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Baroda BNP Paribas Liquid Fund - Direct Plan download report


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Baroda BNP Paribas Liquid Direct-G 1.32 0.01 0.08 0.27 0.89 1.81 3.55 4.31 5.50 6.15 --
CCIL T Bill Liquidity Weight 0.55 0.03 0.00 -0.04 0.32 0.83 1.91 2.81 3.35 3.75 --
Debt: Liquid 1.28 0.01 0.07 0.26 0.86 1.76 3.46 4.22 5.40 6.03 --
Rank within category 3 17 1 12 4 4 3 13 9 3 --
Number of funds in category 37 37 37 37 37 37 37 36 32 31 1

As on 13-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Baroda BNP Paribas Liquid Fund - Direct Plan
4 star
Jan-13 3.55 4.31 5.50 0.16% 6,968
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.49 4.36 5.51 0.21% 34,891
LIC MF Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.48 4.34 5.48 0.11% 5,755
Mirae Asset Cash Management Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.51 4.30 5.47 0.18% 3,378
Sundaram Liquid Fund - Direct Plan
4 star#
Dec-12 3.51 4.29 5.26 0.17% 1,828

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.61 24-Mar-2020 - 31-Mar-2020 -0.18 17-Mar-2020 - 24-Mar-2020
Month 0.96 24-Mar-2020 - 23-Apr-2020 0.14 23-Feb-2020 - 24-Mar-2020
Quarter 2.70 24-Jul-2013 - 23-Oct-2013 0.75 23-Oct-2020 - 22-Jan-2021
Year 9.96 26-Jul-2013 - 27-Jul-2014 3.29 26-May-2020 - 26-May-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Baroda BNP Paribas Liquid Direct-G 4.28 0.40 1.88 9.43 0.97 1.41
CCIL T Bill Liquidity Weight 2.86 0.36 -1.85 -5.13 -- --
Debt: Liquid 4.20 0.37 1.78 8.71 0.88 1.26
Rank within category 14 32 17 18 30 14
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 47 47 17 47
Modified Duration (yrs) 0.09 0.15 0.04 0.10
Average Maturity (yrs) 0.09 0.16 0.04 0.10
Yield to Maturity (%) 4.21 4.21 3.25 4.01
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 09/06/2022 Treasury Bills SOV 0.00 - 16.37 11.08
equal HDFC Bank 24/05/2022 Certificate of Deposit A1+ 0.00 - 8.59 5.73
equal Canara Bank 17/05/2022 Certificate of Deposit A1+ 0.00 - 6.35 4.30
equal National Bank Agr. Rur. Devp 90-D 25/05/2022 Commercial Paper A1+ 0.00 - 6.35 4.29
equal Reserve Bank of India 91-D 26/05/2022 Treasury Bills SOV 0.00 - 5.37 3.58
new Hindustan Petroleum Corporation 50-D 27/05/2022 Commercial Paper A1+ 0.00 - 3.58 3.58
equal Indian Bank 20/05/2022 Certificate of Deposit A1+ 0.00 - 4.23 2.86
equal JM Financial Products 61-D 23/05/2022 Commercial Paper A1+ 0.00 - 4.23 2.86
new SIDBI 48-D 06/06/2022 Commercial Paper A1+ 0.00 - 2.86 2.86
equal IIFL Wealth Prime 91-D 01/06/2022 Commercial Paper A1+ 0.00 - 4.22 2.86
new Reliance Jio Infocomm 157-D 13/06/2022 Commercial Paper A1+ 0.00 - 2.86 2.86
up Indian Bank 15/06/2022 Certificate of Deposit A1+ 0.00 - 2.86 2.86
new Jamnagar Utilities and Power 243-D 21/06/2022 Commercial Paper A1+ 0.00 - 2.85 2.85
new JSW Steel 71-D 30/06/2022 Commercial Paper A1+ 0.00 - 2.85 2.85
equal Axis Bank 13/05/2022 Certificate of Deposit A1+ 0.00 - 3.76 2.51
equal Indostar Capital Finance 91-D 20/06/2022 Commercial Paper A1+ 0.00 - 3.15 2.13
new TVS Credit Services 91-D 22/07/2022 Commercial Paper A1+ 0.00 - 2.13 2.13
new Indostar Capital Finance 91-D 18/07/2022 Commercial Paper A1+ 0.00 - 2.12 2.12
equal Motilal Oswal Financial Ser. 91-D 23/05/2022 Commercial Paper A1+ 0.00 - 3.00 2.00
new 8.20% Power Finance Corporation 27/05/2022 Non Convertible Debenture AAA 0.00 - 1.44 1.44
new JM Financial Products 30/06/2022 Debenture AA 0.00 - 1.44 1.44
equal Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 2.12 1.43
equal Birla Group Holdings 91-D 23/05/2022 Commercial Paper A1+ 0.00 - 2.14 1.43
equal HDFC Securities 90-D 26/05/2022 Commercial Paper A1+ 0.00 - 2.11 1.43
new Hindustan Petroleum Corporation 48-D 31/05/2022 Commercial Paper A1+ 0.00 - 1.43 1.43

