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5 star

Canara Robeco Conservative Hybrid Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.41 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.41 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 7.76 0.18 0.67 1.40 4.46 7.26 16.78 12.05 10.19 10.08 --
VR MIP TRI 5.62 0.44 0.28 0.71 3.59 4.28 15.39 9.16 8.87 8.89 --
Hybrid: Conservative Hybrid 7.40 0.24 0.62 1.50 4.37 5.84 16.27 8.31 8.34 9.23 --
Rank within category 11 26 16 21 13 7 12 2 3 7 --
Number of funds in category 33 36 36 36 35 33 33 30 30 27 0

As on 03-Aug-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Canara Robeco Conservative Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 16.78 12.05 10.19 0.61 655
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 14.68 10.16 10.12 0.75 3,287
SBI Debt Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 21.13 10.83 9.26 0.60 1,845
Kotak Debt Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 21.27 12.50 10.84 0.77 678
BNP Paribas Conservative Hybrid Fund - Direct Plan
4 star
Jan-13 12.73 9.51 9.31 0.45 411

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.60 24-Mar-2020 - 31-Mar-2020 -5.37 11-Mar-2020 - 18-Mar-2020
Month 6.32 24-Mar-2020 - 23-Apr-2020 -10.15 20-Feb-2020 - 23-Mar-2020
Quarter 11.07 23-Mar-2020 - 22-Jun-2020 -6.73 23-Dec-2019 - 23-Mar-2020
Year 25.92 23-Mar-2020 - 23-Mar-2021 -1.99 25-Feb-2015 - 25-Feb-2016

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 11.45 5.34 1.37 1.41 0.73 3.90
VR MIP TRI 8.80 6.81 0.69 0.81 -- --
Hybrid: Conservative Hybrid 8.11 6.47 0.73 0.84 0.72 0.62
Rank within category 2 12 2 3 15 2
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 36
Number of Bonds 34
Average Maturity (yrs) 2.41
Top 10 Holdings (%) 40.75
Portfolio P/B Ratio 3.86
Portfolio P/E Ratio 34.45

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
down 4.48% GOI 2023 GOI Securities SOV 0.00 - 8.97 6.26
equal 7.00% Reliance Industries 31/08/2022 Non Convertible Debenture AAA 0.00 - 6.35 5.50
equal Reserve Bank of India 364-D 23/09/2021 Treasury Bills SOV 0.00 - 9.31 4.93
up 7.32% GOI 28/01/2024 GOI Securities SOV 0.00 - 5.17 4.52
new 7.16% GOI 20/05/2023 Central Government Loan SOV 0.00 - 3.99 3.99
up 6.84% GOI 19/12/2022 GOI Securities SOV 0.00 - 12.41 3.96
up 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 3.77 3.77
down 6.18% GOI 2024 GOI Securities SOV 0.00 - 6.17 3.14
equal 8.20% GOI 15/02/2022 Central Government Loan SOV 0.00 - 3.47 2.35
equal 8.79% GOI 2021 Central Government Loan SOV 0.00 - 3.24 2.33
equal 7.14% REC 2021 Bonds AAA 0.00 - 3.88 2.32
down 5.63% GOI 2026 GOI Securities SOV 0.00 - 5.29 2.13
equal 8.01% Tamilnadu State 2026 State Development Loan SOV 0.00 - 2.37 1.64
equal 7.99% HDFC 2024 Debenture AAA 1.63 - 4.40 1.63
new 7.17% GOI 2028 GOI Securities SOV 0.00 - 1.60 1.60
equal 7.50% HDFC 2025 Debenture AAA 1.60 - 4.33 1.60
equal 7.40% LIC Housing Fin. 2024 Debenture AAA 0.00 - 2.31 1.60
new 7.37% GOI 16/04/2023 GOI Securities SOV 0.00 - 2.06 1.60
equal 6.97% GOI 2026 GOI Securities SOV 0.00 - 2.00 1.59
equal 7.45% REC 30/11/2022 Non Convertible Debenture AAA 1.58 - 4.28 1.58
equal 8.18% Power Finance Corporation 19/03/2022 Debenture AAA 0.00 - 2.18 1.57
equal 7.50% Power Finance Corporation 16/08/2021 Debenture AAA 1.53 - 4.20 1.53
equal 8.49% Punjab State 31/03/2022 State Development Loan SOV 1.26 - 3.45 1.26
equal 6.68% GOI 17/09/2031 GOI Securities SOV 0.00 - 1.45 1.16
equal 7.37% Tamilnadu State 14/09/2026 State Development Loan SOV 0.00 - 1.32 0.96

