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ICICI Prudential Liquid Fund - Direct Plan

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.93 0.01 0.06 0.30 0.82 1.59 3.64 5.76 6.27 6.94 --
CCIL T Bill Liquidity Weight 0.54 0.02 0.02 0.20 0.49 0.99 2.47 3.65 3.86 4.33 --
Debt: Liquid 0.94 0.01 0.06 0.30 0.83 1.59 3.49 5.57 6.14 6.84 --
Rank within category 16 5 22 19 22 13 8 14 12 13 --
Number of funds in category 38 38 38 38 38 38 38 34 33 33 1

As on 16-Apr-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Liquid Fund - Direct Plan  | Invest Now
4 star
 Jan-13 3.64 5.76 6.27 0.20 37,777
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
 Jan-13 3.66 5.81 6.32 0.21 27,433
Nippon India Liquid Fund - Direct Plan  | Invest Online
4 star
 Jan-13 3.65 5.81 6.32 0.18 23,219
Tata Liquid Fund - Direct Plan  | Invest Online
4 star
 Jan-13 3.60 5.78 6.30 0.22 13,109
LIC MF Liquid Fund - Direct Plan  | Invest Online
4 star
 Jan-13 3.61 5.78 6.30 0.11 6,658

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.50 24-Mar-2020 - 31-Mar-2020 -0.16 17-Mar-2020 - 24-Mar-2020
Month 0.94 06-Sep-2013 - 08-Oct-2013 0.17 23-Feb-2020 - 24-Mar-2020
Quarter 2.66 25-Jul-2013 - 24-Oct-2013 0.75 23-Oct-2020 - 22-Jan-2021
Year 9.86 26-Jul-2013 - 27-Jul-2014 3.64 16-Apr-2020 - 16-Apr-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.68 0.49 2.47 4.19 1.01 2.09
CCIL T Bill Liquidity Weight 3.60 0.37 -2.39 -5.59 -- --
Debt: Liquid 5.50 0.66 2.21 4.06 1.02 1.92
Rank within category 14 9 10 12 23 14
Number of funds in category 34 34 34 33 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Mar-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 101 137 68 36
Modified Duration (yrs) 0.10 0.17 0.06 --
Average Maturity (yrs) 0.10 0.18 0.06 --
Yield to Maturity (%) 3.37 5.04 2.98 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 364-D 22/04/2021 Treasury Bills SOV 0.00 - 6.61 6.61
equal Reserve Bank of India 364-D 15/04/2021 Treasury Bills SOV 0.00 - 5.00 5.00
equal Reserve Bank of India 91-D 20/05/2021 Treasury Bills SOV 0.00 - 4.43 4.43
equal Reserve Bank of India 91-D 13/05/2021 Treasury Bills SOV 0.00 - 4.41 4.41
new 7.94% GOI 24/05/2021 Central Government Loan SOV 0.00 - 4.34 4.34
new SIDBI 69-D 24/05/2021 Commercial Paper A1+ 0.00 - 3.95 3.95
new BPCL 52-D 26/04/2021 Commercial Paper A1+ 0.00 - 2.42 2.42
equal National Bank Agr. Rur. Devp 91-D 22/04/2021 Commercial Paper A1+ 0.00 - 1.98 1.98
equal NLC India 91-D 20/05/2021 Commercial Paper A1+ 0.00 - 1.71 1.71
equal Indian Oil Corp. 63-D 12/04/2021 Commercial Paper A1+ 0.00 - 1.59 1.59
equal Tata Power 61-D 12/04/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
equal Tata Power 61-D 20/04/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
new Indian Oil Corp. 45-D 22/04/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
equal Reliance Industries 90-D 22/04/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
equal Reserve Bank of India 364-D 29/04/2021 Treasury Bills SOV 0.00 - 1.32 1.32
equal Reliance Industries Ltd - Partly Paid Equity 90-D 27/04/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
equal National Bank Agr. Rur. Devp 87-D 30/04/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
equal Reliance Industries 90-D 06/05/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
equal L&T Finance 90-D 18/05/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
new Reliance Industries 84-D 28/05/2021 Commercial Paper A1+ 0.00 - 1.32 1.32
new Reserve Bank of India 364-D 03/06/2021 Treasury Bills SOV 0.00 - 1.32 1.32
new Reliance Retail Ventures 91-D 14/06/2021 Commercial Paper A1+ 0.00 - 1.31 1.31
new Reserve Bank of India 91-D 24/06/2021 Treasury Bills SOV 0.00 - 1.31 1.31
new Credit Suisse AG 18/06/2021 Certificate of Deposit A1+ 0.00 - 1.31 1.31
new Barclays Bank 28/06/2021 Certificate of Deposit A1+ 0.00 - 1.31 1.31

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Mar-2021

*As on 28-Feb-2021

Fund Manager

— Rahul Goswami since 01-Jan-2013

Education: Mr. Goswami is a B. Sc (Mathematics and MBA (Finance)

Experience: Prior to joining ICICI Prudential AMC he has worked with UTI Bank Ltd. and Franklin Templeton Asset Management Pvt. Ltd.

Funds Managed:

— Rohan Maru since 16-Sep-2013

Education: Mr. Maru is M.Com and MBA in Finance.

