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ICICI Prudential Liquid Fund - Direct Plan

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 4.11 0.01 0.06 0.29 0.84 1.76 4.62 6.28 6.66 7.29 --
CCIL T Bill Liquidity Weight 2.98 0.02 0.04 0.21 0.63 1.18 3.20 3.90 4.12 4.53 --
Debt: Liquid 3.87 0.01 0.06 0.27 0.83 1.69 4.37 6.07 6.52 7.18 --
Rank within category 7 16 4 2 8 6 9 14 11 12 --
Number of funds in category 38 38 38 38 38 38 38 34 33 33 1

As on 27-Nov-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Liquid Fund - Direct Plan  | Invest Now
4 star
 Jan-13 4.62 6.28 6.66 0.20 40,247
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
5 star
 Jan-13 4.62 6.34 6.73 0.21 34,021
Axis Liquid Fund - Direct Plan
4 star
 Jan-13 4.57 6.29 6.69 0.18 26,509
Nippon India Liquid Fund - Direct Plan  | Invest Online
4 star
 Jan-13 4.58 6.33 6.72 0.20 26,077
Tata Liquid Fund - Direct Plan  | Invest Online
4 star
 Jan-13 4.66 6.30 6.69 0.21 15,958

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.50 (24-Mar-2020 - 31-Mar-2020) -0.16 (17-Mar-2020 - 24-Mar-2020)
Month 0.94 (06-Sep-2013 - 08-Oct-2013) 0.17 (23-Feb-2020 - 24-Mar-2020)
Quarter 2.66 (25-Jul-2013 - 24-Oct-2013) 0.82 (19-Aug-2020 - 18-Nov-2020)
Year 9.86 (26-Jul-2013 - 27-Jul-2014) 4.60 (28-Nov-2019 - 27-Nov-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.18 0.40 3.00 4.20 0.84 2.12
CCIL T Bill Liquidity Weight 3.89 0.32 -3.35 -6.53 -- --
Debt: Liquid 5.95 0.58 2.54 3.60 0.86 1.91
Rank within category 14 9 11 5 24 12
Number of funds in category 35 35 35 34 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 112 180 101 38
Modified Duration (yrs) 0.09 0.17 0.08 0.08
Average Maturity (yrs) 0.09 0.18 0.09 0.08
Yield to Maturity (%) 3.30 5.39 3.30 3.26
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 12/11/2020 Treasury Bills SOV 0.00 - 11.17 11.17
down Reserve Bank of India 182-D 06/11/2020 Treasury Bills SOV 0.00 - 7.01 5.68
new Reserve Bank of India 91-D 14/01/2021 Treasury Bills SOV 0.00 - 5.55 5.55
up Reserve Bank of India 91-D 24/12/2020 Treasury Bills SOV 0.00 - 5.45 5.45
equal Reliance Industries 91-D 27/11/2020 Commercial Paper A1+ 0.00 - 3.72 3.72
down Reserve Bank of India 91-D 05/11/2020 Treasury Bills SOV 0.00 - 4.06 3.55
new Reserve Bank of India 91-D 21/01/2021 Treasury Bills SOV 0.00 - 3.52 3.52
up Reserve Bank of India 91-D 03/12/2020 Treasury Bills SOV 0.00 - 3.50 3.50
equal Reserve Bank of India 182-D 12/11/2020 Treasury Bills SOV 0.00 - 2.72 2.72
equal Hindustan Zinc 91-D 09/11/2020 Commercial Paper A1+ 0.00 - 2.48 2.48
new Reserve Bank of India 91-D 07/01/2021 Treasury Bills SOV 0.00 - 1.99 1.99
equal Reserve Bank of India 91-D 17/12/2020 Treasury Bills SOV 0.00 - 1.92 1.92
equal Reliance Retail Ventures 85-D 20/11/2020 Commercial Paper A1+ 0.00 - 1.86 1.86
equal Tata Teleservices (Mah) 90-D 09/11/2020 Commercial Paper A1+ 0.00 - 1.68 1.68
up Reserve Bank of India 182-D 19/11/2020 Treasury Bills SOV 0.00 - 1.66 1.66
down Reliance Industries 91-D 02/11/2020 Commercial Paper A1+ 0.00 - 1.49 1.49
equal Reserve Bank of India 182-D 26/11/2020 Treasury Bills SOV 0.00 - 1.49 1.49
new Reserve Bank of India 91-D 10/12/2020 Treasury Bills SOV 0.00 - 1.42 1.42
equal NLC India 76-D 11/11/2020 Commercial Paper A1+ 0.00 - 1.24 1.24
equal SAIL 91-D 04/12/2020 Commercial Paper A1+ 0.00 - 1.24 1.24
equal Reliance Retail Ventures 91-D 07/12/2020 Commercial Paper A1+ 0.00 - 1.24 1.24
equal NTPC 91-D 09/12/2020 Commercial Paper A1+ 0.00 - 1.24 1.24
equal NTPC 91-D 22/12/2020 Commercial Paper A1+ 0.00 - 1.24 1.24
new Adani Ports and Special Economic Zone 90-D 23/12/2020 Commercial Paper A1+ 0.00 - 1.24 1.24
equal Tata Teleservices 88-D 04/12/2020 Commercial Paper A1+ 0.00 - 1.11 1.11

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2020

Fund Manager

— Rahul Goswami since 01-Jan-2013

Education: Mr. Goswami is a B. Sc (Mathematics and MBA (Finance)

Experience: Prior to joining ICICI Prudential AMC he has worked with UTI Bank Ltd. and Franklin Templeton Asset Management Pvt. Ltd.

