08 0.12 0.05 --
Average Maturity (yrs) 0.09 0.12 0.05 --
Yield to Maturity (%) 3.69 3.69 2.86 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 8.79% GOI 2021 Central Government Loan SOV 0.00 - 5.97 5.97
equal Reserve Bank of India 182-D 18/11/2021 Treasury Bills SOV 0.00 - 5.95 5.95
up 6.22% HDFC 2021 Debenture AAA 0.00 - 4.48 4.48
equal Reliance Jio Infocomm 91-D 10/11/2021 Commercial Paper A1+ 0.00 - 4.47 4.47
equal Reserve Bank of India 182-D 25/11/2021 Treasury Bills SOV 0.00 - 4.46 4.46
equal Reliance Retail Ventures 85-D 30/11/2021 Commercial Paper A1+ 0.00 - 4.46 4.46
equal Kotak Mahindra Prime 91-D 30/11/2021 Commercial Paper A1+ 0.00 - 4.46 4.46
equal HDFC Securities 90-D 30/11/2021 Commercial Paper A1+ 0.00 - 4.45 4.45
new National Bank Agr. Rur. Devp 89-D 25/01/2022 Commercial Paper A1+ 0.00 - 4.43 4.43
new 7.22% LIC Housing Fin. 19/11/2021 Non Convertible Debenture AAA 0.00 - 3.58 3.58
equal Axis Finance 180-D 29/11/2021 Commercial Paper A1+ 0.00 - 2.97 2.97
equal Reserve Bank of India 91-D 09/12/2021 Treasury Bills SOV 0.00 - 2.97 2.97
equal Reserve Bank of India 182-D 16/12/2021 Treasury Bills SOV 0.00 - 2.97 2.97
equal Reserve Bank of India 91-D 23/12/2021 Treasury Bills SOV 0.00 - 2.97 2.97
equal SIDBI 90-D 28/12/2021 Commercial Paper A1+ 0.00 - 2.96 2.96
new ICICI Securities 62-D 21/12/2021 Commercial Paper A1+ 0.00 - 2.96 2.96
new Larsen & Toubro 67-D 28/12/2021 Commercial Paper A1+ 0.00 - 2.96 2.96
new Reliance Industries 82-D 28/12/2021 Commercial Paper A1+ 0.00 - 2.96 2.96
equal ICICI Securities 76-D 16/11/2021 Commercial Paper A1+ 0.00 - 1.78 1.78
new Bajaj Financial Securities 91-D 21/01/2022 Commercial Paper A1+ 0.00 - 1.77 1.77
equal Indian Oil Corporation 37-D 12/11/2021 Commercial Paper A1+ 0.00 - 1.49 1.49
equal Reserve Bank of India 91-D 16/12/2021 Treasury Bills SOV 0.00 - 1.48 1.48
new Axis Finance 234-D 10/12/2021 Commercial Paper A1+ 0.00 - 1.48 1.48
new Reliance Industries 91-D 17/12/2021 Commercial Paper A1+ 0.00 - 1.48 1.48
new Chennai Petroleum Corporation 91-D 31/12/2021 Commercial Paper A1+ 0.00 - 1.48 1.48

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Pallab Roy since 01-Jan-2013

Education: Mr. Roy is a M.Com and MBA (Finance).

Experience: He has been associated with Franklin Templeton Investments since 2001.

Funds Managed:

— Umesh Sharma since 25-Oct-2018

Education: Mr. Sharma is a B.Com (H), CS and CA.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.

Funds Managed:

Invest Online Now
0.01%

Change from previous, NAV as on 02-Dec-2021

Growth: ₹ 3,161.5091

IDCW Weekly: ₹ 1,021.7788

IDCW Daily: ₹ 1,002.1877

Investment Strategy

The scheme aims to provide current income with high liquidity through 100% investment in debt and money market instruments.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 7.13%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 1,677 Cr (As on 31-Oct-2021)
Expense: 0.13% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily01-Dec-20210.0865

 30-Nov-20210.1056
 29-Nov-20210.0970
 28-Nov-20210.1841
 26-Nov-20210.1367
 25-Nov-20210.1045
 24-Nov-20210.1288
 23-Nov-20210.0871
 22-Nov-20210.0625
 21-Nov-20210.2831
 18-Nov-20210.0840
 17-Nov-20210.1019
 16-Nov-20210.0800
 15-Nov-20210.0911
 14-Nov-20210.1825
 12-Nov-20210.1051
 11-Nov-20210.1185
 10-Nov-20210.0942
 09-Nov-20210.1423
 08-Nov-20210.1777
 07-Nov-20210.3994
 03-Nov-20210.1206
 02-Nov-20210.0997
 01-Nov-20210.0914
 31-Oct-20210.1954
IDCW Weekly28-Nov-20210.7178

 21-Nov-20210.6532
 14-Nov-20210.8363
 07-Nov-20210.7249
 31-Oct-20210.4835
 24-Oct-20210.5646
 17-Oct-20210.6744
 10-Oct-20210.7183
 03-Oct-20210.6030
 26-Sep-20210.5636
 19-Sep-20210.6169
 12-Sep-20210.5926
 05-Sep-20210.6326
 29-Aug-20210.6606
 22-Aug-20210.5704
 16-Aug-20210.8212
 08-Aug-20210.6376
 01-Aug-20210.6402
 25-Jul-20210.6884
 18-Jul-20210.7124
 11-Jul-20210.6361
 04-Jul-20210.6790
 27-Jun-20210.7120
 20-Jun-20210.5791
 13-Jun-20210.6654

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: http://www.franklintempletonindia.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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