Experience: Prior to joining ICICI Prudential Mutual Fund, he has worked with Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.

Funds Managed:

Invest Now
0.01%

Change from previous, NAV as on 16-Apr-2021

Growth: ₹ 305.1566

IDCW Yearly: ₹ 101.8786

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IDCW Weekly: ₹ 100.2172

IDCW Quarterly: ₹ 101.2617

IDCW Others: ₹ 147.3479

IDCW Monthly: ₹ 100.3285

IDCW Half Yearly: ₹ 104.6834

IDCW Daily: ₹ 100.1082

Investment Strategy

The scheme seeks reasonable returns, commensurate with low risk levels while providing a high level of liquidity. Approximately 80 per cent of the corpus would be invested in money market securities, while the balance would be placed in high quality debt instruments.

Investment Details

Minimum Investment (₹) 99
Minimum Addl Investment (₹) 1
Minimum SIP Investment (₹) 99
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 7.32%
Benchmark: CRISIL Liquid TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 37,777 Cr (As on 31-Mar-2021)
Expense: 0.20% (As on 28-Feb-2021)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily15-Apr-20210.0095

 14-Apr-20210.0074
 13-Apr-20210.0172
 11-Apr-20210.0088
 10-Apr-20210.0172
 08-Apr-20210.0076
 07-Apr-20210.0078
 06-Apr-20210.0071
 05-Apr-20210.0104
 04-Apr-20210.0108
 03-Apr-20210.0342
 30-Mar-20210.0118
 29-Mar-20210.0128
 28-Mar-20210.0264
 25-Mar-20210.0110
 24-Mar-20210.0103
 23-Mar-20210.0111
 22-Mar-20210.0129
 21-Mar-20210.0114
 20-Mar-20210.0192
 18-Mar-20210.0119
 17-Mar-20210.0098
 16-Mar-20210.0103
 15-Mar-20210.0082
 14-Mar-20210.0074
IDCW Weekly12-Apr-20210.0589

 05-Apr-20210.0697
 29-Mar-20210.0717
 22-Mar-20210.0709
 15-Mar-20210.0616
 08-Mar-20210.0513
 01-Mar-20210.0581
 22-Feb-20210.0669
 15-Feb-20210.0650
 08-Feb-20210.0637
 01-Feb-20210.0667
 25-Jan-20210.0594
 18-Jan-20210.0569
 11-Jan-20210.0433
 04-Jan-20210.0636
 28-Dec-20200.0608
 21-Dec-20200.0573
 14-Dec-20200.0531
 07-Dec-20200.0429
 30-Nov-20200.0625
 23-Nov-20200.0672
 16-Nov-20200.0668
 09-Nov-20200.0641
 02-Nov-20200.0574
 26-Oct-20200.0610
IDCW Monthly31-Mar-20210.3052

 25-Feb-20210.2670
 28-Jan-20210.2324
 30-Dec-20200.2649
 26-Nov-20200.2720
 28-Oct-20200.2756
 29-Sep-20200.2856
 27-Aug-20200.2767
 29-Jul-20200.2767
 29-Jun-20200.3556
 28-May-20200.4356
 29-Apr-20200.4844
 30-Mar-20200.4105
 27-Feb-20200.2932
 29-Jan-20200.2990
 30-Dec-20190.3258
 28-Nov-20190.3165
 29-Oct-20190.3852
 26-Sep-20190.2965
 29-Aug-20190.3649
 30-Jul-20190.4389
 27-Jun-20190.4080
 28-May-20190.4215
 29-Apr-20190.4995
 27-Mar-20190.3991
IDCW Half Yearly30-Mar-20211.6862

 29-Sep-20202.2266
 30-Mar-20202.1432
 26-Sep-20192.5549
 28-Mar-20192.7961
 27-Sep-20182.8019
 27-Mar-20182.4809
 28-Sep-20172.4759
 30-Mar-20172.5404
 29-Sep-20162.9791
 28-Mar-20162.9351
 28-Sep-20153.2136
 26-Mar-20153.1405
 26-Sep-20143.7049
 26-Mar-20143.8023
 26-Sep-20130.1915
IDCW Quarterly30-Mar-20210.8022

 30-Dec-20200.8222
 29-Sep-20200.8776
 26-Jun-20201.2646
 30-Mar-20201.0592
 26-Dec-20190.9994
 26-Sep-20191.1159
 27-Jun-20191.3343
 28-Mar-20191.3063
 27-Dec-20181.3737
 27-Sep-20181.3047
 28-Jun-20181.3798
 27-Mar-20181.2316
 27-Dec-20171.1488
 28-Sep-20171.1770
 29-Jun-20171.1986
 30-Mar-20171.2057
 29-Dec-20161.2310
 29-Sep-20161.3150
 29-Jun-20161.5209
 29-Mar-20161.4252
 29-Dec-20151.4049
 28-Sep-20151.5001
 25-Jun-20151.5029
 30-Mar-20151.5686
IDCW Others24-Mar-20216.6175
IDCW Yearly21-Sep-20204.9727

 23-Sep-20195.2572
 21-Sep-20185.1455
 21-Sep-20174.8728
 23-Sep-20165.8750
 16-Sep-20156.1646
 24-Sep-20149.5933

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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