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4 star

Sundaram Liquid Fund - Direct Plan download report


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Sundaram Liquid Direct-G 2.61 0.02 0.10 0.42 1.23 2.13 3.90 4.11 5.17 5.82 --
CCIL T Bill Liquidity Weight 1.24 -0.04 0.05 0.21 0.72 0.97 1.98 2.58 3.26 3.62 --
Debt: Liquid 2.57 0.02 0.10 0.42 1.22 2.09 3.85 4.05 5.30 5.90 --
Rank within category 6 30 16 7 11 6 8 17 28 27 --
Number of funds in category 37 37 37 37 37 37 37 36 32 31 1

As on 17-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Liquid Fund - Direct Plan
4 star
Dec-12 3.90 4.11 5.17 0.17 2,539
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.90 4.17 5.42 0.21 32,891
Baroda BNP Paribas Liquid Fund - Direct Plan
5 star
Jan-13 3.94 4.15 5.40 0.19 6,654
LIC MF Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.86 4.17 5.38 0.17 5,293
Mirae Asset Cash Management Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.89 4.13 5.37 0.17 4,462

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.26 06-Sep-2013 - 15-Sep-2013 -5.62 23-Sep-2018 - 30-Sep-2018
Month 0.96 08-Aug-2013 - 09-Sep-2013 -7.90 09-Sep-2018 - 09-Oct-2018
Quarter 2.72 24-Jul-2013 - 23-Oct-2013 -6.86 09-Sep-2018 - 09-Dec-2018
Year 9.90 26-Jul-2013 - 27-Jul-2014 -2.28 09-Sep-2018 - 09-Sep-2019

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Sundaram Liquid Direct-G 4.05 0.29 1.94 7.43 0.65 1.14
CCIL T Bill Liquidity Weight 2.60 0.34 -2.61 -4.87 -- --
Debt: Liquid 3.99 0.29 1.68 6.51 0.63 1.07
Rank within category 16 14 8 13 17 19
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 36 38 10 51
Modified Duration (yrs) 0.08 0.12 0.03 0.09
Average Maturity (yrs) 0.08 0.12 0.04 0.10
Yield to Maturity (%) 5.79 5.79 3.21 5.62
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Indian Oil Corporation 51-D 26/08/2022 Commercial Paper A1+ 0.00 - 9.81 9.81
up Canara Bank 17/08/2022 Certificate of Deposit A1+ 0.00 - 5.89 5.89
equal Punjab National Bank 2022 Certificate of Deposit A1+ 0.00 - 4.21 3.93
new Tata Steel 30-D 19/08/2022 Commercial Paper A1+ 0.00 - 3.93 3.93
equal Reliance Jio Infocomm 70-D 26/08/2022 Commercial Paper A1+ 0.00 - 4.20 3.92
new Redington India 29-D 26/08/2022 Commercial Paper A1+ 0.00 - 3.92 3.92
equal NTPC 91-D 13/09/2022 Commercial Paper A1+ 0.00 - 4.19 3.91
down Reserve Bank of India 91-D 15/09/2022 Treasury Bills SOV 0.00 - 4.40 3.91
equal Birla Group Holdings 91-D 22/08/2022 Commercial Paper A1+ 0.00 - 5.24 3.53
equal TVS Credit Services 62-D 25/08/2022 Commercial Paper A1+ 0.00 - 3.36 3.14
equal National Bank Agr. Rur. Devp 175-D 30/08/2022 Commercial Paper A1+ 0.00 - 4.37 2.94
equal HDFC 150-D 16/09/2022 Commercial Paper A1+ 0.00 - 3.14 2.93
new 8.30% Muthoot Finance 2022 Debenture AA+ 0.00 - 2.17 2.17
new HDFC Bank 17/08/2022 Certificate of Deposit A1+ 0.00 - 1.96 1.96
new HDFC 91-D 17/08/2022 Commercial Paper A1+ 0.00 - 1.96 1.96
equal HDFC-Warrant 362-D 22/08/2022 Commercial Paper A1+ 0.00 - 2.92 1.96
equal Punjab & Sind Bank 23/08/2022 Certificate of Deposit A1+ 0.00 - 2.10 1.96
equal IIFL Wealth Prime 85-D 26/08/2022 Commercial Paper A1+ 0.00 - 2.10 1.96
new Reliance Retail Ventures 172-D 30/08/2022 Commercial Paper A1+ 0.00 - 1.96 1.96
new Tata Power Renewable Energy 33-D 29/08/2022 Commercial Paper A1+ 0.00 - 1.96 1.96
new HDFC Bank 2022 Certificate of Deposit A1+ 0.00 - 1.96 1.96
new Reliance Retail Ventures 182-D 07/09/2022 Commercial Paper A1+ 0.00 - 1.96 1.96
equal Canara Bank 14/09/2022 Certificate of Deposit A1+ 0.00 - 2.09 1.96
equal Reliance Retail Ventures 91-D 19/09/2022 Commercial Paper A1+ 0.00 - 2.09 1.95
equal Aditya Birla Money 91-D 19/09/2022 Commercial Paper A1+ 0.00 - 2.09 1.95

