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2 star

HDFC Hybrid Debt Fund - Direct Plan


Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.13 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.88 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.25 0.41 0.77 1.39 8.94 -0.27 4.89 4.09 6.77 10.05 --
VR MIP TRI 1.58 0.11 1.04 1.67 7.58 1.09 5.55 6.62 7.33 9.05 --
Hybrid: Conservative Hybrid 1.93 0.28 0.93 1.60 7.92 0.34 5.87 4.99 6.98 9.45 --
Rank within category 29 8 20 17 8 31 30 25 20 9 --
Number of funds in category 39 39 39 39 39 39 38 36 33 29 0

As on 10-Aug-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HDFC Hybrid Debt Fund - Direct Plan  | Invest Online
2 star
Jan-13 4.89 4.09 6.77 1.42 2,382
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 9.32 7.83 9.43 1.15 1,729
UTI Regular Savings Fund - Direct Plan  | Invest Online
2 star
Jan-13 2.78 3.82 6.37 1.11 1,679
Aditya Birla Sun Life Regular Savings Fund - Direct Plan  | Invest Online
2 star
Jan-13 1.75 2.33 6.73 1.12 1,202
SBI Debt Hybrid Fund - Direct Plan  | Invest Online
3 star
Jan-13 8.12 4.82 7.58 1.19 972

Best & Worst Performance

Best (Period) Worst (Period)
Week 4.12 (24-Mar-2020 - 31-Mar-2020) -5.61 (11-Mar-2020 - 18-Mar-2020)
Month 8.57 (07-May-2014 - 06-Jun-2014) -12.04 (20-Feb-2020 - 23-Mar-2020)
Quarter 14.23 (13-Mar-2014 - 12-Jun-2014) -10.30 (23-Dec-2019 - 23-Mar-2020)
Year 30.06 (30-Jan-2014 - 30-Jan-2015) -6.17 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.58 6.54 -0.25 -0.33 0.87 -2.52
VR MIP TRI 6.24 6.56 0.16 0.18 -- --
Hybrid: Conservative Hybrid 4.68 7.10 0.00 0.07 0.84 -1.40
Rank within category 26 24 28 31 26 25
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 32
Number of Bonds 52
Average Maturity (yrs) 4.08
Top 10 Holdings (%) 37.25
Portfolio P/B Ratio 1.10
Portfolio P/E Ratio 10.02

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Tata Housing Devp. Co. 2023 Zero Coupon Bonds AA 0.00 - 5.06 5.03
equal 8.75% Vedanta 30/06/2022 Non Convertible Debenture AA 0.00 - 5.22 4.99
equal 8.95% Pipeline Infrastructure 22/03/2024 Non Convertible Debenture AAA 0.00 - 4.53 4.52
equal 7.90% Sikka Ports and Terminals 18/11/2026 Debenture AAA 0.00 - 4.44 4.44
equal 9.50% DLF 17/03/2023 Non Convertible Debenture A+ 0.00 - 4.19 4.15
equal Tata Power 2021 Bonds/NCDs AA- 1.23 - 3.95 3.87
equal 9.10% Shriram Transport Finance 2021 Debenture AA+ 0.00 - 2.84 2.80
equal 9.23% Talwandi Sabo Power 30/07/2021 Debenture AA 0.00 - 2.86 2.77
equal 8.30% IRFC 25/03/2029 Debenture AAA 1.97 - 2.42 2.35
equal 8.27% Nat. Highways Authority 28/03/2029 Debenture AAA 1.77 - 2.35 2.33
equal 9.70% Shriram City Union Finance 2022 Non Convertible Debenture AA 0.00 - 2.39 2.32
equal 9.25% Manappuram Finance 14/02/2022 Non Convertible Debenture AA 0.00 - 2.15 2.12
equal 8.50% Tata Motors 30/12/2026 Non Convertible Debenture AA- 0.00 - 2.11 2.11
equal 8.50% Tata Motors 29/01/2027 Non Convertible Debenture AA- 0.00 - 2.10 2.10
equal 8.98% Punjab National Bank Zero Coupon Bonds A 2.07 - 3.09 2.07
equal 8.55% L&T Infrastructre Finance 29/11/2022 Non Convertible Debenture AAA 0.00 - 1.49 1.45
equal 8.15% National Bank Agr. Rur. Devp 28/03/2029 Non Convertible Debenture AAA 1.27 - 1.95 1.38
equal Tata Realty and Infrastructure 20/04/2021 Zero Coupon Bonds AA 0.00 - 1.30 1.29
equal First Business Receivable Trust Securitised Debt AAA 0.09 - 0.36 1.27
equal 8.37% HUDCO 25/03/2029 Debenture AAA 0.91 - 1.20 1.19
equal 8.41% HUDCO 15/03/2029 Debenture AAA 0.91 - 1.20 1.19
equal 8.65% Power Finance Corp. 28/12/2024 Bonds AAA 0.00 - 1.17 1.16
equal 8.30% REC 25/06/2029 Non Convertible Debenture AAA 1.06 - 3.87 1.14
equal 7.85% Talwandi Sabo Power 2020 Structured Obligation AA 0.00 - 1.16 1.13
new 6.68% GOI 17/09/2031 GOI Securities SOV 0.00 - 1.10 1.10

