Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan
Value Research Rating
Our Opinion
Riskometer
Moderate
₹47.5771 -0.39%
As on 18-May-2026
Returns
Risk
This fund has Moderate risk.
As per SEBI's Riskometer.
Portfolio of Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan
Asset Allocation
Split between different types of investments
Credit Rating Weightage
Split between categories of Equity investments
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan
|
|
Moderate
|
loading... |
0.26 |
||
|
|
Moderate
|
loading... |
0.28 |
|||
|
|
Moderate
|
loading... |
0.31 |
|||
|
|
Moderate
|
loading... |
0.14 |
|||
|
|
Moderate
|
loading... |
0.14 |
Other details of Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan
Assets
₹325 Cr
Exit Load (Days)
--
Min. Investment (₹)
1,000
Min. Withdrawal (₹)
500
Min. SIP Investment (₹)
100
Min. No of Cheques
6
About Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan
Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan is a debt mutual fund scheme of Bandhan Mutual Fund. Launched on January 01, 2013, it is currently managed by Harshal Joshi. The fund has an expense ratio of 0.26% with an overall AUM (Assets Under Management) of ₹325 Cr.
Bandhan Government Securities Fund - Constant Maturity Plan - Direct Plan is mandated to invest at least 80 per cent of its assets in bonds issued by the government of India, such that the duration of its portfolio is equal to 10 years. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹100.
Investment Strategy
The scheme seeks to generate optimal returns with high liquidity by investing in Government securities such that weighted average portfolio maturity of around 10 years.
Suitability
Gilt with 10 year Constant Duration funds are avoidable for most investors because:
- They may undergo sharp declines in investment value, which is typically not favoured by fixed-income investors
- Short Duration funds are a better choice for debt allocation in a portfolio
Capital Gains Taxation
- If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- If investment is made before 1 April 2023:
- Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
- Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan
Change in Fund Managers at IDFC Mutual Fund
1 min read•By News Desk
FAQ for Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan
How to Invest in Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan can be bought from the Bandhan Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan Today?
The latest declared NAV of Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan, is ₹47.5771 as of 19-May-2026.
What are the top holdings of Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan?
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.54 23/05/2036 |
65.02
|
|
GOI Sec 6.68 07/07/2040 |
21.73
|
|
GOI Sec 7.18 14/08/2033 |
4.97
|
|
GOI Sec 7.10 08/04/2034 |
4.63
|
|
GOI Sec 8.24 15/02/2027 |
0.14
|
What is the return of Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan in the last 5 years?
Over the past five years, Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan has delivered an annualised return of 5.59% as of 19-May-2026.
What is the minimum investment required in Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan?
The minimum investment required to start investing in Bandhan Gilt Fund with 10 year Constant Duration Fund - Direct Plan is ₹1,000 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.
New Process Alert 
Seems like you've uploaded a wrong QR code. Please upload the QR code downloaded from MF Central platform.