Bandhan Liquid Fund - Direct Plan
Returns
Risk
This fund has Low to Moderate risk.
As per SEBI's Riskometer.
Portfolio of Bandhan Liquid Fund - Direct Plan
Asset Allocation
Split between different types of investments
Credit Rating Weightage
Split between categories of Equity investments
Peer Comparison
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Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Bandhan Liquid Fund - Direct Plan
|
Low to Moderate
|
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0.07 |
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|
Moderate
|
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0.21 |
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|
Low to Moderate
|
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0.11 |
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|
Moderate
|
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0.22 |
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|
Low to Moderate
|
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0.17 |
Other details of Bandhan Liquid Fund - Direct Plan
Assets
₹17,385 Cr
Exit Load (Days)
0.01 (1)
Min. Investment (₹)
100
Min. Withdrawal (₹)
500
Min. SIP Investment (₹)
100
Min. No of Cheques
6
About Bandhan Liquid Fund - Direct Plan
Bandhan Liquid Fund - Direct Plan is a debt mutual fund scheme of Bandhan Mutual Fund. Launched on January 01, 2013, it is currently managed by Harshal Joshi and Brijesh Shah. The fund has an expense ratio of 0.07% with an overall AUM (Assets Under Management) of ₹17,385 Cr.
Bandhan Liquid Fund - Direct Plan is mandated to invest in bonds having a maturity of up to three months. The fund allows minimum lumpsum investment of ₹100 and minimum SIP of ₹100.
Investment Strategy
The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 days.
Suitability
Liquid funds are suitable for:
- Parking emergency corpus or idle money for capital preservation
- Earning slightly higher returns than savings bank account, with low volatility
- Investment horizon of up to 1 year
Note:
- There is no guarantee of returns
- Not suitable for long-term wealth creation
Capital Gains Taxation
- If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- If investment is made before 1 April 2023:
- Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
- Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on Bandhan Liquid Fund - Direct Plan
IDFC Cash Fund to be Renamed as Bandhan Liquid Fund
1 min read•By News Desk
Fall in liquid funds
2 min read•By Research Desk
FAQ for Bandhan Liquid Fund - Direct Plan
How to Invest in Bandhan Liquid Fund - Direct Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Bandhan Liquid Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Bandhan Liquid Fund - Direct Plan can be bought from the Bandhan Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of Bandhan Liquid Fund - Direct Plan Today?
The latest declared NAV of Bandhan Liquid Fund - Direct Plan, is ₹3,361.8680 as of 26-May-2026.
What are the top holdings of Bandhan Liquid Fund - Direct Plan?
| Company | Percentage of Portfolio |
|---|---|
|
Reliance Jio Infocomm Ltd CP 25-D 08/05/2026 |
4.31
|
|
Union Bank of India CD 01/06/2026 |
3.72
|
|
HDFC Bank Ltd CD 11/06/2026 |
3.43
|
|
Export-Import Bank Of India CP 91-D 27/05/2026 |
2.86
|
|
HDFC Bank Ltd CD 04/06/2026 |
2.86
|
What is the return of Bandhan Liquid Fund - Direct Plan in the last 5 years?
Over the past five years, Bandhan Liquid Fund - Direct Plan has delivered an annualised return of 6.12% as of 26-May-2026.
What is the minimum investment required in Bandhan Liquid Fund - Direct Plan?
The minimum investment required to start investing in Bandhan Liquid Fund - Direct Plan is ₹100 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.