Widely used:
Our Opinion
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Our Opinion
Riskometer
Moderate
₹391.3195 0.01%
As on 15-Jul-2025
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
ICICI Prudential Liquid Fund - Direct Plan
|
|
|
Moderate
|
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0.20 |
|
 |
|
Moderate
|
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0.21 |
||
 |
|
Low to Moderate
|
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0.12 |
||
|
|
Low to Moderate
|
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0.10 |
||
|
|
Low to Moderate
|
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0.09 |
₹49,517 Cr
0.01 (1)
99
1
99
6
Investment Strategy
The scheme seeks reasonable returns, commensurate with low risk levels while providing a high level of liquidity. Approximately 80 per cent of the corpus would be invested in money market securities, while the balance would be placed in high quality debt instruments.
Suitability
"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of ICICI Prudential Liquid Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, ICICI Prudential Liquid Fund - Direct Plan can be bought from the ICICI Prudential Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of ICICI Prudential Liquid Fund - Direct Plan, is ₹391.3195 as of 16-Jul-2025.
| Company | Percentage of Portfolio |
|---|---|
|
Reserve Bank of India T-Bills 91-D 21/08/2025 |
6.41
|
|
Bank of India CD 28/08/2025 |
3.00
|
|
Reliance Retail Ventures Ltd CP 86-D 14/08/2025 |
2.51
|
|
Reliance Retail Ventures Ltd CP 91-D 22/08/2025 |
2.50
|
|
Small Industries Devp. Bank of India Ltd CP 91-D 26/08/2025 |
2.50
|
Over the past five years, ICICI Prudential Liquid Fund - Direct Plan has delivered an annualised return of 5.61% as of 16-Jul-2025.
The minimum investment required to start investing in ICICI Prudential Liquid Fund - Direct Plan is ₹99 for the lump sum option and ₹99 for the SIP (Systematic Investment Plan) option.