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal State Bank of India Financial 8.06 2.64 1.56 2.01
equal SBI Cards & Payments Services Financial 58.87 1.86 0.00 1.86
down IRB Infrastructure Dev Construction 5.82 1.83 0.00 1.83
equal ITC FMCG 17.33 1.62 0.00 1.55
down ICICI Bank Financial 23.40 2.63 1.47 1.47
equal Axis Bank Financial 81.06 1.41 0.00 1.39
equal BPCL Energy 30.48 1.56 0.00 1.24
equal Larsen & Toubro Construction 16.11 2.17 0.98 1.15
equal NTPC Energy 12.96 1.30 0.94 1.13
equal Power Grid Corporation Energy 10.85 1.22 0.78 1.03
equal Chambal Fertilisers & Chem. Chemicals 4.68 0.99 0.00 0.99
equal Ambuja Cements Construction 22.25 0.92 0.00 0.92
equal Infosys Technology 23.72 2.31 0.66 0.90
equal Coal India Energy 4.80 1.11 0.00 0.82
equal Power Finance Corp. Financial 3.34 0.93 0.26 0.72
equal Aurobindo Pharma Healthcare 19.55 0.73 0.20 0.63
equal REC Financial 3.93 0.69 0.30 0.63
equal Cipla Healthcare 38.14 1.06 0.25 0.54
equal Mishra Dhatu Nigam Metals 25.14 0.59 0.00 0.53
equal NHPC Energy 6.56 0.53 0.37 0.51
equal HPCL Energy 8.17 0.55 0.00 0.44
equal Apar Industries Engineering 16.29 0.83 0.39 0.42
new Jindal Steel & Power Metals 333.52 0.42 0.00 0.42
equal Vedanta Metals -- 0.61 0.22 0.41
equal Tata Steel Metals 32.22 0.71 0.28 0.35

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2020

Fund Manager

— Prashant Jain since 01-Jan-2013

Education: Mr. Jain is a B. Tech. from IIT Kanpur, PGDM from IIM, Bangalore and CFA from AIMR, USA.

Experience: Prior to joining HDFC AMC he has worked with Zurich AMC and SBI Mutual Fund.

Interviews:

Funds Managed:

— Shobhit Mehrotra since 01-Jan-2013

Education: He is an MBA from Clemson University, USA.

Experience: Prior to joining HDFC AMC he has worked with Templeton AMC, and ICRA.

Funds Managed:


0.41%

Change from previous, NAV as on 10-Aug-2020

Growth: ₹ 49.8551

Dividend Quarterly: ₹ 13.5240

Dividend Monthly: ₹ 12.7821


Investment Strategy

The scheme seeks to generate income/capital appreciation by investing primarily in debt securities, money market instruments and moderate exposure to equities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Exit Load For units in excess of 15% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: HDFC Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 8.67%
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 2,382 Cr (As on 31-Jul-2020)
Expense: 1.42% (As on 30-Jun-2020)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly27-Jul-20200.0800

 25-Jun-20200.0800
 26-May-20200.0800
 27-Apr-20200.0800
 18-Mar-20200.0800
 25-Feb-20200.0800
 27-Jan-20200.0800
 26-Dec-20190.0800
 25-Nov-20190.0800
 25-Oct-20190.0800
 25-Sep-20190.0800
 26-Aug-20190.0800
 25-Jul-20190.0800
 25-Jun-20190.0800
 27-May-20190.0800
 25-Apr-20190.0800
 25-Mar-20190.0800
 25-Feb-20190.0800
 25-Jan-20190.0800
 26-Dec-20180.0800
 26-Nov-20180.0800
 25-Oct-20180.0800
 25-Sep-20180.0800
 27-Aug-20180.0800
 25-Jul-20180.0800
Dividend Quarterly25-Jun-20200.2400

 18-Mar-20200.2400
 26-Dec-20190.2400
 25-Sep-20190.2400
 25-Jun-20190.2400
 25-Mar-20190.2400
 26-Dec-20180.2400
 25-Sep-20180.2400
 25-Jun-20180.2400
 26-Mar-20180.2400
 26-Dec-20170.2400
 25-Sep-20170.2400
 27-Jun-20170.2400
 27-Mar-20170.2400
 26-Dec-20160.2400
 26-Sep-20160.2400
 27-Jun-20160.2400
 28-Mar-20160.2400
 28-Dec-20150.2400
 28-Sep-20150.2400
 25-Jun-20150.2400
 25-Mar-20150.2400
 26-Dec-20140.2100
 25-Sep-20140.2100
 25-Jun-20140.2100

Contact Information

AMC: HDFC Asset Management Company Ltd

Address: "HDFC House"-2nd Floor, H.T. Parekh Marg - 165-166, Backbay Reclamation, Churchgate Mumbai - 400020

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 022-22821144

Website: http://www.hdfcfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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