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Canara Robeco Conservative Hybrid Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.22 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.02 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.77 0.13 1.01 0.64 -1.47 1.30 6.64 6.74 7.34 9.61 --
VR MIP TRI -4.17 0.33 1.74 -0.08 -2.79 -3.59 -0.61 5.36 6.37 7.67 --
Hybrid: Conservative Hybrid -4.14 0.31 1.32 0.43 -4.23 -3.99 -1.37 3.54 6.01 8.01 --
Rank within category 5 32 23 17 9 4 3 6 9 4 --
Number of funds in category 38 38 38 38 38 37 37 35 32 29 0

As on 29-May-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.60 (24-Mar-2020 - 31-Mar-2020) -5.37 (11-Mar-2020 - 18-Mar-2020)
Month 6.32 (24-Mar-2020 - 23-Apr-2020) -10.15 (20-Feb-2020 - 23-Mar-2020)
Quarter 9.71 (04-Mar-2014 - 03-Jun-2014) -6.73 (23-Dec-2019 - 23-Mar-2020)
Year 25.46 (03-Mar-2014 - 03-Mar-2015) -1.99 (25-Feb-2015 - 25-Feb-2016)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.70 5.06 0.24 0.26 0.72 0.80
VR MIP TRI 6.05 6.43 0.09 0.10 -- --
Hybrid: Conservative Hybrid 4.43 6.49 -0.11 -0.05 0.85 -1.53
Rank within category 5 11 5 6 16 6
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 33
Number of Bonds 19
Average Maturity (yrs) 5.56
Top 10 Holdings (%) 49.71
Portfolio P/B Ratio 3.83
Portfolio P/E Ratio 27.01

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.80% LIC Housing Fin. 25/01/2029 Debenture AAA 6.87 - 8.09 7.30
equal 8.35% IRFC 13/03/2029 Debenture AAA 4.64 - 5.44 4.92
new 7.26% GOI 14/01/2029 GOI Securities SOV 0.00 - 4.88 4.88
new 6.18% GOI 2024 GOI Securities SOV 0.00 - 7.05 4.79
new 6.45% GOI 2029 GOI Securities SOV 0.00 - 6.51 4.71
equal 7.99% HDFC 2024 Debenture AAA 0.00 - 5.15 4.66
equal 7.50% Power Finance Corp. 16/08/2021 Debenture AAA 4.38 - 5.11 4.63
equal 7.45% REC 30/11/2022 Non Convertible Debenture AAA 4.38 - 5.06 4.62
equal 7.60% Aditya Birla Finance 16/09/2020 Debenture AAA 4.33 - 5.11 4.61
equal 7.50% HDFC 2025 Debenture AAA 0.00 - 4.75 4.59
equal 8.49% Punjab State 31/03/2022 State Development Loan SOV 3.61 - 4.25 3.89
equal 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 5.32 2.51
equal 8.95% Reliance Industries 2028 Debenture AAA 2.34 - 2.73 2.45
equal 7.69% National Bank Agr. Rur. Devp 29/05/2024 Non Convertible Debenture AAA 0.00 - 2.46 2.40
new 7.16% GOI 20/09/2050 GOI Securities SOV 0.00 - 2.37 2.37
equal 7.40% Power Finance Corp. 30/09/2021 Bonds AAA 2.19 - 2.55 2.31
equal 7.10% Power Finance Corp. 2022 Bonds/NCDs AAA 0.00 - 2.36 2.30
equal 7.00% Reliance Industries 31/08/2022 Non Convertible Debenture AAA 2.18 - 5.06 2.29
equal 7.72% GOI 26/10/2055 GOI Securities SOV 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 19.15 2.71 1.45 2.03
equal Reliance Industries Energy 25.18 1.78 0.71 1.63
equal Avenue Supermarts Services 112.81 1.10 0.00 1.10
equal Maruti Suzuki India Automobile 29.87 1.25 0.00 1.02
down ICICI Bank Financial 22.48 1.55 0.74 1.01
equal Kotak Mahindra Bank Financial 28.18 1.51 0.32 1.00
down Axis Bank Financial 58.35 1.63 0.00 0.97
equal Divi's Laboratories Healthcare 50.07 0.97 0.00 0.97
equal Infosys Technology 17.74 1.91 0.00 0.89
equal Tata Consultancy Services Technology 22.88 1.05 0.00 0.86
equal HDFC Financial 13.41 1.24 0.00 0.84
equal Atul Chemicals 20.02 0.83 0.21 0.83
equal Gujarat Gas Chemicals 15.59 0.83 0.00 0.83
equal Jubilant FoodWorks Services 78.17 0.81 0.00 0.81
equal Bajaj Finance Financial 22.32 1.09 0.00 0.80
equal Dr. Lal Pathlabs Healthcare 56.50 0.80 0.00 0.80
equal Ipca Laboratories Healthcare 30.51 0.74 0.00 0.74
equal Titan Company Cons Durable 52.81 0.87 0.00 0.61
equal Nestle India FMCG 83.21 0.90 0.00 0.58
equal Hindustan Unilever FMCG 71.57 0.93 0.00 0.57
up SBI Cards & Payments Services Financial 40.68 0.54 0.00 0.54
equal TCI Express Ltd. Services 27.86 0.52 0.00 0.52
equal Balkrishna Industries Automobile 23.66 0.49 0.00 0.49
equal Whirlpool Cons Durable 49.90 0.55 0.00 0.47
equal Minda Industries Automobile 34.32 0.54 0.00 0.41