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Alok Sahoo since 01-Jan-2013

Education: Mr. Sahoo is a B.E and PGDM from XIM Bhubaneshwar.

Experience: Prior to joining Baroda BNP Paribas AMC, he has worked with UTI Mutual Fund and HSBC Mutual Fund.

Funds Managed:

— Vikram Pamnani since 14-Mar-2022

Education: Mr. Pamnani holds PGDM in Finance.

Experience: Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.

Funds Managed:


--

Change from previous, NAV as on 15-May-2022

Growth: ₹ 2,463.5236

IDCW Weekly: ₹ 1,219.2466

IDCW Daily: ₹ 1,002.0849


Investment Strategy

The scheme aims to generate income with high liquidity by investing in a portfolio of money market and debt instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 1
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Baroda BNP Paribas Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 6.92%
Benchmark: CRISIL Liquid Fund BI Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 6,968 Cr (As on 30-Apr-2022)
Expense: 0.16% (As on 31-Mar-2022)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily15-May-20220.1239

 14-May-20220.1239
 13-May-20220.0975
 12-May-20220.1364
 11-May-20220.1435
 10-May-20220.1235
 09-May-20220.0885
 08-May-20220.0589
 03-May-20220.1098
 02-May-20220.1421
 01-May-20220.1107
 30-Apr-20220.1105
 29-Apr-20220.0612
 28-Apr-20220.0823
 27-Apr-20220.0931
 26-Apr-20220.0618
 25-Apr-20220.0994
 24-Apr-20220.1053
 23-Apr-20220.1053
 22-Apr-20220.0477
 21-Apr-20220.1295
 20-Apr-20220.1310
 19-Apr-20220.1499
 18-Apr-20220.1178
 17-Apr-20220.1033
IDCW Weekly09-May-20220.3294

 02-May-20220.8632
 25-Apr-20220.8271
 18-Apr-20220.9186
 11-Apr-20220.7751
 04-Apr-20221.1988
 28-Mar-20220.8837
 21-Mar-20220.8796
 14-Mar-20220.9060
 07-Mar-20220.8028
 28-Feb-20220.8559
 21-Feb-20220.8214
 14-Feb-20220.8624
 07-Feb-20220.8463
 31-Jan-20220.8817
 24-Jan-20220.7739
 17-Jan-20220.8303
 10-Jan-20220.8584
 03-Jan-20220.8946
 27-Dec-20210.8454
 20-Dec-20210.8400
 13-Dec-20210.8001
 06-Dec-20210.7840
 29-Nov-20210.8066
 22-Nov-20210.8157

Contact Information

AMC: Baroda BNP Paribas Asset Management (India) Private Ltd.

Address: BNP Paribas House, 7th Floor, G-Block, Bandra Kurla Complex, Bandra Mumbai - 400051

Phone: 022-33704000

Fax: 022-33704294

Website: https://www.barodabnpparibasmf.in/

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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