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5 star

Canara Robeco Conservative Hybrid Fund - Direct Plan download report


1 Lakh

Investment Grown to
₹ 1.32 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.06 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Canara Robeco Conservative Hybrid Direct-G -2.22 0.19 0.72 0.05 -2.14 -1.64 2.86 9.81 8.42 8.58 --
VR MIP TRI -4.09 0.38 0.83 -1.31 -4.06 -3.47 1.21 6.62 7.26 7.57 --
Hybrid: Conservative Hybrid -1.70 0.21 0.86 -0.34 -1.67 -1.18 3.74 7.26 6.56 7.71 --
Rank within category 18 22 23 7 17 17 19 5 3 6 --
Number of funds in category 35 36 36 36 36 35 35 31 29 28 0

As on 24-Jun-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Canara Robeco Conservative Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 2.86 9.81 8.42 0.61% 1,125
SBI Conservative Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 5.63 10.02 7.61 0.56% 6,010
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 5.76 9.19 8.41 0.99% 3,246
Kotak Debt Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 4.84 11.18 8.85 0.45% 1,457
Baroda BNP Paribas Conservative Hybrid Fund - Direct Plan
4 star
Jan-13 2.09 7.17 7.26 0.71% 459

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.60 24-Mar-2020 - 31-Mar-2020 -5.37 11-Mar-2020 - 18-Mar-2020
Month 6.32 24-Mar-2020 - 23-Apr-2020 -10.15 20-Feb-2020 - 23-Mar-2020
Quarter 11.07 23-Mar-2020 - 22-Jun-2020 -6.73 23-Dec-2019 - 23-Mar-2020
Year 25.92 23-Mar-2020 - 23-Mar-2021 -1.99 25-Feb-2015 - 25-Feb-2016

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Canara Robeco Conservative Hybrid Direct-G 9.84 5.04 1.26 1.30 0.67 3.59
VR MIP TRI 7.56 6.88 0.59 0.74 -- --
Hybrid: Conservative Hybrid 7.35 6.40 0.68 0.74 0.67 1.14
Rank within category 4 12 2 2 13 3
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 39
Number of Bonds 27
Average Maturity (yrs) 2.10
Top 10 Holdings (%) 44.66
Portfolio P/B Ratio 3.56
Portfolio P/E Ratio 25.66

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 7.32% GOI 28/01/2024 GOI Securities SOV 0.00 - 15.79 15.79
up 5.74% GOI 15/11/2026 GOI Securities SOV 0.00 - 5.06 5.06
new 5.63% GOI 2026 GOI Securities SOV 0.00 - 4.66 4.66
down 7.35% GOI 22/06/2024 Central Government Loan SOV 0.00 - 4.98 3.61
equal 7.55% HDB Financial Services 20/01/2023 Debenture AAA 0.00 - 3.21 3.13
equal 7.59% GOI 2026 GOI Securities SOV 0.00 - 2.73 2.71
equal 7.69% National Bank Agr. Rur. Devp 29/05/2024 Non Convertible Debenture AAA 0.72 - 3.92 2.70
up 6.54% GOI 17/01/2032 GOI Securities SOV 0.00 - 3.66 2.51
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 0.00 - 2.39 2.25
new 6.84% GOI 19/12/2022 GOI Securities SOV 0.00 - 10.77 2.24
equal 7.28% HDFC 26/09/2022 Debenture AAA 0.00 - 2.32 2.23
equal 7.50% HDFC 2025 Debenture AAA 0.00 - 2.34 2.23
equal 4.95% HDFC 2022 Non Convertible Debenture AAA 0.00 - 3.08 2.22
equal 5.70% Bajaj Finance 2023 Debenture AAA 0.00 - 2.25 2.20
equal 5.40% Bajaj Finance 2023 Debenture AAA 0.00 - 2.25 2.20
equal 4.48% GOI 2023 GOI Securities SOV 2.17 - 12.89 2.17
equal 5.39% Sundaram Finance 21/06/2024 Debenture AAA 0.00 - 2.23 2.15
up 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 4.71 2.12
equal 7.35% Power Finance Corporation 15/10/2022 Debenture AAA 0.00 - 1.82 1.79
equal 7.33% LIC Housing Fin. 2025 Debenture AAA 0.00 - 1.86 1.77
equal 7.45% REC 30/11/2022 Non Convertible Debenture AAA 0.89 - 1.58 0.90
equal 7.99% HDFC 2024 Debenture AAA 0.90 - 1.63 0.90
equal 6.30% GOI 2023 GOI Securities SOV 0.00 - 1.72 0.89
equal 7.40% LIC Housing Fin. 2024 Debenture AAA 0.89 - 1.60 0.89
equal 8.79% LIC Housing Fin. 2024 Non Convertible Debenture AAA 0.46 - 0.82 0.46