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2020

Fund Manager

— Miyush Gandhi since 15-Jun-2018

Education: Mr. Gandhi is Bachelor of Commerce & Master of Business Administration

Experience: Prior to joining Canara Robeco Mutual Fund he has worked with SBI Life Insurance Company Ltd. as Fund Manager and Research Analyst.

Funds Managed:

— Avnish Jain since 07-Oct-2013

Education: Mr. Jain is a B.Tech from IIT Kharagpur and Post Graduate from IIM Kolkata.

Experience: Prior to joining Canara Robeco AMC he has worked with ICICI Prudential AMC, PGIM India Mutual Fund, Deutsche Asset Management, Misys Software Solutions, Yes Bank and ICICI Bank.

Funds Managed:


0.13%

Change from previous, NAV as on 29-May-2020

Growth: ₹ 65.2834

Dividend Quarterly: ₹ 14.1152

Dividend Monthly: ₹ 14.4125


Investment Strategy

The fund seeks to generate to income through investment primarily in debt securities with marginal exposures in equity and money market instruments of various maturities and risk profile.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 2,000
Minimum Balance (₹) 2,000
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Canara Robeco Mutual Fund
Launch Date: 02-Jan-2013
Return Since Launch: 9.15%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 217 Cr (As on 30-Apr-2020)
Expense: 0.79% (As on 30-Apr-2020)
Risk Grade: Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly27-Apr-20200.1000

 27-Mar-20200.0720
 28-Feb-20200.0720
 31-Jan-20200.0720
 27-Dec-20190.0720
 29-Nov-20190.2161
 25-Oct-20190.0720
 27-Sep-20190.0720
 30-Aug-20190.0720
 26-Jul-20190.0720
 28-Jun-20190.0720
 31-May-20190.0720
 26-Apr-20190.0720
 29-Mar-20190.0720
 22-Feb-20190.0720
 25-Jan-20190.0720
 28-Dec-20180.0720
 30-Nov-20180.0720
 26-Oct-20180.0720
 28-Sep-20180.0720
 31-Aug-20180.0720
 20-Jul-20180.0720
 29-Jun-20180.0720
 25-May-20180.0720
 27-Apr-20180.0720
Dividend Quarterly27-Mar-20200.2161

 27-Dec-20190.2161
 27-Sep-20190.2161
 28-Jun-20190.2161
 29-Mar-20190.8644
 28-Dec-20180.2161
 28-Sep-20180.2161
 22-Jun-20180.2161
 23-Mar-20180.2167
 29-Dec-20170.2167
 22-Sep-20170.2167
 23-Jun-20170.2167
 24-Mar-20170.2167
 23-Dec-20160.2167
 23-Sep-20160.2167
 17-Jun-20160.2167
 23-Mar-20160.2167
 23-Dec-20150.2167
 30-Sep-20150.2167
 26-Jun-20150.2167
 27-Mar-20150.2178
 31-Dec-20140.2178
 26-Sep-20140.2338
 27-Jun-20140.2338
 21-Mar-20140.2338

Contact Information

AMC: Canara Robeco Asset Management Company Ltd

Address: 4th Floor - Construction House, 5 - Walchand Hirachand Marg, Ballard Estate, Mumbai - 400001

Phone: 022-22621371/ 66585000 / 665850010

Fax: 022-66585012

Email: [email protected]

Website: www.canararobeco.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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