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Dwijendra Srivastava since 01-Jan-2022

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Sandeep Agarwal since 16-May-2022

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:


0.02%

Change from previous, NAV as on 18-Aug-2022

Growth: ₹ 1,911.1339

IDCW Weekly: ₹ 1,007.9503

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IDCW Quarterly: ₹ 1,035.7652

IDCW Monthly: ₹ 1,024.3371

IDCW Fortnightly: ₹ 1,025.1100

IDCW Daily: ₹ 1,000.6367

Bonus: ₹ 1,050.9529


Investment Strategy

The scheme aims to provide income from short-term investments, consistent with preservation of capital and liquidity by investing in a portfolio of money market and in investment grade debt instruments .

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 1,000
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 31-Dec-2012
Return Since Launch: 6.70%
Benchmark: NIFTY Liquid Index B-I
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 2,539 Cr (As on 31-Jul-2022)
Expense Ratio: 0.17% (As on 31-Jul-2022)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily17-Aug-20220.1595

 16-Aug-20220.5979
 12-Aug-20220.1275
 11-Aug-20220.1631
 10-Aug-20220.1556
 09-Aug-20220.1479
 08-Aug-20220.1508
 07-Aug-20220.2987
 05-Aug-20220.1204
 04-Aug-20220.1287
 03-Aug-20220.1534
 02-Aug-20220.1979
 01-Aug-20220.2122
 31-Jul-20220.3065
 29-Jul-20220.1662
 28-Jul-20220.1073
 27-Jul-20220.0380
 26-Jul-20220.0718
 25-Jul-20220.1334
 24-Jul-20220.2883
 22-Jul-20220.0993
 21-Jul-20220.0748
 20-Jul-20220.0679
 19-Jul-20220.1189
 18-Jul-20220.1350
IDCW Monthly17-Aug-20224.6099

 15-Jul-20224.0620
 17-Jun-20223.8847
 17-May-20223.2966
 13-Apr-20222.9170
 16-Mar-20222.8749
 17-Feb-20223.0774
 16-Jan-20221.6000
 17-Dec-20212.7663
 17-Nov-20213.1160
 14-Oct-20212.4436
 17-Sep-20212.7293
 17-Aug-20212.9464
 17-Jul-20212.7305
 17-Jun-20212.7869
 17-May-20212.7229
 16-Apr-20212.7721
 17-Mar-20212.4026
 17-Feb-20213.0405
 15-Jan-20212.3666
 17-Dec-20202.3615
 17-Nov-20202.7881
 16-Oct-20202.6968
 17-Sep-20202.6321
 17-Aug-20202.8936
IDCW Fortnightly12-Aug-20222.2081

 29-Jul-20222.5421
 08-Jul-20222.0705
 24-Jun-20221.8545
 10-Jun-20221.8440
 27-May-20221.7575
 13-May-20221.2198
 29-Apr-20222.1081
 08-Apr-20221.5390
 25-Mar-20221.5240
 11-Mar-20221.4003
 25-Feb-20221.4484
 11-Feb-20221.4604
 28-Jan-20221.2266
 14-Jan-20221.3252
IDCW Weekly12-Aug-20221.0508

 05-Aug-20221.1262
 29-Jul-20220.8104
 22-Jul-20220.7735
 15-Jul-20220.9110
 08-Jul-20221.0077
 01-Jul-20221.0223
 24-Jun-20221.0466
 17-Jun-20220.7738
 10-Jun-20220.9196
 03-Jun-20220.8901
 27-May-20220.8653
 20-May-20220.8629
 13-May-20220.8303
 06-May-20220.3720
 29-Apr-20220.5799
 22-Apr-20220.9586
 13-Apr-20220.5295
 08-Apr-20221.0344
 30-Mar-20220.4777
 25-Mar-20220.8220
 17-Mar-20220.6742
 11-Mar-20220.7006
 04-Mar-20220.6738
 25-Feb-20220.6751
IDCW Quarterly28-Jun-20227.5000

 28-Mar-20227.5000

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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