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 19.77 2.16 0.60 2.13
equal Reliance Industries Energy 27.87 2.24 0.59 2.13
equal HDFC Bank Financial 19.76 2.71 1.15 1.88
equal Infosys Technology 27.44 2.01 0.80 1.56
equal State Bank of India Financial 11.46 1.22 0.00 1.14
up Apollo Hospitals Healthcare 52.24 0.87 0.00 0.87
equal Axis Bank Financial 13.79 1.63 0.69 0.83
equal ITC Consumer Staples 21.49 0.93 0.00 0.72
equal NTPC Energy 8.75 0.62 0.00 0.62
equal Vinati Organics Chemicals 55.33 0.80 0.00 0.55
equal Ultratech Cement Materials 21.48 0.69 0.00 0.54
equal SBI Life Insurance Company Insurance 71.64 0.60 0.00 0.52
equal Maruti Suzuki India Automobile 65.06 1.07 0.00 0.50
down Bajaj Finance Financial 48.14 1.59 0.42 0.49
equal JB Chemicals & Pharma Healthcare 31.27 0.63 0.00 0.48
equal Varun Beverages Consumer Staples 61.04 0.48 0.00 0.47
equal Schaeffler India Capital Goods 48.86 0.46 0.00 0.46
up Suven Pharmaceuticals Healthcare 26.56 0.46 0.00 0.41
equal Mphasis Technology 29.69 0.53 0.00 0.40
equal Gland Pharma Healthcare 35.48 0.81 0.00 0.39
new Larsen & Toubro Construction 24.24 1.52 0.00 0.37
equal Minda Industries Automobile 73.66 1.00 0.34 0.36
up GAIL Energy 4.74 0.36 0.00 0.36
equal United Spirits Consumer Staples 66.82 0.41 0.00 0.36
down Thermax Capital Goods 75.39 0.61 0.00 0.35

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2022

Fund Manager

— Shridatta Bhandwaldar since 02-Dec-2021

Education: Mr. Bhandwaldar is a BE (Mechanical) and MMS (Finance).

Experience: Prior to joining Canara Robeco Mutual Fund he was associated with SBI Pension Funds Pvt. Ltd. (Jul 2012-Jun 2016) as Head-Research, Heritage India Advisory Pvt. Ltd. (Oct 2009-Jun 2012) as Senior Equity Analyst, Motilal Oswal Securities (Jan 2008-Sep 2009) and MF Global Securities (Apr 2006-Dec 2008).

Funds Managed:

— Avnish Jain since 07-Oct-2013

Education: Mr. Jain is a B.Tech from IIT Kharagpur and Post Graduate from IIM Kolkata.

Experience: Prior to joining Canara Robeco AMC he has worked with ICICI Prudential AMC, PGIM India Mutual Fund, Deutsche Asset Management, Misys Software Solutions, Yes Bank and ICICI Bank.

Funds Managed:


0.19%

Change from previous, NAV as on 24-Jun-2022

Growth: ₹ 81.2120

IDCW Quarterly: ₹ 15.2426

IDCW Monthly: ₹ 15.3633


Investment Strategy

The fund seeks to generate to income through investment primarily in debt securities with marginal exposures in equity and money market instruments of various maturities and risk profile.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 2,000
Min. Balance (₹) 2,000
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Canara Robeco Mutual Fund
Launch Date: 02-Jan-2013
Return Since Launch: 9.58%
Benchmark: CRISIL Hybrid 85+15 Conservative Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 1,125 Cr (As on 31-May-2022)
Expense: 0.61% (As on 31-May-2022)
Risk Grade: Below Average
Return Grade: High
Turnover: 278.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly27-May-20220.1000

 29-Apr-20220.1000
 25-Mar-20220.1000
 25-Feb-20220.1000
 28-Jan-20220.1000
 31-Dec-20210.1000
 26-Nov-20210.1000
 29-Oct-20210.1000
 24-Sep-20210.1000
 27-Aug-20210.1000
 30-Jul-20210.1000
 25-Jun-20210.1000
 28-May-20210.1000
 30-Apr-20210.1000
 26-Mar-20210.1000
 26-Feb-20210.0100
 29-Jan-20210.1000
 24-Dec-20200.1000
 27-Nov-20200.1000
 23-Oct-20200.1000
 25-Sep-20200.1000
 31-Aug-20200.1000
 31-Jul-20200.1000
 26-Jun-20200.1000
 29-May-20200.1000
IDCW Quarterly25-Mar-20220.2000

 31-Dec-20210.2500
 24-Sep-20210.2500
 25-Jun-20210.3000
 26-Mar-20210.2500
 24-Dec-20200.3000
 25-Sep-20200.3000
 26-Jun-20200.3000
 27-Mar-20200.2161
 27-Dec-20190.2161
 27-Sep-20190.2161
 28-Jun-20190.2161
 29-Mar-20190.8644
 28-Dec-20180.2161
 28-Sep-20180.2161
 22-Jun-20180.2161
 23-Mar-20180.2167
 29-Dec-20170.2167
 22-Sep-20170.2167
 23-Jun-20170.2167
 24-Mar-20170.2167
 23-Dec-20160.2167
 23-Sep-20160.2167
 17-Jun-20160.2167
 23-Mar-20160.2167

Contact Information

AMC: Canara Robeco Asset Management Company Ltd

Address: 4th Floor - Construction House, 5 - Walchand Hirachand Marg, Mumbai - 400001

Phone: 022-22621371/ 66585000 / 665850010

Fax: 022-66585012

Website: http://www.canararobeco.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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