Funds Managed:

— Rohan Maru since 16-Sep-2013

Education: Mr. Maru is M.Com and MBA in Finance.

Experience: Prior to this, he worked with Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.

Funds Managed:

Invest Now
0.01%

Change from previous, NAV as on 27-Nov-2020

Growth: ₹ 301.5288

Dividend Yearly: ₹ 100.6675

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Dividend Weekly: ₹ 100.2228

Dividend Quarterly: ₹ 101.6716

Dividend Others: ₹ 152.1481

Dividend Monthly: ₹ 100.1982

Dividend Half Yearly: ₹ 105.1074

Dividend Daily: ₹ 100.1082

Investment Strategy

The scheme seeks reasonable returns, commensurate with low risk levels while providing a high level of liquidity. Approximately 80 per cent of the corpus would be invested in money market securities, while the balance would be placed in high quality debt instruments.

Investment Details

Minimum Investment (₹) 99
Minimum Addl Investment (₹) 1
Minimum SIP Investment (₹) 99
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 7.52%
Benchmark: CRISIL Liquid TRI
Riskometer: Low
Type: Open-ended
Assets: ₹ 40,247 Cr (As on 31-Oct-2020)
Expense: 0.20% (As on 31-Oct-2020)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily26-Nov-20200.0078

 25-Nov-20200.0120
 24-Nov-20200.0125
 23-Nov-20200.0074
 22-Nov-20200.0066
 21-Nov-20200.0153
 19-Nov-20200.0070
 18-Nov-20200.0136
 17-Nov-20200.0148
 16-Nov-20200.0097
 15-Nov-20200.0239
 12-Nov-20200.0105
 11-Nov-20200.0146
 10-Nov-20200.0097
 09-Nov-20200.0082
 08-Nov-20200.0079
 07-Nov-20200.0166
 05-Nov-20200.0109
 04-Nov-20200.0091
 03-Nov-20200.0101
 02-Nov-20200.0094
 01-Nov-20200.0077
 31-Oct-20200.0254
 28-Oct-20200.0083
 27-Oct-20200.0088
Dividend Monthly26-Nov-20200.2720

 28-Oct-20200.2756
 29-Sep-20200.2856
 27-Aug-20200.2767
 29-Jul-20200.2767
 29-Jun-20200.3556
 28-May-20200.4356
 29-Apr-20200.4844
 30-Mar-20200.4105
 27-Feb-20200.2932
 29-Jan-20200.2990
 30-Dec-20190.3258
 28-Nov-20190.3165
 29-Oct-20190.3852
 26-Sep-20190.2965
 29-Aug-20190.3649
 30-Jul-20190.4389
 27-Jun-20190.4080
 28-May-20190.4215
 29-Apr-20190.4995
 27-Mar-20190.3991
 27-Feb-20190.3958
 29-Jan-20190.4765
 27-Dec-20180.4131
 29-Nov-20180.4888
Dividend Weekly23-Nov-20200.0672

 16-Nov-20200.0668
 09-Nov-20200.0641
 02-Nov-20200.0574
 26-Oct-20200.0610
 19-Oct-20200.0686
 12-Oct-20200.0678
 05-Oct-20200.0722
 28-Sep-20200.0649
 21-Sep-20200.0617
 14-Sep-20200.0500
 07-Sep-20200.0656
 31-Aug-20200.0563
 24-Aug-20200.0657
 17-Aug-20200.0714
 10-Aug-20200.0674
 03-Aug-20200.0633
 27-Jul-20200.0636
 20-Jul-20200.0611
 13-Jul-20200.0678
 06-Jul-20200.0692
 29-Jun-20200.0754
 22-Jun-20200.0859
 15-Jun-20200.0938
 08-Jun-20200.0646
Dividend Half Yearly29-Sep-20202.2266

 30-Mar-20202.1432
 26-Sep-20192.5549
 28-Mar-20192.7961
 27-Sep-20182.8019
 27-Mar-20182.4809
 28-Sep-20172.4759
 30-Mar-20172.5404
 29-Sep-20162.9791
 28-Mar-20162.9351
 28-Sep-20153.2136
 26-Mar-20153.1405
 26-Sep-20143.7049
 26-Mar-20143.8023
 26-Sep-20130.1915
Dividend Quarterly29-Sep-20200.8776

 26-Jun-20201.2646
 30-Mar-20201.0592
 26-Dec-20190.9994
 26-Sep-20191.1159
 27-Jun-20191.3343
 28-Mar-20191.3063
 27-Dec-20181.3737
 27-Sep-20181.3047
 28-Jun-20181.3798
 27-Mar-20181.2316
 27-Dec-20171.1488
 28-Sep-20171.1770
 29-Jun-20171.1986
 30-Mar-20171.2057
 29-Dec-20161.2310
 29-Sep-20161.3150
 29-Jun-20161.5209
 29-Mar-20161.4252
 29-Dec-20151.4049
 28-Sep-20151.5001
 25-Jun-20151.5029
 30-Mar-20151.5686
 29-Dec-20141.5858
 29-Sep-20141.7599
Dividend Yearly21-Sep-20204.9727

 23-Sep-20195.2572
 21-Sep-20185.1455
 21-Sep-20174.8728
 23-Sep-20165.8750
 16-Sep-20156.1646
 24-Sep-20149.5933

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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