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 24.17 2.71 1.21 1.49
equal Infosys Technology 34.52 1.91 0.81 1.13
equal ICICI Bank Financial 23.88 1.55 0.60 1.09
equal Axis Bank Financial 26.78 1.63 0.00 1.04
equal Bajaj Finance Financial 85.65 1.59 0.31 1.01
new Indraprastha Gas Energy 33.24 0.98 0.00 0.98
equal TVS Motor Company Automobile 35.61 1.20 0.00 0.95
equal Reliance Industries Energy 29.30 1.87 0.80 0.84
new Sona BLW Precision Forgings Automobile 118.67 0.81 0.00 0.81
equal Max Healthcare Institute Healthcare -- 0.78 0.00 0.78
equal Minda Industries Automobile 106.24 1.00 0.00 0.78
equal Avenue Supermarts Services 200.08 1.10 0.00 0.77
equal Info Edge (India) Services 49.07 0.94 0.00 0.75
equal Tata Consultancy Services Technology 35.28 1.05 0.59 0.72
equal Century Textiles & Industries Diversified 290.19 0.73 0.00 0.70
new Muthoot Finance Financial 16.71 0.68 0.00 0.68
equal Gland Pharma Healthcare 65.12 0.81 0.00 0.67
equal Indian Bank Financial 4.44 0.74 0.00 0.66
equal Divi's Laboratories Healthcare 67.00 1.09 0.00 0.61
equal Cholamandalam Investment & Finance Company Financial 29.89 0.82 0.00 0.59
equal Max Financial Services Financial 91.25 0.58 0.00 0.49
down Indian Railway Catering & Tourism Corporation Services 207.91 1.52 0.00 0.47
equal Tata Consumer Products FMCG 82.54 0.51 0.00 0.46
equal Kotak Mahindra Bank Financial 33.63 1.51 0.45 0.45
equal SBI Cards & Payments Services Financial 110.20 0.62 0.00 0.44

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Miyush Gandhi since 15-Jun-2018

Education: Mr. Gandhi is Bachelor of Commerce & Master of Business Administration

Experience: Prior to joining Canara Robeco Mutual Fund he has worked with SBI Life Insurance Company Ltd. as Fund Manager and Research Analyst.

Interviews:

Funds Managed:

— Avnish Jain since 07-Oct-2013

Education: Mr. Jain is a B.Tech from IIT Kharagpur and Post Graduate from IIM Kolkata.

Experience: Prior to joining Canara Robeco AMC he has worked with ICICI Prudential AMC, PGIM India Mutual Fund, Deutsche Asset Management, Misys Software Solutions, Yes Bank and ICICI Bank.

Funds Managed:


0.18%

Change from previous, NAV as on 03-Aug-2021

Growth: ₹ 80.3363

IDCW Quarterly: ₹ 15.7601

IDCW Monthly: ₹ 16.1728


Investment Strategy

The fund seeks to generate to income through investment primarily in debt securities with marginal exposures in equity and money market instruments of various maturities and risk profile.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 2,000
Minimum Balance (₹) 2,000
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Canara Robeco Mutual Fund
Launch Date: 02-Jan-2013
Return Since Launch: 10.48%
Benchmark: CRISIL Hybrid 85+15 Conservative TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 655 Cr (As on 30-Jun-2021)
Expense: 0.61% (As on 30-Jun-2021)
Risk Grade: Below Average
Return Grade: High
Turnover: 194.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly30-Jul-20210.1000

 25-Jun-20210.1000
 28-May-20210.1000
 30-Apr-20210.1000
 26-Mar-20210.1000
 26-Feb-20210.0100
 29-Jan-20210.1000
 24-Dec-20200.1000
 27-Nov-20200.1000
 23-Oct-20200.1000
 25-Sep-20200.1000
 31-Aug-20200.1000
 31-Jul-20200.1000
 26-Jun-20200.1000
 29-May-20200.1000
 27-Apr-20200.1000
 27-Mar-20200.0720
 28-Feb-20200.0720
 31-Jan-20200.0720
 27-Dec-20190.0720
 29-Nov-20190.2161
 25-Oct-20190.0720
 27-Sep-20190.0720
 30-Aug-20190.0720
 26-Jul-20190.0720
IDCW Quarterly25-Jun-20210.3000

 26-Mar-20210.2500
 24-Dec-20200.3000
 25-Sep-20200.3000
 26-Jun-20200.3000
 27-Mar-20200.2161
 27-Dec-20190.2161
 27-Sep-20190.2161
 28-Jun-20190.2161
 29-Mar-20190.8644
 28-Dec-20180.2161
 28-Sep-20180.2161
 22-Jun-20180.2161
 23-Mar-20180.2167
 29-Dec-20170.2167
 22-Sep-20170.2167
 23-Jun-20170.2167
 24-Mar-20170.2167
 23-Dec-20160.2167
 23-Sep-20160.2167
 17-Jun-20160.2167
 23-Mar-20160.2167
 23-Dec-20150.2167
 30-Sep-20150.2167
 26-Jun-20150.2167

Contact Information

AMC: Canara Robeco Asset Management Company Ltd

Address: 4th Floor - Construction House, 5 - Walchand Hirachand Marg, Ballard Estate, Mumbai - 400001

Phone: 022-22621371/ 66585000 / 665850010

Fax: 022-66585012

Email: [email protected]

Website: http://www.canararobeco.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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